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HEALTHEQUITY, INC.

EDGAR

HQY Quarterly report (10-Q) · filed 2026-08-27

Annual consolidated revenue for 2026: about USD 1.313B, using the latest reported figures. The previous period, 2025, was about USD 1.2B.

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Watchlist

Latest quarter

Revenue

351 million USD

2027 Q2 · USD

Exact inputs and evidence

Revenue: 350732000 USD Source

Operating margin

28.14%

2027 Q2 · %

Exact inputs and evidence

Operating Income: 98690000 USD Source
Revenue: 350732000 USD Source

Operating cash flow

136 million USD

2027 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: 233685000 USD Source
Operating Cash Flow: 97526000 USD Source

Free cash flow

135 million USD

2027 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: 233685000 USD Source
Operating Cash Flow: 97526000 USD Source
Capital Expenditure: 1340000 USD Source
Capital Expenditure: 362000 USD Source

Cash and cash equivalents: 256 million USD 2026-07-31 Source
Exact value

256003000 USD
Long-term debt including current maturities: 931 million USD 2026-07-31 Source
Exact value

931062000 USD
Shares outstanding: 82.9 million shares 2026-07-31 Source
Exact value

82909000 shares

Reported share-count change

-4.06% · -3.51 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

86421000 shares · 2025-07-31· Source
82909000 shares · 2026-07-31· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

1.36 billion USD

2025-08-01 – 2026-07-31

Exact inputs and evidence

Revenue: 322164000 USD · 2025-08-01 – 2025-10-31 Source
Revenue: 1313429000 USD · 2025-02-01 – 2026-01-31 Source
Revenue: 978843000 USD · 2025-02-01 – 2025-10-31 Source
Revenue: 354641000 USD · 2026-02-01 – 2026-04-30 Source
Revenue: 350732000 USD · 2026-05-01 – 2026-07-31 Source

Net income

236 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence

Net income: 51692000 USD · 2025-08-01 – 2025-10-31 Source
Net income: 215201000 USD · 2025-02-01 – 2026-01-31 Source
Net income: 165461000 USD · 2025-02-01 – 2025-10-31 Source
Net income: 69418000 USD · 2026-02-01 – 2026-04-30 Source
Net income: 65644000 USD · 2026-05-01 – 2026-07-31 Source

Operating cash flow

490 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence

Operating cash flow: 339179000 USD · 2025-02-01 – 2025-10-31 Source
Operating cash flow: 200604000 USD · 2025-02-01 – 2025-07-31 Source
Operating cash flow: 457094000 USD · 2025-02-01 – 2026-01-31 Source
Operating cash flow: 339179000 USD · 2025-02-01 – 2025-10-31 Source
Operating cash flow: 97526000 USD · 2026-02-01 – 2026-04-30 Source
Operating cash flow: 233685000 USD · 2026-02-01 – 2026-07-31 Source
Operating cash flow: 97526000 USD · 2026-02-01 – 2026-04-30 Source

Capital expenditure

2.45 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence

Capital expenditure: 1643000 USD · 2025-02-01 – 2025-10-31 Source
Capital expenditure: 859000 USD · 2025-02-01 – 2025-07-31 Source
Capital expenditure: 1969000 USD · 2025-02-01 – 2026-01-31 Source
Capital expenditure: 1643000 USD · 2025-02-01 – 2025-10-31 Source
Capital expenditure: 362000 USD · 2026-02-01 – 2026-04-30 Source
Capital expenditure: 1340000 USD · 2026-02-01 – 2026-07-31 Source
Capital expenditure: 362000 USD · 2026-02-01 – 2026-04-30 Source

Free cash flow

488 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence

Operating cash flow: 339179000 USD · 2025-02-01 – 2025-10-31 Source
Operating cash flow: 200604000 USD · 2025-02-01 – 2025-07-31 Source
Operating cash flow: 457094000 USD · 2025-02-01 – 2026-01-31 Source
Operating cash flow: 339179000 USD · 2025-02-01 – 2025-10-31 Source
Operating cash flow: 97526000 USD · 2026-02-01 – 2026-04-30 Source
Operating cash flow: 233685000 USD · 2026-02-01 – 2026-07-31 Source
Operating cash flow: 97526000 USD · 2026-02-01 – 2026-04-30 Source
Capital expenditure: 1643000 USD · 2025-02-01 – 2025-10-31 Source
Capital expenditure: 859000 USD · 2025-02-01 – 2025-07-31 Source
Capital expenditure: 1969000 USD · 2025-02-01 – 2026-01-31 Source
Capital expenditure: 1643000 USD · 2025-02-01 – 2025-10-31 Source
Capital expenditure: 362000 USD · 2026-02-01 – 2026-04-30 Source
Capital expenditure: 1340000 USD · 2026-02-01 – 2026-07-31 Source
Capital expenditure: 362000 USD · 2026-02-01 – 2026-04-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-27.

Financial data available through: 2026-01-31.

Coverage by financial measure

Revenue: 11 of 11 periods available· newest 2026-01-31
Operating income: 11 of 11 periods available· newest 2026-01-31
Net income: 11 of 11 periods available· newest 2026-01-31
Operating cash flow: 11 of 11 periods available· newest 2026-01-31
Capital expenditure: 11 of 11 periods available· newest 2026-01-31
Total assets: 11 of 11 periods available· newest 2026-01-31
Total liabilities: 11 of 11 periods available· newest 2026-01-31
Current assets: 11 of 11 periods available· newest 2026-01-31
Current liabilities: 11 of 11 periods available· newest 2026-01-31
Cash and cash equivalents: 11 of 11 periods available· newest 2026-01-31
Long-term debt including current maturities: 7 of 11 periods available· newest 2026-01-31
Shares outstanding: 11 of 11 periods available· newest 2026-01-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+9.5%

