Primerica, Inc.

EDGAR

Annual consolidated revenue for 2025: about USD 3.292B, using the latest reported figures. The previous period, 2024, was about USD 3.089B.

Watchlist

Latest quarter

Revenue

865 million USD

2026 Q2 · USD

Exact inputs and evidence

Net margin

23.38%

2026 Q2 · %

Exact inputs and evidence
  • Net Income: 202278000 USD Source
  • Revenue: 865067000 USD Source

Operating cash flow

194 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 350610000 USD Source
  • Operating Cash Flow: 156790000 USD Source
Cash and cash equivalents
600 million USD Source
Exact value

600183000 USD

Long-term debt including current maturities
Not available
Shares outstanding
30.9 million shares Source
Exact value

30898000 shares

Reported share-count change

-5.06% · -1.65 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 32545000 shares · 2025-06-30· Source
  • 30898000 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

3.43 billion USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 839852000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 3291713000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 2438028000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 872693000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 865067000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

892 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 562934000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 360042000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 901178000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 562934000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 156790000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 350610000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 156790000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-06.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 10 of 11 periods available· newest 2024-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +6.6%

    Prior period

    USD 3.09 billion

    –

    Current period

    USD 3.29 billion

    –

    Exact inputs and evidence

    3291713000 − 3089143000 = 202570000 USD

    3089143000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    3291713000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +4.5%

    Prior period

    USD 862.09 million

    –

    Current period

    USD 901.18 million

    –

    Exact inputs and evidence

    901178000 − 862088000 = 39090000 USD

    862088000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    901178000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Net income, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 3.29 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income Unavailable An input is unavailable.

Cash

  • Operating cash flow USD 901.18 million 27% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-311519084000 UnavailableUnavailableUnavailable219414000 Unavailable
Source
2017 2017-01-01 – 2017-12-311689102000 UnavailableUnavailableUnavailable350255000 Unavailable
Source
2018 2018-01-01 – 2018-12-311899843000 UnavailableUnavailableUnavailable324094000 Unavailable
Source
2019 2019-01-01 – 2019-12-312052504000 UnavailableUnavailableUnavailable366391000 Unavailable
Source
2020 2020-01-01 – 2020-12-312217541000 UnavailableUnavailableUnavailable386164000 Unavailable
Source
2021 2021-01-01 – 2021-12-312709732000 UnavailableUnavailableUnavailable477362000 Unavailable
Source
2022 2022-01-01 – 2022-12-312657451000 UnavailableUnavailableUnavailable472068000 Unavailable
Source
2023 2023-01-01 – 2023-12-312748507000 UnavailableUnavailableUnavailable576601000 Unavailable
Source
2024 2024-01-01 – 2024-12-313089143000 UnavailableUnavailableUnavailable470518000 Unavailable
Source
2025 2025-01-01 – 2025-12-313291713000 UnavailableUnavailableUnavailableUnavailableUnavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 3.3B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.6B2.7B1.8B888.8M0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue1519084000
2017Revenue1689102000
2018Revenue1899843000
2019Revenue2052504000
2020Revenue2217541000
2021Revenue2709732000
2022Revenue2657451000
2023Revenue2748507000
2024Revenue3089143000
2025Revenue3291713000

Revenue growth

Change in revenue from the same financial period one year earlier.

6.6% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.24.1%17.1%10.1%3.1%-3.9%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over year8.2%
2017Year over year11.2%
2018Year over year12.5%
2019Year over year8%
2020Year over year8%
2021Year over year22.2%
2022Year over year-1.9%
2023Year over year3.4%
2024Year over year12.4%
2025Year over year6.6%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 15.2% 2024
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.22.7%17.0%11.3%5.7%0.0%2016-12-312021-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2016Net margin14.4%
2017Net margin20.7%
2018Net margin17.1%
2019Net margin17.9%
2020Net margin17.4%
2021Net margin17.6%
2022Net margin17.8%
2023Net margin21%
2024Net margin15.2%
2025-12-31Net marginNot reported
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 901.2M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.973.3M730.0M486.6M243.3M0.0201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow294427000
2017Operating cash flow391544000
2018Operating cash flow478067000
2019Operating cash flow485513000
2020Operating cash flow643417000
2021Operating cash flow656956000
2022Operating cash flow757665000
2023Operating cash flow692517000
2024Operating cash flow862088000
2025Operating cash flow901178000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flowUnavailable
2017Free cash flowUnavailable
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

