Fundies.
English

Axos Financial, Inc.

EDGAR
AX Quarterly report (10-Q) · filed 2026-10-29

Annual consolidated revenue for 2026: about USD 81.25M, using the latest reported figures. The previous period, 2025, was about USD 65.79M.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments
Watchlist

Latest quarter

Revenue

570 thousand USD

2020 Q4 · USD

Exact inputs and evidence

Net margin

7,947.37%

2020 Q4 · %

Exact inputs and evidence

Operating cash flow

62.2 million USD

2020 Q4 · USD

Exact inputs and evidence
  • Operating Cash Flow: 284118000 USD Source
  • Operating Cash Flow: 221962000 USD Source
Cash and cash equivalents
1.63 billion USD Source
Exact value

1633566000 USD

Long-term debt including current maturities
343 million USD Source
Exact value

342915000 USD

Shares outstanding
56.8 million shares Source
Exact value

56777418 shares

Reported share-count change

0.24% · 134 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 56643547 shares · 2025-09-30· Source
  • 56777418 shares · 2026-09-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

26.8 million USD

2019-07-01 – 2020-06-30

Exact inputs and evidence
  • Revenue: 8213000 USD · 2019-07-01 – 2019-09-30 Source
  • Revenue: 9680000 USD · 2019-10-01 – 2019-12-31 Source
  • Revenue: 8354000 USD · 2020-01-01 – 2020-03-31 Source
  • Revenue: 26817000 USD · 2019-07-01 – 2020-06-30 Source
  • Revenue: 26247000 USD · 2019-07-01 – 2020-03-31 Source

Net income

508 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence
  • Net income: 128397000 USD · 2025-10-01 – 2025-12-31 Source
  • Net income: 124677000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 490372000 USD · 2025-07-01 – 2026-06-30 Source
  • Net income: 365426000 USD · 2025-07-01 – 2026-03-31 Source
  • Net income: 129648000 USD · 2026-07-01 – 2026-09-30 Source

Operating cash flow

734 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence
  • Operating cash flow: 222541000 USD · 2025-07-01 – 2025-12-31 Source
  • Operating cash flow: 118433000 USD · 2025-07-01 – 2025-09-30 Source
  • Operating cash flow: 264568000 USD · 2025-07-01 – 2026-03-31 Source
  • Operating cash flow: 222541000 USD · 2025-07-01 – 2025-12-31 Source
  • Operating cash flow: 557597000 USD · 2025-07-01 – 2026-06-30 Source
  • Operating cash flow: 264568000 USD · 2025-07-01 – 2026-03-31 Source
  • Operating cash flow: 294897000 USD · 2026-07-01 – 2026-09-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-29.

Financial data available through: 2026-06-30.

Coverage by financial measure
  • Revenue: 9 of 11 periods available· newest 2026-06-30
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2026-06-30
  • Operating cash flow: 11 of 11 periods available· newest 2026-06-30
  • capital expenditure: No compatible figures in this window
  • Total assets: 9 of 11 periods available· newest 2026-06-30
  • Total liabilities: 9 of 11 periods available· newest 2026-06-30
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 7 of 11 periods available· newest 2026-06-30
  • Long-term debt including current maturities: 9 of 11 periods available· newest 2026-06-30
  • Shares outstanding: 9 of 11 periods available· newest 2026-06-30

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +23.5%

    Prior period

    USD 65.79 million

    –

    Current period

    USD 81.25 million

    –

    Exact inputs and evidence

    81254000 − 65789000 = 15465000 USD

    65789000 USD · 2024-07-01 – 2025-06-30

    Inspect prior input Prior source

    81254000 USD · 2025-07-01 – 2026-06-30

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Net income

    +13.3%

    Prior period

    USD 432.91 million

    –

    Current period

    USD 490.37 million

    –

    Exact inputs and evidence

    490372000 − 432908000 = 57464000 USD

    432908000 USD · 2024-07-01 – 2025-06-30

    Inspect prior input Prior source

    490372000 USD · 2025-07-01 – 2026-06-30

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Operating cash flow

    +13.7%

    Prior period

    USD 490.33 million

    –

    Current period

    USD 557.6 million

    –

    Exact inputs and evidence

    557597000 − 490331000 = 67266000 USD

    490331000 USD · 2024-07-01 – 2025-06-30

    Inspect prior input Prior source

    557597000 USD · 2025-07-01 – 2026-06-30

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2026 2025-07-01 – 2026-06-30

  • Revenue USD 81.25 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 490.37 million 604% of revenue

Cash

  • Operating cash flow USD 557.6 million 686% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
  • 2026 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2018 2017-07-01 – 2018-06-308833000 UnavailableUnavailableUnavailable152411000 Unavailable
Source
2019 2018-07-01 – 2019-06-3027626000 UnavailableUnavailableUnavailable155131000 Unavailable
Source
2020 2019-07-01 – 2020-06-3026817000 UnavailableUnavailableUnavailable183438000 Unavailable
Source
2021 2020-07-01 – 2021-06-3031334000 UnavailableUnavailableUnavailable215707000 Unavailable
Source
2022 2021-07-01 – 2022-06-3059434000 UnavailableUnavailableUnavailable240716000 Unavailable
Source
2023 2022-07-01 – 2023-06-3065261000 UnavailableUnavailableUnavailable307165000 Unavailable
Source
2024 2023-07-01 – 2024-06-3064641000 UnavailableUnavailableUnavailable450008000 Unavailable
Source
2025 2024-07-01 – 2025-06-3065789000 UnavailableUnavailableUnavailable432908000 Unavailable
Source
2026 2025-07-01 – 2026-06-3081254000 UnavailableUnavailableUnavailable490372000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 81.3M 2026
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.87.8M65.8M43.9M21.9M0.0201820222026
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2018Revenue8833000
2019Revenue27626000
2020Revenue26817000
2021Revenue31334000
2022Revenue59434000
2023Revenue65261000
2024Revenue64641000
2025Revenue65789000
2026Revenue81254000

Revenue growth

Change in revenue from the same financial period one year earlier.