Prior period

USD 1.2 billion

2024-02-01 – 2025-01-31
Current period

USD 1.31 billion

2025-02-01 – 2026-01-31

Exact inputs and evidence

1313429000 − 1199774000 = 113655000 USD

1199774000 USD · 2024-02-01 – 2025-01-31
Inspect prior input Prior source
1313429000 USD · 2025-02-01 – 2026-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Year-over-year change in Revenue: 113655000 USD Concept: fundies:Revenue Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 1313429000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#718595 Filing: 000142833626000010 Input fundies:Revenue: 1199774000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#719254 Filing: 000142833626000010
The citation records this snapshot. The page link may show a newer release later.
Net income
+122.5%

Prior period

USD 96.7 million

2024-02-01 – 2025-01-31
Current period

USD 215.2 million

2025-02-01 – 2026-01-31

Exact inputs and evidence

215201000 − 96703000 = 118498000 USD

96703000 USD · 2024-02-01 – 2025-01-31
Inspect prior input Prior source
215201000 USD · 2025-02-01 – 2026-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Year-over-year change in Net income: 118498000 USD Concept: fundies:NetIncome Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 215201000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#1003829 Filing: 000142833626000010 Input fundies:NetIncome: 96703000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#1004586 Filing: 000142833626000010
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+34.5%

Prior period

USD 339.86 million

2024-02-01 – 2025-01-31
Current period

USD 457.09 million

2025-02-01 – 2026-01-31

Exact inputs and evidence

457094000 − 339856000 = 117238000 USD

339856000 USD · 2024-02-01 – 2025-01-31
Inspect prior input Prior source
457094000 USD · 2025-02-01 – 2026-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Year-over-year change in Operating cash flow: 117238000 USD Concept: fundies:OperatingCashFlow Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 457094000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#886063 Filing: 000142833626000010 Input fundies:OperatingCashFlow: 339856000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#886711 Filing: 000142833626000010
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-5.5%

Prior period

USD 2.08 million

2024-02-01 – 2025-01-31
Current period

USD 1.97 million

2025-02-01 – 2026-01-31

Exact inputs and evidence

1969000 − 2084000 = -115000 USD

2084000 USD · 2024-02-01 – 2025-01-31
Inspect prior input Prior source
1969000 USD · 2025-02-01 – 2026-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Year-over-year change in Capital expenditure: -115000 USD Concept: fundies:CapitalExpenditure Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 1969000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#890715 Filing: 000142833626000010 Input fundies:CapitalExpenditure: 2084000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#891299 Filing: 000142833626000010
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2026 2025-02-01 – 2026-01-31

Revenue USD 1.31 billion 100% of revenue
Cost of revenue USD 400.31 million 30% of revenue
Operating expenses USD 590.66 million 45% of revenue
Operating income USD 322.46 million 25% of revenue
Tax, interest and other Derived USD 107.26 million 8.2% of revenue
Net income USD 215.2 million 16% of revenue

Cash

Operating cash flow USD 457.09 million 35% of revenue
Capital expenditure USD 1.97 million 0.1% of revenue
Free cash flow Derived USD 455.13 million 35% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2017 15%77%
2018 21%76%
2019 26%73%
2020 86%
2021 95%
2022 Operating loss: operating costs were 103% of revenue.
2023 Net loss: net income was −3% of revenue.
2024 88%
2025 86%
2026 16%75%

