BANK OF THE JAMES FINANCIAL GROUP, INC.

EDGAR

163 filing records in this dataset, filed from 2004-03-26 to 2026-10-30. Reported financial figures are available; chart coverage varies by period.

Watchlist
Cash and cash equivalents
50.3 million Unit12 Source
Exact value

50325000 Unit12

Long-term debt including current maturities
Not available
Shares outstanding
4.54 million Unit16 Source
Exact value

4543338 Unit16

Reported share-count change

0.00% · 0 Unit16

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 4543338 Unit16 · 2025-06-30· Source
  • 4543338 Unit16 · 2026-06-30· Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-30.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • revenue: No compatible figures in this window
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 11 of 11 periods available· newest 2025-12-31
  • Total assets: Multiple units; comparison withheld· newest 2025-12-31
  • Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 4 of 11 periods available· newest 2018-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: 8 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    +13.6%

    Prior period

    Unit12 7.94 million

    –

    Current period

    Unit12 9.02 million

    –

    Exact inputs and evidence

    9022000 − 7944000 = 1078000 Unit12

    7944000 Unit12 · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    9022000 Unit12 · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +37%

    Prior period

    Unit12 8.51 million

    –

    Current period

    Unit12 11.66 million

    –

    Exact inputs and evidence

    11660000 − 8509000 = 3151000 Unit12

    8509000 Unit12 · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    11660000 Unit12 · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    -54.3%

    Prior period

    Unit12 2.55 million

    –

    Current period

    Unit12 1.17 million

    –

    Exact inputs and evidence

    1165000 − 2550000 = -1385000 Unit12

    2550000 Unit12 · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1165000 Unit12 · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.
Values and sources
Revenue values and source evidence
PeriodSeriesValueSource evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValueSource evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(Unit12)Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
Unit12 3.29 million
Exact value

Exact value: 3286000 Unit12

2016-01-01 – 2016-12-31: 3286000 Unit12 Inspect Net Income Open source
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Unit12 2.79 million
Exact value

Exact value: 2785000 Unit12

2016-01-01 – 2016-12-31: 2785000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 1.71 million
Exact value

Exact value: 1707000 Unit12

2016-01-01 – 2016-12-31: 1707000 Unit12 Inspect Capital Expenditure Open source
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Unit12 1.08 million
Calculation and evidence

2785000 − 1707000 Unit12

Exact free cash flow: 1078000 Unit12

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2017 2017-01-01 – 2017-12-31
Unit12 2.92 million
Exact value

Exact value: 2922000 Unit12

2017-01-01 – 2017-12-31: 2922000 Unit12 Inspect Net Income Open source
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Unit12 6.72 million
Exact value

Exact value: 6717000 Unit12

2017-01-01 – 2017-12-31: 6717000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 1.92 million
Exact value

Exact value: 1919000 Unit12

2017-01-01 – 2017-12-31: 1919000 Unit12 Inspect Capital Expenditure Open source
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Unit12 4.8 million
Calculation and evidence

6717000 − 1919000 Unit12

Exact free cash flow: 4798000 Unit12

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2018 2018-01-01 – 2018-12-31
Unit12 5.3 million
Exact value

Exact value: 5302000 Unit12

2018-01-01 – 2018-12-31: 5302000 Unit12 Inspect Net Income Open source
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Unit12 8.57 million
Exact value

Exact value: 8573000 Unit12

2018-01-01 – 2018-12-31: 8573000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 2.3 million
Exact value

Exact value: 2301000 Unit12

2018-01-01 – 2018-12-31: 2301000 Unit12 Inspect Capital Expenditure Open source
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Unit12 6.27 million
Calculation and evidence

8573000 − 2301000 Unit12

Exact free cash flow: 6272000 Unit12

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2019 2019-01-01 – 2019-12-31
Unit12 5.61 million
Exact value

Exact value: 5605000 Unit12

2019-01-01 – 2019-12-31: 5605000 Unit12 Inspect Net Income Open source
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Unit12 5.59 million
Exact value

Exact value: 5592000 Unit12

2019-01-01 – 2019-12-31: 5592000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 4.4 million
Exact value

Exact value: 4398000 Unit12

2019-01-01 – 2019-12-31: 4398000 Unit12 Inspect Capital Expenditure Open source
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Unit12 1.19 million
Calculation and evidence

