MVB Financial Corp

EDGAR

189 filing records in this dataset, filed from 2004-05-11 to 2026-10-29. Reported financial figures are available; chart coverage varies by period.

Watchlist

Latest quarter

Revenue

1.79 million USD

2020 Q3 · USD

Exact inputs and evidence

Net margin

362.22%

2020 Q3 · %

Exact inputs and evidence

Operating cash flow

212 million USD

2020 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 91308000 USD Source
  • Operating Cash Flow: -120717000 USD Source

Free cash flow

210 million USD

2020 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 91308000 USD Source
  • Operating Cash Flow: -120717000 USD Source
  • Capital Expenditure: 1652000 USD Source
Cash and cash equivalents
178 million USD Source
Exact value

177635000 USD

Long-term debt including current maturities
29.9 million USD Source
Exact value

29924000 USD

Shares outstanding
12.8 million shares Source
Exact value

12846646 shares

Reported share-count change

-0.80% · -104 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 12950295 shares · 2025-03-31· Source
  • 12846646 shares · 2026-03-31· Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-29.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 4 of 11 periods available· newest 2019-12-31
  • operating income: No compatible figures in this window
  • Net income: 9 of 11 periods available· newest 2023-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 11 of 11 periods available· newest 2025-12-31
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 4 of 11 periods available· newest 2019-12-31
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Operating cash flow

    +USD 4.31 million

    Prior period

    −USD 285,000

    –

    Current period

    USD 4.03 million

    –

    Exact inputs and evidence

    4028000 − -285000 = 4313000 USD

    -285000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    4028000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    +18.2%

    Prior period

    USD 1.62 million

    –

    Current period

    USD 1.92 million

    –

    Exact inputs and evidence

    1915000 − 1620000 = 295000 USD

    1620000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1915000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Revenue, Net income.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2019 2019-01-01 – 2019-12-31

  • Revenue USD 3.4 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 26.99 million 794% of revenue

Cash

  • Operating cash flow −USD 8.06 million −237% of revenue
  • Capital expenditure USD 2.04 million 60% of revenue
  • Free cash flow Derived −USD 10.1 million −297% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-312064000 UnavailableUnavailableUnavailable12912000 23596000 Derived
Source
2017 2017-01-01 – 2017-12-312283000 UnavailableUnavailableUnavailable7575000 28625000 Derived
Source
2018 2018-01-01 – 2018-12-312238000 UnavailableUnavailableUnavailable12003000 4001000 Derived
Source
2019 2019-01-01 – 2019-12-313400000 UnavailableUnavailableUnavailable26991000 -10104000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 3.4M 2019
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.7M2.8M1.8M918.0K0.02016201720182019
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue2064000
2017Revenue2283000
2018Revenue2238000
2019Revenue3400000

Revenue growth

Change in revenue from the same financial period one year earlier.

51.9% 2019
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.56%41%25%9%-6%2016201720182019
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over yearNo prior comparable period
2017Year over year10.6%
2018Year over year-2%
2019Year over year51.9%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 793.9% 2019
Free cash flow margin -297.2% 2019
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1,378%928%478%29%-421%2016-12-312017-12-312018-12-312019-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2016Net margin625.6%
2017Net margin331.8%
2018Net margin536.3%
2019Net margin793.9%
2016Free cash flow margin1,143.2%
2017Free cash flow margin1,253.8%
2018Free cash flow margin178.8%
2019Free cash flow margin-297.2%

Operating cash flow

Cash generated by the company’s normal business operations.

USD -8.1M 2019
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.36.4M24.5M12.5M586.4K-11.4M2016201720182019
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow25264000
2017Operating cash flow33121000
2018Operating cash flow6694000
2019Operating cash flow-8062000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -10.1M 2019
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.31.7M20.5M9.3M-2.0M-13.2M2016201720182019
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flow23596000
2017Free cash flow28625000
2018Free cash flow4001000
2019Free cash flow-10104000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

89.1% 2019
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.97%73%49%24%0%2016201720182019
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets89.7%
2017Liabilities / assets90.2%
2018Liabilities / assets89.9%
2019Liabilities / assets89.1%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 12.91 million
Exact value

Exact value: 12912000 USD

2016-01-01 – 2016-12-31: 12912000 USD Inspect Net Income Open source
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USD 25.26 million
Exact value

Exact value: 25264000 USD

2016-01-01 – 2016-12-31: 25264000 USD Inspect Operating Cash Flow Open source
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USD 1.67 million
Exact value

Exact value: 1668000 USD

2016-01-01 – 2016-12-31: 1668000 USD Inspect Capital Expenditure Open source
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USD 23.6 million
Calculation and evidence

25264000 − 1668000 USD

Exact free cash flow: 23596000 USD

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2017 2017-01-01 – 2017-12-31
USD 7.58 million
Exact value

Exact value: 7575000 USD

2017-01-01 – 2017-12-31: 7575000 USD Inspect Net Income Open source
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USD 33.12 million
Exact value

Exact value: 33121000 USD

2017-01-01 – 2017-12-31: 33121000 USD Inspect Operating Cash Flow Open source
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USD 4.5 million
Exact value

Exact value: 4496000 USD

2017-01-01 – 2017-12-31: 4496000 USD Inspect Capital Expenditure Open source
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USD 28.63 million
Calculation and evidence