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2017 2016-02-01 – 2017-01-31	178370000	137158000 Derived	41212000	14836000 Derived	26376000	41946000 Derived	Source 2016-02-01 – 2017-01-31: 178370000 USD Inspect Revenue Open source 2016-02-01 – 2017-01-31: 41212000 USD Inspect Operating Income Open source 2016-02-01 – 2017-01-31: 26376000 USD Inspect Net Income Open source 2016-02-01 – 2017-01-31: 45591000 USD Inspect Operating Cash Flow Open source 2016-02-01 – 2017-01-31: 3645000 USD Inspect Capital Expenditure Open source
2018 2017-02-01 – 2018-01-31	229525000	175107000 Derived	54418000	7056000 Derived	47362000	76244000 Derived	Source 2017-02-01 – 2018-01-31: 229525000 USD Inspect Revenue Open source 2017-02-01 – 2018-01-31: 54418000 USD Inspect Operating Income Open source 2017-02-01 – 2018-01-31: 47362000 USD Inspect Net Income Open source 2017-02-01 – 2018-01-31: 81702000 USD Inspect Operating Cash Flow Open source 2017-02-01 – 2018-01-31: 5458000 USD Inspect Capital Expenditure Open source
2019 2018-02-01 – 2019-01-31	287243000	209573000 Derived	77670000	3771000 Derived	73899000	109553000 Derived	Source 2018-02-01 – 2019-01-31: 287243000 USD Inspect Revenue Open source 2018-02-01 – 2019-01-31: 77670000 USD Inspect Operating Income Open source 2018-02-01 – 2019-01-31: 73899000 USD Inspect Net Income Open source 2018-02-01 – 2019-01-31: 113422000 USD Inspect Operating Cash Flow Open source 2018-02-01 – 2019-01-31: 3869000 USD Inspect Capital Expenditure Open source
2020 2019-02-01 – 2020-01-31	531993000	454987000 Derived	77006000	37342000 Derived	39664000	97724000 Derived	Source 2019-02-01 – 2020-01-31: 531993000 USD Inspect Revenue Open source 2019-02-01 – 2020-01-31: 77006000 USD Inspect Operating Income Open source 2019-02-01 – 2020-01-31: 39664000 USD Inspect Net Income Open source 2019-02-01 – 2020-01-31: 105010000 USD Inspect Operating Cash Flow Open source 2019-02-01 – 2020-01-31: 7286000 USD Inspect Capital Expenditure Open source
2021 2020-02-01 – 2021-01-31	733570000	699556000 Derived	34014000	25180000 Derived	8834000	168526000 Derived	Source 2020-02-01 – 2021-01-31: 733570000 USD Inspect Revenue Open source 2020-02-01 – 2021-01-31: 34014000 USD Inspect Operating Income Open source 2020-02-01 – 2021-01-31: 8834000 USD Inspect Net Income Open source 2020-02-01 – 2021-01-31: 181619000 USD Inspect Operating Cash Flow Open source 2020-02-01 – 2021-01-31: 13093000 USD Inspect Capital Expenditure Open source
2022 2021-02-01 – 2022-01-31	756556000	780794000 Derived	-24238000	20051000 Derived	-44289000	132087000 Derived	Source 2021-02-01 – 2022-01-31: 756556000 USD Inspect Revenue Open source 2021-02-01 – 2022-01-31: -24238000 USD Inspect Operating Income Open source 2021-02-01 – 2022-01-31: -44289000 USD Inspect Net Income Open source 2021-02-01 – 2022-01-31: 140995000 USD Inspect Operating Cash Flow Open source 2021-02-01 – 2022-01-31: 8908000 USD Inspect Capital Expenditure Open source
2023 2022-02-01 – 2023-01-31	861748000	852691000 Derived	9057000	35200000 Derived	-26143000	147279000 Derived	Source 2022-02-01 – 2023-01-31: 861748000 USD Inspect Revenue Open source 2022-02-01 – 2023-01-31: 9057000 USD Inspect Operating Income Open source 2022-02-01 – 2023-01-31: -26143000 USD Inspect Net Income Open source 2022-02-01 – 2023-01-31: 150650000 USD Inspect Operating Cash Flow Open source 2022-02-01 – 2023-01-31: 3371000 USD Inspect Capital Expenditure Open source
2024 2023-02-01 – 2024-01-31	999587000	881888000 Derived	117699000	61987000 Derived	55712000	241132000 Derived	Source 2023-02-01 – 2024-01-31: 999587000 USD Inspect Revenue Open source 2023-02-01 – 2024-01-31: 117699000 USD Inspect Operating Income Open source 2023-02-01 – 2024-01-31: 55712000 USD Inspect Net Income Open source 2023-02-01 – 2024-01-31: 242826000 USD Inspect Operating Cash Flow Open source 2023-02-01 – 2024-01-31: 1694000 USD Inspect Capital Expenditure Open source
2025 2024-02-01 – 2025-01-31	1199774000	1037440000 Derived	162334000	65631000 Derived	96703000	337772000 Derived	Source 2024-02-01 – 2025-01-31: 1199774000 USD Inspect Revenue Open source 2024-02-01 – 2025-01-31: 162334000 USD Inspect Operating Income Open source 2024-02-01 – 2025-01-31: 96703000 USD Inspect Net Income Open source 2024-02-01 – 2025-01-31: 339856000 USD Inspect Operating Cash Flow Open source 2024-02-01 – 2025-01-31: 2084000 USD Inspect Capital Expenditure Open source
2026 2025-02-01 – 2026-01-31	1313429000	990973000 Derived	322456000	107255000 Derived	215201000	455125000 Derived	Source 2025-02-01 – 2026-01-31: 1313429000 USD Inspect Revenue Open source 2025-02-01 – 2026-01-31: 322456000 USD Inspect Operating Income Open source 2025-02-01 – 2026-01-31: 215201000 USD Inspect Net Income Open source 2025-02-01 – 2026-01-31: 457094000 USD Inspect Operating Cash Flow Open source 2025-02-01 – 2026-01-31: 1969000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 1.3B 2026

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20172017-01-31	Revenue	178370000	Revenue: 178370000 Open source
20182018-01-31	Revenue	229525000	Revenue: 229525000 Open source
20192019-01-31	Revenue	287243000	Revenue: 287243000 Open source
20202020-01-31	Revenue	531993000	Revenue: 531993000 Open source
20212021-01-31	Revenue	733570000	Revenue: 733570000 Open source
20222022-01-31	Revenue	756556000	Revenue: 756556000 Open source
20232023-01-31	Revenue	861748000	Revenue: 861748000 Open source
20242024-01-31	Revenue	999587000	Revenue: 999587000 Open source
20252025-01-31	Revenue	1199774000	Revenue: 1199774000 Open source
20262026-01-31	Revenue	1313429000	Revenue: 1313429000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

9.5% 2026

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20172017-01-31	Year over year	40.7%	Revenue: 178370000 Open source Revenue: 126786000 Open source
20182018-01-31	Year over year	28.7%	Revenue: 229525000 Open source Revenue: 178370000 Open source
20192019-01-31	Year over year	25.1%	Revenue: 287243000 Open source Revenue: 229525000 Open source
20202020-01-31	Year over year	85.2%	Revenue: 531993000 Open source Revenue: 287243000 Open source
20212021-01-31	Year over year	37.9%	Revenue: 733570000 Open source Revenue: 531993000 Open source
20222022-01-31	Year over year	3.1%	Revenue: 756556000 Open source Revenue: 733570000 Open source
20232023-01-31	Year over year	13.9%	Revenue: 861748000 Open source Revenue: 756556000 Open source
20242024-01-31	Year over year	16%	Revenue: 999587000 Open source Revenue: 861748000 Open source
20252025-01-31	Year over year	20%	Revenue: 1199774000 Open source Revenue: 999587000 Open source
20262026-01-31	Year over year	9.5%	Revenue: 1313429000 Open source Revenue: 1199774000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin 24.6% 2026