83.7% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.96%72%48%24%0%201620212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets89.3%
2017Liabilities / assets88.6%
2018Liabilities / assets88.4%
2019Liabilities / assets87.9%
2020Liabilities / assets87.7%
2021Liabilities / assets86.6%
2022Liabilities / assets86.1%
2023Liabilities / assets86.3%
2024Liabilities / assets84.5%
2025Liabilities / assets83.7%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 219.41 million
Exact value

Exact value: 219414000 USD

2016-01-01 – 2016-12-31: 219414000 USD Inspect Net Income Open source
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USD 294.43 million
Exact value

Exact value: 294427000 USD

2016-01-01 – 2016-12-31: 294427000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
USD 350.26 million
Exact value

Exact value: 350255000 USD

2017-01-01 – 2017-12-31: 350255000 USD Inspect Net Income Open source
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USD 391.54 million
Exact value

Exact value: 391544000 USD

2017-01-01 – 2017-12-31: 391544000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2018-01-01 – 2018-12-31
USD 324.09 million
Exact value

Exact value: 324094000 USD

2018-01-01 – 2018-12-31: 324094000 USD Inspect Net Income Open source
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USD 478.07 million
Exact value

Exact value: 478067000 USD

2018-01-01 – 2018-12-31: 478067000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2019-01-01 – 2019-12-31
USD 366.39 million
Exact value

Exact value: 366391000 USD

2019-01-01 – 2019-12-31: 366391000 USD Inspect Net Income Open source
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USD 485.51 million
Exact value

Exact value: 485513000 USD

2019-01-01 – 2019-12-31: 485513000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 386.16 million
Exact value

Exact value: 386164000 USD

2020-01-01 – 2020-12-31: 386164000 USD Inspect Net Income Open source
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USD 643.42 million
Exact value

Exact value: 643417000 USD

2020-01-01 – 2020-12-31: 643417000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 477.36 million
Exact value

Exact value: 477362000 USD

2021-01-01 – 2021-12-31: 477362000 USD Inspect Net Income Open source
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USD 656.96 million
Exact value

Exact value: 656956000 USD

2021-01-01 – 2021-12-31: 656956000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 472.07 million
Exact value

Exact value: 472068000 USD

2022-01-01 – 2022-12-31: 472068000 USD Inspect Net Income Open source
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USD 757.67 million
Exact value

Exact value: 757665000 USD

2022-01-01 – 2022-12-31: 757665000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 576.6 million
Exact value

Exact value: 576601000 USD

2023-01-01 – 2023-12-31: 576601000 USD Inspect Net Income Open source
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USD 692.52 million
Exact value

Exact value: 692517000 USD

2023-01-01 – 2023-12-31: 692517000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 470.52 million
Exact value

Exact value: 470518000 USD

2024-01-01 – 2024-12-31: 470518000 USD Inspect Net Income Open source
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USD 862.09 million
Exact value

Exact value: 862088000 USD

2024-01-01 – 2024-12-31: 862088000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
Unavailable Not reported for this period.
USD 901.18 million
Exact value

Exact value: 901178000 USD

2025-01-01 – 2025-12-31: 901178000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

238 filings · 9,841 latest values · 9,841 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001475922, 1475922, PRI, edgar:1475922

Also known as Primerica, Inc, Primerica, Inc., Primerica, Inc.