23.5% 2026
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.230%167%105%42%-20%201820222026
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2018Year over yearNo prior comparable period
2019Year over year212.8%
2020Year over year-2.9%
2021Year over year16.8%
2022Year over year89.7%
2023Year over year9.8%
2024Year over year-1%
2025Year over year1.8%
2026Year over year23.5%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 603.5% 2026
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1,864%1,398%932%466%0%2018-06-302022-06-302026-06-30
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2018-06-30Operating marginNot reported
2019-06-30Operating marginNot reported
2020-06-30Operating marginNot reported
2021-06-30Operating marginNot reported
2022-06-30Operating marginNot reported
2023-06-30Operating marginNot reported
2024-06-30Operating marginNot reported
2025-06-30Operating marginNot reported
2026-06-30Operating marginNot reported
2018Net margin1,725.5%
2019Net margin561.5%
2020Net margin684%
2021Net margin688.4%
2022Net margin405%
2023Net margin470.7%
2024Net margin696.2%
2025Net margin658%
2026Net margin603.5%
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported
2026Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 557.6M 2026
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.602.2M451.7M301.1M150.6M0.0201820222026
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2018Operating cash flow167915000
2019Operating cash flow204421000
2020Operating cash flow284118000
2021Operating cash flow412582000
2022Operating cash flow216622000
2023Operating cash flow196706000
2024Operating cash flow305477000
2025Operating cash flow490331000
2026Operating cash flow557597000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable
2026Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

89.4% 2026
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.98%74%49%25%0%201820222026
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2018Liabilities / assets89.9%
2019Liabilities / assets90.4%
2020Liabilities / assets91.1%
2021Liabilities / assets90.2%
2022Liabilities / assets90.6%
2023Liabilities / assets90.6%
2024Liabilities / assets90%
2025Liabilities / assets89.2%
2026Liabilities / assets89.4%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2018-06-30Current assets / current liabilitiesNot reportedNo source recorded
2019-06-30Current assets / current liabilitiesNot reportedNo source recorded
2020-06-30Current assets / current liabilitiesNot reportedNo source recorded
2021-06-30Current assets / current liabilitiesNot reportedNo source recorded
2022-06-30Current assets / current liabilitiesNot reportedNo source recorded
2023-06-30Current assets / current liabilitiesNot reportedNo source recorded
2024-06-30Current assets / current liabilitiesNot reportedNo source recorded
2025-06-30Current assets / current liabilitiesNot reportedNo source recorded
2026-06-30Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2017 2016-07-01 – 2017-06-30
USD 134.74 million
Exact value

Exact value: 134740000 USD

2016-07-01 – 2017-06-30: 134740000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 198.5 million
Exact value

Exact value: 198498000 USD

2016-07-01 – 2017-06-30: 198498000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2017-07-01 – 2018-06-30
USD 152.41 million
Exact value

Exact value: 152411000 USD

2017-07-01 – 2018-06-30: 152411000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 167.92 million
Exact value

Exact value: 167915000 USD

2017-07-01 – 2018-06-30: 167915000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2018-07-01 – 2019-06-30
USD 155.13 million
Exact value

Exact value: 155131000 USD

2018-07-01 – 2019-06-30: 155131000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 204.42 million
Exact value

Exact value: 204421000 USD

2018-07-01 – 2019-06-30: 204421000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2019-07-01 – 2020-06-30
USD 183.44 million
Exact value

Exact value: 183438000 USD

2019-07-01 – 2020-06-30: 183438000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 284.12 million
Exact value

Exact value: 284118000 USD

2019-07-01 – 2020-06-30: 284118000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2020-07-01 – 2021-06-30
USD 215.71 million
Exact value

Exact value: 215707000 USD

2020-07-01 – 2021-06-30: 215707000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 412.58 million
Exact value

Exact value: 412582000 USD

2020-07-01 – 2021-06-30: 412582000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2021-07-01 – 2022-06-30
USD 240.72 million
Exact value

Exact value: 240716000 USD

2021-07-01 – 2022-06-30: 240716000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 216.62 million
Exact value

Exact value: 216622000 USD

2021-07-01 – 2022-06-30: 216622000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2022-07-01 – 2023-06-30
USD 307.17 million
Exact value

Exact value: 307165000 USD

2022-07-01 – 2023-06-30: 307165000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 196.71 million
Exact value

Exact value: 196706000 USD

2022-07-01 – 2023-06-30: 196706000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2023-07-01 – 2024-06-30
USD 450.01 million
Exact value

Exact value: 450008000 USD

2023-07-01 – 2024-06-30: 450008000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 305.48 million
Exact value

Exact value: 305477000 USD

2023-07-01 – 2024-06-30: 305477000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2024-07-01 – 2025-06-30
USD 432.91 million
Exact value

Exact value: 432908000 USD

2024-07-01 – 2025-06-30: 432908000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 490.33 million
Exact value

Exact value: 490331000 USD

2024-07-01 – 2025-06-30: 490331000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2026 2025-07-01 – 2026-06-30
USD 490.37 million
Exact value

Exact value: 490372000 USD

2025-07-01 – 2026-06-30: 490372000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 557.6 million
Exact value

Exact value: 557597000 USD

2025-07-01 – 2026-06-30: 557597000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

150 filings · 3,203 latest values · 3,203 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001299709, 1299709, AX, edgar:1299709

Also known as AXOS FINANCIAL, INC., Axos Financial, Inc., BofI Holding, Inc.