Net margin 16.4% 2026

Free cash flow margin 34.7% 2026

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
20172017-01-31	Operating margin	23.1%	Operating Income: 41212000 Open source Revenue: 178370000 Open source
20182018-01-31	Operating margin	23.7%	Operating Income: 54418000 Open source Revenue: 229525000 Open source
20192019-01-31	Operating margin	27%	Operating Income: 77670000 Open source Revenue: 287243000 Open source
20202020-01-31	Operating margin	14.5%	Operating Income: 77006000 Open source Revenue: 531993000 Open source
20212021-01-31	Operating margin	4.6%	Operating Income: 34014000 Open source Revenue: 733570000 Open source
20222022-01-31	Operating margin	-3.2%	Operating Income: -24238000 Open source Revenue: 756556000 Open source
20232023-01-31	Operating margin	1.1%	Operating Income: 9057000 Open source Revenue: 861748000 Open source
20242024-01-31	Operating margin	11.8%	Operating Income: 117699000 Open source Revenue: 999587000 Open source
20252025-01-31	Operating margin	13.5%	Operating Income: 162334000 Open source Revenue: 1199774000 Open source
20262026-01-31	Operating margin	24.6%	Operating Income: 322456000 Open source Revenue: 1313429000 Open source
20172017-01-31	Net margin	14.8%	Net Income: 26376000 Open source Revenue: 178370000 Open source
20182018-01-31	Net margin	20.6%	Net Income: 47362000 Open source Revenue: 229525000 Open source
20192019-01-31	Net margin	25.7%	Net Income: 73899000 Open source Revenue: 287243000 Open source
20202020-01-31	Net margin	7.5%	Net Income: 39664000 Open source Revenue: 531993000 Open source
20212021-01-31	Net margin	1.2%	Net Income: 8834000 Open source Revenue: 733570000 Open source
20222022-01-31	Net margin	-5.9%	Net Income: -44289000 Open source Revenue: 756556000 Open source
20232023-01-31	Net margin	-3%	Net Income: -26143000 Open source Revenue: 861748000 Open source
20242024-01-31	Net margin	5.6%	Net Income: 55712000 Open source Revenue: 999587000 Open source
20252025-01-31	Net margin	8.1%	Net Income: 96703000 Open source Revenue: 1199774000 Open source
20262026-01-31	Net margin	16.4%	Net Income: 215201000 Open source Revenue: 1313429000 Open source
20172017-01-31	Free cash flow margin	23.5%	Revenue: 178370000 Open source Operating Cash Flow: 45591000 Open source Capital Expenditure: 3645000 Open source
20182018-01-31	Free cash flow margin	33.2%	Revenue: 229525000 Open source Operating Cash Flow: 81702000 Open source Capital Expenditure: 5458000 Open source
20192019-01-31	Free cash flow margin	38.1%	Revenue: 287243000 Open source Operating Cash Flow: 113422000 Open source Capital Expenditure: 3869000 Open source
20202020-01-31	Free cash flow margin	18.4%	Revenue: 531993000 Open source Operating Cash Flow: 105010000 Open source Capital Expenditure: 7286000 Open source
20212021-01-31	Free cash flow margin	23%	Revenue: 733570000 Open source Operating Cash Flow: 181619000 Open source Capital Expenditure: 13093000 Open source
20222022-01-31	Free cash flow margin	17.5%	Revenue: 756556000 Open source Operating Cash Flow: 140995000 Open source Capital Expenditure: 8908000 Open source
20232023-01-31	Free cash flow margin	17.1%	Revenue: 861748000 Open source Operating Cash Flow: 150650000 Open source Capital Expenditure: 3371000 Open source
20242024-01-31	Free cash flow margin	24.1%	Revenue: 999587000 Open source Operating Cash Flow: 242826000 Open source Capital Expenditure: 1694000 Open source
20252025-01-31	Free cash flow margin	28.2%	Revenue: 1199774000 Open source Operating Cash Flow: 339856000 Open source Capital Expenditure: 2084000 Open source
20262026-01-31	Free cash flow margin	34.7%	Revenue: 1313429000 Open source Operating Cash Flow: 457094000 Open source Capital Expenditure: 1969000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 457.1M 2026

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20172017-01-31	Operating cash flow	45591000	Operating Cash Flow: 45591000 Open source
20182018-01-31	Operating cash flow	81702000	Operating Cash Flow: 81702000 Open source
20192019-01-31	Operating cash flow	113422000	Operating Cash Flow: 113422000 Open source
20202020-01-31	Operating cash flow	105010000	Operating Cash Flow: 105010000 Open source
20212021-01-31	Operating cash flow	181619000	Operating Cash Flow: 181619000 Open source
20222022-01-31	Operating cash flow	140995000	Operating Cash Flow: 140995000 Open source
20232023-01-31	Operating cash flow	150650000	Operating Cash Flow: 150650000 Open source
20242024-01-31	Operating cash flow	242826000	Operating Cash Flow: 242826000 Open source
20252025-01-31	Operating cash flow	339856000	Operating Cash Flow: 339856000 Open source
20262026-01-31	Operating cash flow	457094000	Operating Cash Flow: 457094000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 455.1M 2026

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20172017-01-31	Free cash flow	41946000	Operating Cash Flow: 45591000 Open source Capital Expenditure: 3645000 Open source
20182018-01-31	Free cash flow	76244000	Operating Cash Flow: 81702000 Open source Capital Expenditure: 5458000 Open source
20192019-01-31	Free cash flow	109553000	Operating Cash Flow: 113422000 Open source Capital Expenditure: 3869000 Open source
20202020-01-31	Free cash flow	97724000	Operating Cash Flow: 105010000 Open source Capital Expenditure: 7286000 Open source
20212021-01-31	Free cash flow	168526000	Operating Cash Flow: 181619000 Open source Capital Expenditure: 13093000 Open source
20222022-01-31	Free cash flow	132087000	Operating Cash Flow: 140995000 Open source Capital Expenditure: 8908000 Open source
20232023-01-31	Free cash flow	147279000	Operating Cash Flow: 150650000 Open source Capital Expenditure: 3371000 Open source
20242024-01-31	Free cash flow	241132000	Operating Cash Flow: 242826000 Open source Capital Expenditure: 1694000 Open source
20252025-01-31	Free cash flow	337772000	Operating Cash Flow: 339856000 Open source Capital Expenditure: 2084000 Open source
20262026-01-31	Free cash flow	455125000	Operating Cash Flow: 457094000 Open source Capital Expenditure: 1969000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

