FIRST WESTERN FINANCIAL, INC.

EDGAR

Annual consolidated revenue for 2025: about USD 96.91M, using the latest reported figures. The previous period, 2024, was about USD 90.07M.

Watchlist

Latest quarter

Revenue

28.1 million USD

2026 Q3 · USD

Exact inputs and evidence

Net margin

21.27%

2026 Q3 · %

Exact inputs and evidence

Operating cash flow

8.35 million USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 35788000 USD Source
  • Operating Cash Flow: 27437000 USD Source

Free cash flow

7.89 million USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 35788000 USD Source
  • Operating Cash Flow: 27437000 USD Source
  • Capital Expenditure: 2012000 USD Source
  • Capital Expenditure: 1550000 USD Source
Cash and cash equivalents
310 million Unit_Standard_USD_krln6WPS1kuHTzdrz1dTkA Source
Exact value

310235000 Unit_Standard_USD_krln6WPS1kuHTzdrz1dTkA

Long-term debt including current maturities
0 USD Source
Exact value

0 USD

Shares outstanding
9.77 million shares Source
Exact value

9772119 shares

Reported share-count change

0.59% · 57.4 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 9714711 shares · 2025-09-30· Source
  • 9772119 shares · 2026-09-30· Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-30.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 5 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 5 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 5 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 5 of 11 periods available· newest 2025-12-31
  • Total assets: 5 of 11 periods available· newest 2025-12-31
  • Total liabilities: 5 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: Multiple units; comparison withheld· newest 2020-12-31
  • Long-term debt including current maturities: 1 of 11 periods available· newest 2024-12-31
  • Shares outstanding: 5 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +7.6%

    Prior period

    USD 90.07 million

    –

    Current period

    USD 96.91 million

    –

    Exact inputs and evidence

    96914000 − 90071000 = 6843000 USD

    90071000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    96914000 USD · 2025-01-01 – 2025-12-31

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  • Net income

    +55.6%

    Prior period

    USD 8.47 million

    –

    Current period

    USD 13.19 million

    –

    Exact inputs and evidence

    13188000 − 8473000 = 4715000 USD

    8473000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    13188000 USD · 2025-01-01 – 2025-12-31

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  • Operating cash flow

    -396.9%

    Prior period

    USD 606,000

    –

    Current period

    −USD 1.8 million

    –

    Exact inputs and evidence

    -1799000 − 606000 = -2405000 USD

    606000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    -1799000 USD · 2025-01-01 – 2025-12-31

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  • Capital expenditure

    +227.3%

    Prior period

    USD 1.21 million

    –

    Current period

    USD 3.97 million

    –

    Exact inputs and evidence

    3970000 − 1213000 = 2757000 USD

    1213000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    3970000 USD · 2025-01-01 – 2025-12-31

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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 96.91 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 13.19 million 14% of revenue

Cash

  • Operating cash flow −USD 1.8 million −1.9% of revenue
  • Capital expenditure USD 3.97 million 4.1% of revenue
  • Free cash flow Derived −USD 5.77 million −6% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2021 2021-01-01 – 2021-12-3195408000 UnavailableUnavailableUnavailable20610000 160407000 Derived
Source
2022 2022-01-01 – 2022-12-31107934000 UnavailableUnavailableUnavailable21698000 45311000 Derived
Source
2023 2023-01-01 – 2023-12-3182698000 UnavailableUnavailableUnavailable5225000 19533000 Derived
Source
2024 2024-01-01 – 2024-12-3190071000 UnavailableUnavailableUnavailable8473000 -607000 Derived
Source
2025 2025-01-01 – 2025-12-3196914000 UnavailableUnavailableUnavailable13188000 -5769000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 96.9M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.116.6M87.4M58.3M29.1M0.020212022202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Revenue95408000
2022Revenue107934000
2023Revenue82698000
2024Revenue90071000
2025Revenue96914000

Revenue growth

Change in revenue from the same financial period one year earlier.

7.6% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.16%5%-5%-16%-26%20212022202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2021Year over yearNo prior comparable period
2022Year over year13.1%
2023Year over year-23.4%
2024Year over year8.9%
2025Year over year7.6%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 13.6% 2025
Free cash flow margin -6% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.182%132%81%31%-20%2021-12-312022-12-312023-12-312024-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2021Net margin21.6%
2022Net margin20.1%
2023Net margin6.3%
2024Net margin9.4%
2025Net margin13.6%
2021Free cash flow margin168.1%
2022Free cash flow margin42%
2023Free cash flow margin23.6%
2024Free cash flow margin-0.7%
2025Free cash flow margin-6%

Operating cash flow

Cash generated by the company’s normal business operations.