5592000 − 4398000 Unit12

Exact free cash flow: 1194000 Unit12

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2020 2020-01-01 – 2020-12-31
Unit12 4.98 million
Exact value

Exact value: 4980000 Unit12

2020-01-01 – 2020-12-31: 4980000 Unit12 Inspect Net Income Open source
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Unit12 5.2 million
Exact value

Exact value: 5199000 Unit12

2020-01-01 – 2020-12-31: 5199000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 1.75 million
Exact value

Exact value: 1751000 Unit12

2020-01-01 – 2020-12-31: 1751000 Unit12 Inspect Capital Expenditure Open source
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Unit12 3.45 million
Calculation and evidence

5199000 − 1751000 Unit12

Exact free cash flow: 3448000 Unit12

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2021 2021-01-01 – 2021-12-31
Unit12 7.59 million
Exact value

Exact value: 7589000 Unit12

2021-01-01 – 2021-12-31: 7589000 Unit12 Inspect Net Income Open source
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Unit12 16.35 million
Exact value

Exact value: 16349000 Unit12

2021-01-01 – 2021-12-31: 16349000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 2.91 million
Exact value

Exact value: 2909000 Unit12

2021-01-01 – 2021-12-31: 2909000 Unit12 Inspect Capital Expenditure Open source
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Unit12 13.44 million
Calculation and evidence

16349000 − 2909000 Unit12

Exact free cash flow: 13440000 Unit12

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2022 2022-01-01 – 2022-12-31
Unit12 8.96 million
Exact value

Exact value: 8959000 Unit12

2022-01-01 – 2022-12-31: 8959000 Unit12 Inspect Net Income Open source
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Unit12 9.31 million
Exact value

Exact value: 9312000 Unit12

2022-01-01 – 2022-12-31: 9312000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 1.19 million
Exact value

Exact value: 1191000 Unit12

2022-01-01 – 2022-12-31: 1191000 Unit12 Inspect Capital Expenditure Open source
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Unit12 8.12 million
Calculation and evidence

9312000 − 1191000 Unit12

Exact free cash flow: 8121000 Unit12

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2023 2023-01-01 – 2023-12-31
Unit12 8.7 million
Exact value

Exact value: 8704000 Unit12

2023-01-01 – 2023-12-31: 8704000 Unit12 Inspect Net Income Open source
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Unit12 9.49 million
Exact value

Exact value: 9492000 Unit12

2023-01-01 – 2023-12-31: 9492000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 1.57 million
Exact value

Exact value: 1574000 Unit12

2023-01-01 – 2023-12-31: 1574000 Unit12 Inspect Capital Expenditure Open source
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Unit12 7.92 million
Calculation and evidence

9492000 − 1574000 Unit12

Exact free cash flow: 7918000 Unit12

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2024 2024-01-01 – 2024-12-31
Unit12 7.94 million
Exact value

Exact value: 7944000 Unit12

2024-01-01 – 2024-12-31: 7944000 Unit12 Inspect Net Income Open source
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Unit12 8.51 million
Exact value

Exact value: 8509000 Unit12

2024-01-01 – 2024-12-31: 8509000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 2.55 million
Exact value

Exact value: 2550000 Unit12

2024-01-01 – 2024-12-31: 2550000 Unit12 Inspect Capital Expenditure Open source
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Unit12 5.96 million
Calculation and evidence

8509000 − 2550000 Unit12

Exact free cash flow: 5959000 Unit12

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2025 2025-01-01 – 2025-12-31
Unit12 9.02 million
Exact value

Exact value: 9022000 Unit12

2025-01-01 – 2025-12-31: 9022000 Unit12 Inspect Net Income Open source
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Unit12 11.66 million
Exact value

Exact value: 11660000 Unit12

2025-01-01 – 2025-12-31: 11660000 Unit12 Inspect Operating Cash Flow Open source
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Unit12 1.17 million
Exact value

Exact value: 1165000 Unit12

2025-01-01 – 2025-12-31: 1165000 Unit12 Inspect Capital Expenditure Open source
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Unit12 10.5 million
Calculation and evidence

11660000 − 1165000 Unit12

Exact free cash flow: 10495000 Unit12

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

163 filings · 3,095 latest values · 3,095 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001275101, 1275101, BOTJ, edgar:1275101

Also known as BANK OF THE JAMES FINANCIAL GROUP INC, BANK OF THE JAMES FINANCIAL GROUP, INC.