37.7% 2026

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20172017-01-31	Liabilities / assets	6.2%	Total Liabilities: 17196000 Open source Total Assets: 279136000 Open source
20182018-01-31	Liabilities / assets	6.2%	Total Liabilities: 22885000 Open source Total Assets: 369159000 Open source
20192019-01-31	Liabilities / assets	6.5%	Total Liabilities: 32937000 Open source Total Assets: 510016000 Open source
20202020-01-31	Liabilities / assets	59.8%	Total Liabilities: 1534686000 Open source Total Assets: 2564981000 Open source
20212021-01-31	Liabilities / assets	49.1%	Total Liabilities: 1331679000 Open source Total Assets: 2710407000 Open source
20222022-01-31	Liabilities / assets	40.4%	Total Liabilities: 1254527000 Open source Total Assets: 3107102000 Open source
20232023-01-31	Liabilities / assets	38.6%	Total Liabilities: 1193260000 Open source Total Assets: 3088900000 Open source
20242024-01-31	Liabilities / assets	35.7%	Total Liabilities: 1128769000 Open source Total Assets: 3163790000 Open source
20252025-01-31	Liabilities / assets	38.7%	Total Liabilities: 1333639000 Open source Total Assets: 3448550000 Open source
20262026-01-31	Liabilities / assets	37.7%	Total Liabilities: 1273136000 Open source Total Assets: 3380332000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

3.27× 2026

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
20172017-01-31	Current assets / current liabilities	12.79×	Current Assets: 200819000 Open source Current Liabilities: 15703000 Open source
20182018-01-31	Current assets / current liabilities	12.95×	Current Assets: 265396000 Open source Current Liabilities: 20490000 Open source
20192019-01-31	Current assets / current liabilities	13.58×	Current Assets: 394677000 Open source Current Liabilities: 29053000 Open source
20202020-01-31	Current assets / current liabilities	1.96×	Current Assets: 297300000 Open source Current Liabilities: 151937000 Open source
20212021-01-31	Current assets / current liabilities	2.25×	Current Assets: 460177000 Open source Current Liabilities: 204701000 Open source
20222022-01-31	Current assets / current liabilities	2.29×	Current Assets: 351337000 Open source Current Liabilities: 153187000 Open source
20232023-01-31	Current assets / current liabilities	2.92×	Current Assets: 382893000 Open source Current Liabilities: 131061000 Open source
20242024-01-31	Current assets / current liabilities	4.76×	Current Assets: 557436000 Open source Current Liabilities: 117091000 Open source
20252025-01-31	Current assets / current liabilities	3.06×	Current Assets: 477749000 Open source Current Liabilities: 156323000 Open source
20262026-01-31	Current assets / current liabilities	3.27×	Current Assets: 512281000 Open source Current Liabilities: 156850000 Open source