USD -1.8M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.175.7M128.0M80.4M32.7M-14.9M20212022202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Operating cash flow162515000
2022Operating cash flow48278000
2023Operating cash flow21880000
2024Operating cash flow606000
2025Operating cash flow-1799000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -5.8M 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.173.7M125.5M77.3M29.1M-19.1M20212022202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Free cash flow160407000
2022Free cash flow45311000
2023Free cash flow19533000
2024Free cash flow-607000
2025Free cash flow-5769000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

91.6% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.99%74%50%25%0%20212022202320242025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2021Liabilities / assets91.3%
2022Liabilities / assets91.6%
2023Liabilities / assets91.8%
2024Liabilities / assets91.4%
2025Liabilities / assets91.6%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2021 2021-01-01 – 2021-12-31
USD 20.61 million
Exact value

Exact value: 20610000 USD

2021-01-01 – 2021-12-31: 20610000 USD Inspect Net Income Open source
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USD 162.52 million
Exact value

Exact value: 162515000 USD

2021-01-01 – 2021-12-31: 162515000 USD Inspect Operating Cash Flow Open source
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USD 2.11 million
Exact value

Exact value: 2108000 USD

2021-01-01 – 2021-12-31: 2108000 USD Inspect Capital Expenditure Open source
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USD 160.41 million
Calculation and evidence

162515000 − 2108000 USD

Exact free cash flow: 160407000 USD

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2022 2022-01-01 – 2022-12-31
USD 21.7 million
Exact value

Exact value: 21698000 USD

2022-01-01 – 2022-12-31: 21698000 USD Inspect Net Income Open source
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USD 48.28 million
Exact value

Exact value: 48278000 USD

2022-01-01 – 2022-12-31: 48278000 USD Inspect Operating Cash Flow Open source
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USD 2.97 million
Exact value

Exact value: 2967000 USD

2022-01-01 – 2022-12-31: 2967000 USD Inspect Capital Expenditure Open source
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USD 45.31 million
Calculation and evidence

48278000 − 2967000 USD

Exact free cash flow: 45311000 USD

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2023 2023-01-01 – 2023-12-31
USD 5.23 million
Exact value

Exact value: 5225000 USD

2023-01-01 – 2023-12-31: 5225000 USD Inspect Net Income Open source
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USD 21.88 million
Exact value

Exact value: 21880000 USD

2023-01-01 – 2023-12-31: 21880000 USD Inspect Operating Cash Flow Open source
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USD 2.35 million
Exact value

Exact value: 2347000 USD

2023-01-01 – 2023-12-31: 2347000 USD Inspect Capital Expenditure Open source
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USD 19.53 million
Calculation and evidence

21880000 − 2347000 USD

Exact free cash flow: 19533000 USD

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2024 2024-01-01 – 2024-12-31
USD 8.47 million
Exact value

Exact value: 8473000 USD

2024-01-01 – 2024-12-31: 8473000 USD Inspect Net Income Open source
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USD 606,000
Exact value

Exact value: 606000 USD

2024-01-01 – 2024-12-31: 606000 USD Inspect Operating Cash Flow Open source
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USD 1.21 million
Exact value

Exact value: 1213000 USD

2024-01-01 – 2024-12-31: 1213000 USD Inspect Capital Expenditure Open source
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−USD 607,000
Calculation and evidence

606000 − 1213000 USD

Exact free cash flow: -607000 USD

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2025 2025-01-01 – 2025-12-31
USD 13.19 million
Exact value

Exact value: 13188000 USD

2025-01-01 – 2025-12-31: 13188000 USD Inspect Net Income Open source
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−USD 1.8 million
Exact value

Exact value: -1799000 USD

2025-01-01 – 2025-12-31: -1799000 USD Inspect Operating Cash Flow Open source
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USD 3.97 million
Exact value

Exact value: 3970000 USD

2025-01-01 – 2025-12-31: 3970000 USD Inspect Capital Expenditure Open source
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−USD 5.77 million
Calculation and evidence

-1799000 − 3970000 USD

Exact free cash flow: -5769000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

42 filings · 3,650 latest values · 3,650 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001327607, 1327607, MYFW, edgar:1327607

Also known as FIRST WESTERN FINANCIAL, INC., First Western Financial Inc, First Western Financial, Inc.