Atlanticus Holdings Corp

EDGAR

Annual consolidated revenue for 2025: about USD 557.2M, using the latest reported figures. The previous period, 2024, was about USD 401.4M.

Watchlist

Latest quarter

Revenue

224 million USD

2026 Q2 · USD

Exact inputs and evidence

Net margin

22.24%

2026 Q2 · %

Exact inputs and evidence
  • Net Income: 49719000 USD Source
  • Revenue: 223574000 USD Source

Operating cash flow

277 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 563272000 USD Source
  • Operating Cash Flow: 286345000 USD Source
Cash and cash equivalents
555 million USD Source
Exact value

555215000 USD

Long-term debt including current maturities
Not available
Shares outstanding
15.2 million shares Source
Exact value

15170081 shares

Reported share-count change

0.29% · 44.3 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 15125831 shares · 2025-06-30· Source
  • 15170081 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

730 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 140812000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 557206000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 381355000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 189704000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 223574000 USD · 2026-04-01 – 2026-06-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-06.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 6 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 9 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 9 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 4 of 11 periods available· newest 2020-12-31
  • Total assets: 6 of 11 periods available· newest 2025-12-31
  • Total liabilities: 6 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 3 of 11 periods available· newest 2025-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: 6 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +38.8%

    Prior period

    USD 401.43 million

    –

    Current period

    USD 557.21 million

    –

    Exact inputs and evidence

    557206000 − 401432000 = 155774000 USD

    401432000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    557206000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +9.8%

    Prior period

    USD 111.3 million

    –

    Current period

    USD 122.2 million

    –

    Exact inputs and evidence

    122204000 − 111296000 = 10908000 USD

    111296000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    122204000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +35.9%

    Prior period

    USD 469.41 million

    –

    Current period

    USD 637.96 million

    –

    Exact inputs and evidence

    637963000 − 469405000 = 168558000 USD

    469405000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    637963000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 557.21 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 122.2 million 22% of revenue

Cash

  • Operating cash flow USD 637.96 million 114% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2020 2020-01-01 – 2020-12-31260595000 UnavailableUnavailableUnavailable94120000 Unavailable
Source
2021 2021-01-01 – 2021-12-31438741000 UnavailableUnavailableUnavailable177902000 Unavailable
Source
2022 2022-01-01 – 2022-12-31386741000 UnavailableUnavailableUnavailable135597000 Unavailable
Source
2023 2023-01-01 – 2023-12-31354805000 UnavailableUnavailableUnavailable102845000 Unavailable
Source
2024 2024-01-01 – 2024-12-31401432000 UnavailableUnavailableUnavailable111296000 Unavailable
Source
2025 2025-01-01 – 2025-12-31557206000 UnavailableUnavailableUnavailable122204000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 557.2M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.601.8M451.3M300.9M150.4M0.0202020232025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2020Revenue260595000
2021Revenue438741000
2022Revenue386741000
2023Revenue354805000
2024Revenue401432000
2025Revenue557206000

Revenue growth

Change in revenue from the same financial period one year earlier.

38.8% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.75%52%28%5%-18%202020232025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2020Year over yearNo prior comparable period
2021Year over year68.4%
2022Year over year-11.9%
2023Year over year-8.3%
2024Year over year13.1%
2025Year over year38.8%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 21.9% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.44%33%22%11%0%2020-12-312023-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2020Net margin36.1%
2021Net margin40.5%
2022Net margin35.1%
2023Net margin29%
2024Net margin27.7%
2025Net margin21.9%
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 638M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.689.0M516.8M344.5M172.3M0.0202020232025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2020Operating cash flow212734000
2021Operating cash flow212366000
2022Operating cash flow347630000
2023Operating cash flow459317000
2024Operating cash flow469405000
2025Operating cash flow637963000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

91.6% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.99%74%49%25%0%202020232025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2020Liabilities / assets82.1%
2021Liabilities / assets78%
2022Liabilities / assets80.5%
2023Liabilities / assets80.3%
2024Liabilities / assets82.3%
2025Liabilities / assets91.6%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2015 2015-01-01 – 2015-12-31
USD 1.71 million
Exact value

Exact value: 1713000 USD

2015-01-01 – 2015-12-31: 1713000 USD Inspect Net Income Open source
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USD 864,000
Exact value

Exact value: 864000 USD

2015-01-01 – 2015-12-31: 864000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2016 2016-01-01 – 2016-12-31
−USD 6.34 million
Exact value

Exact value: -6335000 USD

2016-01-01 – 2016-12-31: -6335000 USD Inspect Net Income Open source
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USD 39.02 million
Exact value

Exact value: 39015000 USD

2016-01-01 – 2016-12-31: 39015000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
−USD 40.78 million
Exact value

Exact value: -40781000 USD

2017-01-01 – 2017-12-31: -40781000 USD Inspect Net Income Open source
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−USD 25.47 million
Exact value

Exact value: -25465000 USD

2017-01-01 – 2017-12-31: -25465000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 94.12 million
Exact value

Exact value: 94120000 USD

2020-01-01 – 2020-12-31: 94120000 USD Inspect Net Income Open source
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USD 212.73 million
Exact value

Exact value: 212734000 USD

2020-01-01 – 2020-12-31: 212734000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 177.9 million
Exact value

Exact value: 177902000 USD

2021-01-01 – 2021-12-31: 177902000 USD Inspect Net Income Open source
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USD 212.37 million
Exact value

Exact value: 212366000 USD

2021-01-01 – 2021-12-31: 212366000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 135.6 million
Exact value

Exact value: 135597000 USD

2022-01-01 – 2022-12-31: 135597000 USD Inspect Net Income Open source
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USD 347.63 million
Exact value

Exact value: 347630000 USD

2022-01-01 – 2022-12-31: 347630000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 102.85 million
Exact value

Exact value: 102845000 USD

2023-01-01 – 2023-12-31: 102845000 USD Inspect Net Income Open source
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USD 459.32 million
Exact value

Exact value: 459317000 USD

2023-01-01 – 2023-12-31: 459317000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 111.3 million
Exact value

Exact value: 111296000 USD

2024-01-01 – 2024-12-31: 111296000 USD Inspect Net Income Open source
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USD 469.41 million
Exact value

Exact value: 469405000 USD

2024-01-01 – 2024-12-31: 469405000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 122.2 million
Exact value

Exact value: 122204000 USD

2025-01-01 – 2025-12-31: 122204000 USD Inspect Net Income Open source
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USD 637.96 million
Exact value

Exact value: 637963000 USD

2025-01-01 – 2025-12-31: 637963000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

117 filings · 4,367 latest values · 4,367 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001464343, 1464343, ATLC, ATLCL, ATLCP, ATLCZ, atlc, edgar:1464343

Also known as ATLANTICUS HOLDINGS CORPORATION, Atlanticus Holdings Corp, Atlanticus Holdings Corporation, CompuCredit Holdings Corp