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2017 2016-02-01 – 2017-01-31	USD 26.38 million Exact value Exact value: 26376000 USD 2016-02-01 – 2017-01-31: 26376000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2017-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 26376000 USD Concept: fundies:NetIncome Period: 2016-02-01 to 2017-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2017-01-31&surface=latest&period_type=duration&start=2016-02-01&unit=USD&dimensions= Input fundies:NetIncome: 26376000 USD (2016-02-01 to 2017-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833619000006/hqy-20190131.xml#244504 Filing: 000142833619000006 The citation records this snapshot. The page link may show a newer release later.	USD 45.59 million Exact value Exact value: 45591000 USD 2016-02-01 – 2017-01-31: 45591000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2017-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 45591000 USD Concept: fundies:OperatingCashFlow Period: 2016-02-01 to 2017-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2017-01-31&surface=latest&period_type=duration&start=2016-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 45591000 USD (2016-02-01 to 2017-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833619000006/hqy-20190131.xml#243870 Filing: 000142833619000006 The citation records this snapshot. The page link may show a newer release later.	USD 3.65 million Exact value Exact value: 3645000 USD 2016-02-01 – 2017-01-31: 3645000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2017-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 3645000 USD Concept: fundies:CapitalExpenditure Period: 2016-02-01 to 2017-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2017-01-31&surface=latest&period_type=duration&start=2016-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3645000 USD (2016-02-01 to 2017-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833619000006/hqy-20190131.xml#268949 Filing: 000142833619000006 The citation records this snapshot. The page link may show a newer release later.	USD 41.95 million Calculation and evidence 45591000 − 3645000 USD Exact free cash flow: 41946000 USD 2016-02-01 – 2017-01-31: 45591000 USD · Inspect Operating Cash Flow · Source 2016-02-01 – 2017-01-31: 3645000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2017-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 41946000 USD Concept: free-cash-flow Period: 2016-02-01 to 2017-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 45591000 USD (2016-02-01 to 2017-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833619000006/hqy-20190131.xml#243870 Filing: 000142833619000006 Input fundies:CapitalExpenditure: 3645000 USD (2016-02-01 to 2017-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833619000006/hqy-20190131.xml#268949 Filing: 000142833619000006 The citation records this snapshot. The page link may show a newer release later.
2018 2017-02-01 – 2018-01-31	USD 47.36 million Exact value Exact value: 47362000 USD 2017-02-01 – 2018-01-31: 47362000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2018-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 47362000 USD Concept: fundies:NetIncome Period: 2017-02-01 to 2018-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2018-01-31&surface=latest&period_type=duration&start=2017-02-01&unit=USD&dimensions= Input fundies:NetIncome: 47362000 USD (2017-02-01 to 2018-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833620000012/hqy-20200131.htm#1801854 Filing: 000142833620000012 The citation records this snapshot. The page link may show a newer release later.	USD 81.7 million Exact value Exact value: 81702000 USD 2017-02-01 – 2018-01-31: 81702000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2018-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 81702000 USD Concept: fundies:OperatingCashFlow Period: 2017-02-01 to 2018-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2018-01-31&surface=latest&period_type=duration&start=2017-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 81702000 USD (2017-02-01 to 2018-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833620000012/hqy-20200131.htm#1546006 Filing: 000142833620000012 The citation records this snapshot. The page link may show a newer release later.	USD 5.46 million Exact value Exact value: 5458000 USD 2017-02-01 – 2018-01-31: 5458000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2018-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 5458000 USD Concept: fundies:CapitalExpenditure Period: 2017-02-01 to 2018-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2018-01-31&surface=latest&period_type=duration&start=2017-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 5458000 USD (2017-02-01 to 2018-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833620000012/hqy-20200131.htm#1562363 Filing: 000142833620000012 The citation records this snapshot. The page link may show a newer release later.	USD 76.24 million Calculation and evidence 81702000 − 5458000 USD Exact free cash flow: 76244000 USD 2017-02-01 – 2018-01-31: 81702000 USD · Inspect Operating Cash Flow · Source 2017-02-01 – 2018-01-31: 5458000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2018-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 76244000 USD Concept: free-cash-flow Period: 2017-02-01 to 2018-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 81702000 USD (2017-02-01 to 2018-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833620000012/hqy-20200131.htm#1546006 Filing: 000142833620000012 Input fundies:CapitalExpenditure: 5458000 USD (2017-02-01 to 2018-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833620000012/hqy-20200131.htm#1562363 Filing: 000142833620000012 The citation records this snapshot. The page link may show a newer release later.
2019 2018-02-01 – 2019-01-31	USD 73.9 million Exact value Exact value: 73899000 USD 2018-02-01 – 2019-01-31: 73899000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2019-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 73899000 USD Concept: fundies:NetIncome Period: 2018-02-01 to 2019-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2019-01-31&surface=latest&period_type=duration&start=2018-02-01&unit=USD&dimensions= Input fundies:NetIncome: 73899000 USD (2018-02-01 to 2019-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833621000011/hqy-20210131.htm#1175413 Filing: 000142833621000011 The citation records this snapshot. The page link may show a newer release later.	USD 113.42 million Exact value Exact value: 113422000 USD 2018-02-01 – 2019-01-31: 113422000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2019-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 113422000 USD Concept: fundies:OperatingCashFlow Period: 2018-02-01 to 2019-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2019-01-31&surface=latest&period_type=duration&start=2018-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 113422000 USD (2018-02-01 to 2019-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833621000011/hqy-20210131.htm#998479 Filing: 000142833621000011 The citation records this snapshot. The page link may show a newer release later.	USD 3.87 million Exact value Exact value: 3869000 USD 2018-02-01 – 2019-01-31: 3869000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2019-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 3869000 USD Concept: fundies:CapitalExpenditure Period: 2018-02-01 to 2019-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2019-01-31&surface=latest&period_type=duration&start=2018-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3869000 USD (2018-02-01 to 2019-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833621000011/hqy-20210131.htm#1002249 Filing: 000142833621000011 The citation records this snapshot. The page link may show a newer release later.	USD 109.55 million Calculation and evidence 113422000 − 3869000 USD Exact free cash flow: 109553000 USD 2018-02-01 – 2019-01-31: 113422000 USD · Inspect Operating Cash Flow · Source 2018-02-01 – 2019-01-31: 3869000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2019-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 109553000 USD Concept: free-cash-flow Period: 2018-02-01 to 2019-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 113422000 USD (2018-02-01 to 2019-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833621000011/hqy-20210131.htm#998479 Filing: 000142833621000011 Input fundies:CapitalExpenditure: 3869000 USD (2018-02-01 to 2019-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833621000011/hqy-20210131.htm#1002249 Filing: 000142833621000011 The citation records this snapshot. The page link may show a newer release later.