33121000 − 4496000 USD

Exact free cash flow: 28625000 USD

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2018 2018-01-01 – 2018-12-31
USD 12 million
Exact value

Exact value: 12003000 USD

2018-01-01 – 2018-12-31: 12003000 USD Inspect Net Income Open source
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USD 6.69 million
Exact value

Exact value: 6694000 USD

2018-01-01 – 2018-12-31: 6694000 USD Inspect Operating Cash Flow Open source
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USD 2.69 million
Exact value

Exact value: 2693000 USD

2018-01-01 – 2018-12-31: 2693000 USD Inspect Capital Expenditure Open source
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USD 4 million
Calculation and evidence

6694000 − 2693000 USD

Exact free cash flow: 4001000 USD

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2019 2019-01-01 – 2019-12-31
USD 26.99 million
Exact value

Exact value: 26991000 USD

2019-01-01 – 2019-12-31: 26991000 USD Inspect Net Income Open source
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−USD 8.06 million
Exact value

Exact value: -8062000 USD

2019-01-01 – 2019-12-31: -8062000 USD Inspect Operating Cash Flow Open source
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USD 2.04 million
Exact value

Exact value: 2042000 USD

2019-01-01 – 2019-12-31: 2042000 USD Inspect Capital Expenditure Open source
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−USD 10.1 million
Calculation and evidence

-8062000 − 2042000 USD

Exact free cash flow: -10104000 USD

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2020 2020-01-01 – 2020-12-31
USD 37.41 million
Exact value

Exact value: 37411000 USD

2020-01-01 – 2020-12-31: 37411000 USD Inspect Net Income Open source
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USD 112.24 million
Exact value

Exact value: 112235000 USD

2020-01-01 – 2020-12-31: 112235000 USD Inspect Operating Cash Flow Open source
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USD 6.62 million
Exact value

Exact value: 6615000 USD

2020-01-01 – 2020-12-31: 6615000 USD Inspect Capital Expenditure Open source
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USD 105.62 million
Calculation and evidence

112235000 − 6615000 USD

Exact free cash flow: 105620000 USD

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2021 2021-01-01 – 2021-12-31
USD 39.12 million
Exact value

Exact value: 39121000 USD

2021-01-01 – 2021-12-31: 39121000 USD Inspect Net Income Open source
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USD 34.82 million
Exact value

Exact value: 34815000 USD

2021-01-01 – 2021-12-31: 34815000 USD Inspect Operating Cash Flow Open source
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USD 4.87 million
Exact value

Exact value: 4865000 USD

2021-01-01 – 2021-12-31: 4865000 USD Inspect Capital Expenditure Open source
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USD 29.95 million
Calculation and evidence

34815000 − 4865000 USD

Exact free cash flow: 29950000 USD

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2022 2022-01-01 – 2022-12-31
USD 15.05 million
Exact value

Exact value: 15047000 USD

2022-01-01 – 2022-12-31: 15047000 USD Inspect Net Income Open source
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USD 7.35 million
Exact value

Exact value: 7353000 USD

2022-01-01 – 2022-12-31: 7353000 USD Inspect Operating Cash Flow Open source
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USD 3.04 million
Exact value

Exact value: 3041000 USD

2022-01-01 – 2022-12-31: 3041000 USD Inspect Capital Expenditure Open source
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USD 4.31 million
Calculation and evidence

7353000 − 3041000 USD

Exact free cash flow: 4312000 USD

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2023 2023-01-01 – 2023-12-31
USD 31.23 million
Exact value

Exact value: 31232000 USD

2023-01-01 – 2023-12-31: 31232000 USD Inspect Net Income Open source
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USD 58.23 million
Exact value

Exact value: 58233000 USD

2023-01-01 – 2023-12-31: 58233000 USD Inspect Operating Cash Flow Open source
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USD 1.92 million
Exact value

Exact value: 1915000 USD

2023-01-01 – 2023-12-31: 1915000 USD Inspect Capital Expenditure Open source
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USD 56.32 million
Calculation and evidence

58233000 − 1915000 USD

Exact free cash flow: 56318000 USD

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2024 2024-01-01 – 2024-12-31
Unavailable Not reported for this period.
−USD 285,000
Exact value

Exact value: -285000 USD

2024-01-01 – 2024-12-31: -285000 USD Inspect Operating Cash Flow Open source
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USD 1.62 million
Exact value

Exact value: 1620000 USD

2024-01-01 – 2024-12-31: 1620000 USD Inspect Capital Expenditure Open source
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−USD 1.91 million
Calculation and evidence

-285000 − 1620000 USD

Exact free cash flow: -1905000 USD

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2025 2025-01-01 – 2025-12-31
Unavailable Not reported for this period.
USD 4.03 million
Exact value

Exact value: 4028000 USD

2025-01-01 – 2025-12-31: 4028000 USD Inspect Operating Cash Flow Open source
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USD 1.92 million
Exact value

Exact value: 1915000 USD

2025-01-01 – 2025-12-31: 1915000 USD Inspect Capital Expenditure Open source
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USD 2.11 million
Calculation and evidence

4028000 − 1915000 USD

Exact free cash flow: 2113000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

189 filings · 3,713 latest values · 3,713 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001277902, 1277902, MVBF, edgar:1277902

Also known as MVB FINANCIAL CORP, MVB Financial Corp, MVB Financial Corp.