2020 2019-02-01 – 2020-01-31	USD 39.66 million Exact value Exact value: 39664000 USD 2019-02-01 – 2020-01-31: 39664000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2020-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 39664000 USD Concept: fundies:NetIncome Period: 2019-02-01 to 2020-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2020-01-31&surface=latest&period_type=duration&start=2019-02-01&unit=USD&dimensions= Input fundies:NetIncome: 39664000 USD (2019-02-01 to 2020-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833622000009/hqy-20220131.htm#1228199 Filing: 000142833622000009 The citation records this snapshot. The page link may show a newer release later.	USD 105.01 million Exact value Exact value: 105010000 USD 2019-02-01 – 2020-01-31: 105010000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2020-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 105010000 USD Concept: fundies:OperatingCashFlow Period: 2019-02-01 to 2020-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2020-01-31&surface=latest&period_type=duration&start=2019-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 105010000 USD (2019-02-01 to 2020-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833622000009/hqy-20220131.htm#1054131 Filing: 000142833622000009 The citation records this snapshot. The page link may show a newer release later.	USD 7.29 million Exact value Exact value: 7286000 USD 2019-02-01 – 2020-01-31: 7286000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2020-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 7286000 USD Concept: fundies:CapitalExpenditure Period: 2019-02-01 to 2020-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2020-01-31&surface=latest&period_type=duration&start=2019-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 7286000 USD (2019-02-01 to 2020-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833622000009/hqy-20220131.htm#1067291 Filing: 000142833622000009 The citation records this snapshot. The page link may show a newer release later.	USD 97.72 million Calculation and evidence 105010000 − 7286000 USD Exact free cash flow: 97724000 USD 2019-02-01 – 2020-01-31: 105010000 USD · Inspect Operating Cash Flow · Source 2019-02-01 – 2020-01-31: 7286000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2020-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 97724000 USD Concept: free-cash-flow Period: 2019-02-01 to 2020-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 105010000 USD (2019-02-01 to 2020-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833622000009/hqy-20220131.htm#1054131 Filing: 000142833622000009 Input fundies:CapitalExpenditure: 7286000 USD (2019-02-01 to 2020-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833622000009/hqy-20220131.htm#1067291 Filing: 000142833622000009 The citation records this snapshot. The page link may show a newer release later.
2021 2020-02-01 – 2021-01-31	USD 8.83 million Exact value Exact value: 8834000 USD 2020-02-01 – 2021-01-31: 8834000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2021-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 8834000 USD Concept: fundies:NetIncome Period: 2020-02-01 to 2021-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2021-01-31&surface=latest&period_type=duration&start=2020-02-01&unit=USD&dimensions= Input fundies:NetIncome: 8834000 USD (2020-02-01 to 2021-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833623000014/hqy-20230131.htm#1020925 Filing: 000142833623000014 The citation records this snapshot. The page link may show a newer release later.	USD 181.62 million Exact value Exact value: 181619000 USD 2020-02-01 – 2021-01-31: 181619000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2021-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 181619000 USD Concept: fundies:OperatingCashFlow Period: 2020-02-01 to 2021-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2021-01-31&surface=latest&period_type=duration&start=2020-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 181619000 USD (2020-02-01 to 2021-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833623000014/hqy-20230131.htm#897299 Filing: 000142833623000014 The citation records this snapshot. The page link may show a newer release later.	USD 13.09 million Exact value Exact value: 13093000 USD 2020-02-01 – 2021-01-31: 13093000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2021-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 13093000 USD Concept: fundies:CapitalExpenditure Period: 2020-02-01 to 2021-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2021-01-31&surface=latest&period_type=duration&start=2020-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 13093000 USD (2020-02-01 to 2021-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833623000014/hqy-20230131.htm#906424 Filing: 000142833623000014 The citation records this snapshot. The page link may show a newer release later.	USD 168.53 million Calculation and evidence 181619000 − 13093000 USD Exact free cash flow: 168526000 USD 2020-02-01 – 2021-01-31: 181619000 USD · Inspect Operating Cash Flow · Source 2020-02-01 – 2021-01-31: 13093000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2021-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 168526000 USD Concept: free-cash-flow Period: 2020-02-01 to 2021-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 181619000 USD (2020-02-01 to 2021-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833623000014/hqy-20230131.htm#897299 Filing: 000142833623000014 Input fundies:CapitalExpenditure: 13093000 USD (2020-02-01 to 2021-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833623000014/hqy-20230131.htm#906424 Filing: 000142833623000014 The citation records this snapshot. The page link may show a newer release later.
2022 2021-02-01 – 2022-01-31	−USD 44.29 million Exact value Exact value: -44289000 USD 2021-02-01 – 2022-01-31: -44289000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2022-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: -44289000 USD Concept: fundies:NetIncome Period: 2021-02-01 to 2022-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2022-01-31&surface=latest&period_type=duration&start=2021-02-01&unit=USD&dimensions= Input fundies:NetIncome: -44289000 USD (2021-02-01 to 2022-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000016/hqy-20240131.htm#1107468 Filing: 000142833624000016 The citation records this snapshot. The page link may show a newer release later.	USD 141 million Exact value Exact value: 140995000 USD 2021-02-01 – 2022-01-31: 140995000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2022-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 140995000 USD Concept: fundies:OperatingCashFlow Period: 2021-02-01 to 2022-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2022-01-31&surface=latest&period_type=duration&start=2021-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 140995000 USD (2021-02-01 to 2022-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000016/hqy-20240131.htm#985564 Filing: 000142833624000016 The citation records this snapshot. The page link may show a newer release later.	USD 8.91 million Exact value Exact value: 8908000 USD 2021-02-01 – 2022-01-31: 8908000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2022-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 8908000 USD Concept: fundies:CapitalExpenditure Period: 2021-02-01 to 2022-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2022-01-31&surface=latest&period_type=duration&start=2021-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 8908000 USD (2021-02-01 to 2022-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000016/hqy-20240131.htm#994008 Filing: 000142833624000016 The citation records this snapshot. The page link may show a newer release later.	USD 132.09 million Calculation and evidence 140995000 − 8908000 USD Exact free cash flow: 132087000 USD 2021-02-01 – 2022-01-31: 140995000 USD · Inspect Operating Cash Flow · Source 2021-02-01 – 2022-01-31: 8908000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2022-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 132087000 USD Concept: free-cash-flow Period: 2021-02-01 to 2022-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 140995000 USD (2021-02-01 to 2022-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000016/hqy-20240131.htm#985564 Filing: 000142833624000016 Input fundies:CapitalExpenditure: 8908000 USD (2021-02-01 to 2022-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833624000016/hqy-20240131.htm#994008 Filing: 000142833624000016 The citation records this snapshot. The page link may show a newer release later.
2023 2022-02-01 – 2023-01-31	−USD 26.14 million Exact value Exact value: -26143000 USD 2022-02-01 – 2023-01-31: -26143000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2023-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: -26143000 USD Concept: fundies:NetIncome Period: 2022-02-01 to 2023-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2023-01-31&surface=latest&period_type=duration&start=2022-02-01&unit=USD&dimensions= Input fundies:NetIncome: -26143000 USD (2022-02-01 to 2023-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833625000009/hqy-20250131.htm#972717 Filing: 000142833625000009 The citation records this snapshot. The page link may show a newer release later.	USD 150.65 million Exact value Exact value: 150650000 USD 2022-02-01 – 2023-01-31: 150650000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2023-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 150650000 USD Concept: fundies:OperatingCashFlow Period: 2022-02-01 to 2023-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2023-01-31&surface=latest&period_type=duration&start=2022-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 150650000 USD (2022-02-01 to 2023-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833625000009/hqy-20250131.htm#858194 Filing: 000142833625000009 The citation records this snapshot. The page link may show a newer release later.	USD 3.37 million Exact value Exact value: 3371000 USD 2022-02-01 – 2023-01-31: 3371000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2023-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 3371000 USD Concept: fundies:CapitalExpenditure Period: 2022-02-01 to 2023-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2023-01-31&surface=latest&period_type=duration&start=2022-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3371000 USD (2022-02-01 to 2023-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833625000009/hqy-20250131.htm#864655 Filing: 000142833625000009 The citation records this snapshot. The page link may show a newer release later.	USD 147.28 million Calculation and evidence 150650000 − 3371000 USD Exact free cash flow: 147279000 USD 2022-02-01 – 2023-01-31: 150650000 USD · Inspect Operating Cash Flow · Source 2022-02-01 – 2023-01-31: 3371000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2023-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 147279000 USD Concept: free-cash-flow Period: 2022-02-01 to 2023-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 150650000 USD (2022-02-01 to 2023-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833625000009/hqy-20250131.htm#858194 Filing: 000142833625000009 Input fundies:CapitalExpenditure: 3371000 USD (2022-02-01 to 2023-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833625000009/hqy-20250131.htm#864655 Filing: 000142833625000009 The citation records this snapshot. The page link may show a newer release later.
2024 2023-02-01 – 2024-01-31	USD 55.71 million Exact value Exact value: 55712000 USD 2023-02-01 – 2024-01-31: 55712000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2024-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 55712000 USD Concept: fundies:NetIncome Period: 2023-02-01 to 2024-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2024-01-31&surface=latest&period_type=duration&start=2023-02-01&unit=USD&dimensions= Input fundies:NetIncome: 55712000 USD (2023-02-01 to 2024-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#1005343 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 242.83 million Exact value Exact value: 242826000 USD 2023-02-01 – 2024-01-31: 242826000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2024-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 242826000 USD Concept: fundies:OperatingCashFlow Period: 2023-02-01 to 2024-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2024-01-31&surface=latest&period_type=duration&start=2023-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 242826000 USD (2023-02-01 to 2024-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#887360 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 1.69 million Exact value Exact value: 1694000 USD 2023-02-01 – 2024-01-31: 1694000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2024-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 1694000 USD Concept: fundies:CapitalExpenditure Period: 2023-02-01 to 2024-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2024-01-31&surface=latest&period_type=duration&start=2023-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1694000 USD (2023-02-01 to 2024-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#891884 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 241.13 million Calculation and evidence 242826000 − 1694000 USD Exact free cash flow: 241132000 USD 2023-02-01 – 2024-01-31: 242826000 USD · Inspect Operating Cash Flow · Source 2023-02-01 – 2024-01-31: 1694000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2024-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 241132000 USD Concept: free-cash-flow Period: 2023-02-01 to 2024-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 242826000 USD (2023-02-01 to 2024-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#887360 Filing: 000142833626000010 Input fundies:CapitalExpenditure: 1694000 USD (2023-02-01 to 2024-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#891884 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.
2025 2024-02-01 – 2025-01-31	USD 96.7 million Exact value Exact value: 96703000 USD 2024-02-01 – 2025-01-31: 96703000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2025-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 96703000 USD Concept: fundies:NetIncome Period: 2024-02-01 to 2025-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2025-01-31&surface=latest&period_type=duration&start=2024-02-01&unit=USD&dimensions= Input fundies:NetIncome: 96703000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#1004586 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 339.86 million Exact value Exact value: 339856000 USD 2024-02-01 – 2025-01-31: 339856000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2025-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 339856000 USD Concept: fundies:OperatingCashFlow Period: 2024-02-01 to 2025-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2025-01-31&surface=latest&period_type=duration&start=2024-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 339856000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#886711 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 2.08 million Exact value Exact value: 2084000 USD 2024-02-01 – 2025-01-31: 2084000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2025-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 2084000 USD Concept: fundies:CapitalExpenditure Period: 2024-02-01 to 2025-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2025-01-31&surface=latest&period_type=duration&start=2024-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2084000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#891299 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 337.77 million Calculation and evidence 339856000 − 2084000 USD Exact free cash flow: 337772000 USD 2024-02-01 – 2025-01-31: 339856000 USD · Inspect Operating Cash Flow · Source 2024-02-01 – 2025-01-31: 2084000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2025-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 337772000 USD Concept: free-cash-flow Period: 2024-02-01 to 2025-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 339856000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#886711 Filing: 000142833626000010 Input fundies:CapitalExpenditure: 2084000 USD (2024-02-01 to 2025-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#891299 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.
2026 2025-02-01 – 2026-01-31	USD 215.2 million Exact value Exact value: 215201000 USD 2025-02-01 – 2026-01-31: 215201000 USD Inspect Net Income Open source Share or cite Citation for Net Income · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Net Income: 215201000 USD Concept: fundies:NetIncome Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ANetIncome&period=2026-01-31&surface=latest&period_type=duration&start=2025-02-01&unit=USD&dimensions= Input fundies:NetIncome: 215201000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#1003829 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 457.09 million Exact value Exact value: 457094000 USD 2025-02-01 – 2026-01-31: 457094000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Operating Cash Flow: 457094000 USD Concept: fundies:OperatingCashFlow Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3AOperatingCashFlow&period=2026-01-31&surface=latest&period_type=duration&start=2025-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 457094000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#886063 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 1.97 million Exact value Exact value: 1969000 USD 2025-02-01 – 2026-01-31: 1969000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Capital Expenditure: 1969000 USD Concept: fundies:CapitalExpenditure Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336/explain?concept=fundies%3ACapitalExpenditure&period=2026-01-31&surface=latest&period_type=duration&start=2025-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1969000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#890715 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.	USD 455.13 million Calculation and evidence 457094000 − 1969000 USD Exact free cash flow: 455125000 USD 2025-02-01 – 2026-01-31: 457094000 USD · Inspect Operating Cash Flow · Source 2025-02-01 – 2026-01-31: 1969000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · HEALTHEQUITY, INC. · 2026-01-31 HEALTHEQUITY, INC. (edgar:1428336) Free cash flow: 455125000 USD Concept: free-cash-flow Period: 2025-02-01 to 2026-01-31 Values: Latest reported Published: 2026-11-02T09:32:59Z Snapshot: 2e167c544acd282b1ed83fd55a50ba564bc60fa7bc814e8250bdebe50baf9663 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1428336?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 457094000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#886063 Filing: 000142833626000010 Input fundies:CapitalExpenditure: 1969000 USD (2025-02-01 to 2026-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm#890715 Filing: 000142833626000010 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

211 filings · 4,515 latest values · 4,515 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001428336, 1428336, HQY, edgar:1428336

Also known as HEALTHEQUITY INC, HEALTHEQUITY, INC.

HEALTHEQUITY, INC.

Latest quarter

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Operating margin

Operating cash flow

Free cash flow

Reported share-count change

Trailing twelve months

Revenue

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2026 2025-02-01 – 2026-01-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation