SHINHAN FINANCIAL GROUP CO LTD

EDGAR

Annual consolidated revenue for 2025: about KRW 64.68T, using the latest reported figures. The previous period, 2024, was about KRW 74.06T.

Watchlist

Latest fiscal year

Revenue

64.7 trillion KRW

2025 · KRW

Exact inputs and evidence
  • Revenue: 64681960000000 KRW Source

Operating margin

10.86%

2025 · %

Exact inputs and evidence
  • Operating Income: 7023357000000 KRW Source
  • Revenue: 64681960000000 KRW Source

Operating cash flow

9.73 trillion KRW

2025 · KRW

Exact inputs and evidence
  • Operating Cash Flow: 9730881000000 KRW Source

Free cash flow

9.47 trillion KRW

2025 · KRW

Exact inputs and evidence
  • Operating Cash Flow: 9730881000000 KRW Source
  • Capital Expenditure: 258659000000 KRW Source
Cash and cash equivalents
35.3 trillion KRW Source
Exact value

35295123000000 KRW

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-01.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 4 of 11 periods available· newest 2025-12-31
  • Operating income: 11 of 11 periods available· newest 2025-12-31
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 11 of 11 periods available· newest 2025-12-31
  • Total assets: 4 of 11 periods available· newest 2025-12-31
  • Total liabilities: 4 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 4 of 11 periods available· newest 2025-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    -12.7%

    Prior period

    KRW 74.06 trillion

    –

    Current period

    KRW 64.68 trillion

    –

    Exact inputs and evidence

    64681960000000 − 74064279000000 = -9382319000000 KRW

    74064279000000 KRW · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    64681960000000 KRW · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +11.7%

    Prior period

    KRW 4.45 trillion

    –

    Current period

    KRW 4.97 trillion

    –

    Exact inputs and evidence

    4971561000000 − 4450177000000 = 521384000000 KRW

    4450177000000 KRW · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    4971561000000 KRW · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +110.3%

    Prior period

    KRW 4.63 trillion

    –

    Current period

    KRW 9.73 trillion

    –

    Exact inputs and evidence

    9730881000000 − 4626299000000 = 5104582000000 KRW

    4626299000000 KRW · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    9730881000000 KRW · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    -2%

    Prior period

    KRW 263.84 billion

    –

    Current period

    KRW 258.66 billion

    –

    Exact inputs and evidence

    258659000000 − 263836000000 = -5177000000 KRW

    263836000000 KRW · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    258659000000 KRW · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue KRW 64.68 trillion 100% of revenue
  • Operating costs Derived KRW 57.66 trillion 89% of revenue
  • Operating income KRW 7.02 trillion 11% of revenue
  • Tax, interest and other Derived KRW 2.05 trillion 3.2% of revenue
  • Net income KRW 4.97 trillion 7.7% of revenue

Cash

  • Operating cash flow KRW 9.73 trillion 15% of revenue
  • Capital expenditure KRW 258.66 billion 0.4% of revenue
  • Free cash flow Derived KRW 9.47 trillion 15% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2022 90%
  • 2023 90%
  • 2024 91%
  • 2025 89%
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2022 2022-01-01 – 2022-12-3158815309000000 52909745000000 Derived 5905564000000 1239921000000 Derived 4665643000000 6861894000000 Derived
Source
2023 2023-01-01 – 2023-12-3161332629000000 55231779000000 Derived 6100850000000 1732815000000 Derived 4368035000000 268402000000 Derived
Source
2024 2024-01-01 – 2024-12-3174064279000000 67605609000000 Derived 6458670000000 2008493000000 Derived 4450177000000 4362463000000 Derived
Source
2025 2025-01-01 – 2025-12-3164681960000000 57658603000000 Derived 7023357000000 2051796000000 Derived 4971561000000 9472222000000 Derived
Source

Amounts are exact, in KRW.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

KRW 64.7T 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.80.0T60.0T40.0T20.0T0.02022202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(KRW)Source evidence
2022Revenue58815309000000
2023Revenue61332629000000
2024Revenue74064279000000
2025Revenue64681960000000

Revenue growth

Change in revenue from the same financial period one year earlier.

-12.7% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.23.4%13.7%4.0%-5.6%-15.3%2022202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2022Year over yearNo prior comparable period
2023Year over year4.3%
2024Year over year20.8%
2025Year over year-12.7%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin 10.9% 2025
Net margin 7.7% 2025
Free cash flow margin 14.6% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.15.8%11.9%7.9%4.0%0.0%2022202320242025
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2022Operating margin10%
2023Operating margin9.9%
2024Operating margin8.7%
2025Operating margin10.9%
2022Net margin7.9%
2023Net margin7.1%
2024Net margin6%
2025Net margin7.7%
2022Free cash flow margin11.7%
2023Free cash flow margin0.4%
2024Free cash flow margin5.9%
2025Free cash flow margin14.6%

Operating cash flow

Cash generated by the company’s normal business operations.

KRW 9.7T 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.10.5T7.9T5.3T2.6T0.02022202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(KRW)Source evidence
2022Operating cash flow7188440000000
2023Operating cash flow529846000000
2024Operating cash flow4626299000000
2025Operating cash flow9730881000000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

KRW 9.5T 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.10.2T7.7T5.1T2.6T0.02022202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(KRW)Source evidence
2022Free cash flow6861894000000
2023Free cash flow268402000000
2024Free cash flow4362463000000
2025Free cash flow9472222000000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

92.3% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.100%75%50%25%0%2022202320242025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2022Liabilities / assets92%
2023Liabilities / assets91.9%
2024Liabilities / assets92%
2025Liabilities / assets92.3%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
KRW 2.77 trillion
Exact value

Exact value: 2774778000000 KRW

2016-01-01 – 2016-12-31: 2774778000000 KRW Inspect Net Income Open source
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KRW 3.8 trillion
Exact value

Exact value: 3797177000000 KRW

2016-01-01 – 2016-12-31: 3797177000000 KRW Inspect Operating Cash Flow Open source
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KRW 252.08 billion
Exact value

Exact value: 252084000000 KRW

2016-01-01 – 2016-12-31: 252084000000 KRW Inspect Capital Expenditure Open source
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KRW 3.55 trillion
Calculation and evidence

3797177000000 − 252084000000 KRW

Exact free cash flow: 3545093000000 KRW

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2017 2017-01-01 – 2017-12-31
KRW 2.92 trillion
Exact value

Exact value: 2918816000000 KRW

2017-01-01 – 2017-12-31: 2918816000000 KRW Inspect Net Income Open source
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KRW 1.02 trillion
Exact value

Exact value: 1021334000000 KRW

2017-01-01 – 2017-12-31: 1021334000000 KRW Inspect Operating Cash Flow Open source
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KRW 155.19 billion
Exact value

Exact value: 155186000000 KRW

2017-01-01 – 2017-12-31: 155186000000 KRW Inspect Capital Expenditure Open source
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KRW 866.15 billion
Calculation and evidence

1021334000000 − 155186000000 KRW

Exact free cash flow: 866148000000 KRW

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2018 2018-01-01 – 2018-12-31
KRW 3.16 trillion
Exact value

Exact value: 3156722000000 KRW

2018-01-01 – 2018-12-31: 3156722000000 KRW Inspect Net Income Open source
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−KRW 6.32 trillion
Exact value

Exact value: -6320196000000 KRW

2018-01-01 – 2018-12-31: -6320196000000 KRW Inspect Operating Cash Flow Open source
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KRW 142.93 billion
Exact value

Exact value: 142933000000 KRW

2018-01-01 – 2018-12-31: 142933000000 KRW Inspect Capital Expenditure Open source
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−KRW 6.46 trillion
Calculation and evidence

-6320196000000 − 142933000000 KRW

Exact free cash flow: -6463129000000 KRW

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2019 2019-01-01 – 2019-12-31
KRW 3.4 trillion
Exact value

Exact value: 3403497000000 KRW

2019-01-01 – 2019-12-31: 3403497000000 KRW Inspect Net Income Open source
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KRW 7.18 trillion
Exact value

Exact value: 7179046000000 KRW

2019-01-01 – 2019-12-31: 7179046000000 KRW Inspect Operating Cash Flow Open source
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KRW 270.39 billion
Exact value

Exact value: 270386000000 KRW

2019-01-01 – 2019-12-31: 270386000000 KRW Inspect Capital Expenditure Open source
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KRW 6.91 trillion
Calculation and evidence

7179046000000 − 270386000000 KRW

Exact free cash flow: 6908660000000 KRW

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2020 2020-01-01 – 2020-12-31
KRW 3.41 trillion
Exact value

Exact value: 3414595000000 KRW

2020-01-01 – 2020-12-31: 3414595000000 KRW Inspect Net Income Open source
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−KRW 1.04 trillion
Exact value

Exact value: -1036085000000 KRW

2020-01-01 – 2020-12-31: -1036085000000 KRW Inspect Operating Cash Flow Open source
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KRW 279.65 billion
Exact value

Exact value: 279654000000 KRW

2020-01-01 – 2020-12-31: 279654000000 KRW Inspect Capital Expenditure Open source
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−KRW 1.32 trillion
Calculation and evidence

-1036085000000 − 279654000000 KRW

Exact free cash flow: -1315739000000 KRW

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2021 2021-01-01 – 2021-12-31
KRW 4.02 trillion
Exact value

Exact value: 4019254000000 KRW

2021-01-01 – 2021-12-31: 4019254000000 KRW Inspect Net Income Open source
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KRW 4.2 trillion
Exact value

Exact value: 4199954000000 KRW

2021-01-01 – 2021-12-31: 4199954000000 KRW Inspect Operating Cash Flow Open source
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KRW 334.87 billion
Exact value

Exact value: 334874000000 KRW

2021-01-01 – 2021-12-31: 334874000000 KRW Inspect Capital Expenditure Open source
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KRW 3.87 trillion
Calculation and evidence

4199954000000 − 334874000000 KRW

Exact free cash flow: 3865080000000 KRW

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2022 2022-01-01 – 2022-12-31
KRW 4.67 trillion
Exact value

Exact value: 4665643000000 KRW

2022-01-01 – 2022-12-31: 4665643000000 KRW Inspect Net Income Open source
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KRW 7.19 trillion
Exact value

Exact value: 7188440000000 KRW

2022-01-01 – 2022-12-31: 7188440000000 KRW Inspect Operating Cash Flow Open source
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KRW 326.55 billion
Exact value

Exact value: 326546000000 KRW

2022-01-01 – 2022-12-31: 326546000000 KRW Inspect Capital Expenditure Open source
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KRW 6.86 trillion
Calculation and evidence

7188440000000 − 326546000000 KRW

Exact free cash flow: 6861894000000 KRW

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2023 2023-01-01 – 2023-12-31
KRW 4.37 trillion
Exact value

Exact value: 4368035000000 KRW

2023-01-01 – 2023-12-31: 4368035000000 KRW Inspect Net Income Open source
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KRW 529.85 billion
Exact value

Exact value: 529846000000 KRW

2023-01-01 – 2023-12-31: 529846000000 KRW Inspect Operating Cash Flow Open source
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KRW 261.44 billion
Exact value

Exact value: 261444000000 KRW

2023-01-01 – 2023-12-31: 261444000000 KRW Inspect Capital Expenditure Open source
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KRW 268.4 billion
Calculation and evidence

529846000000 − 261444000000 KRW

Exact free cash flow: 268402000000 KRW

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2024 2024-01-01 – 2024-12-31
KRW 4.45 trillion
Exact value

Exact value: 4450177000000 KRW

2024-01-01 – 2024-12-31: 4450177000000 KRW Inspect Net Income Open source
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KRW 4.63 trillion
Exact value

Exact value: 4626299000000 KRW

2024-01-01 – 2024-12-31: 4626299000000 KRW Inspect Operating Cash Flow Open source
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KRW 263.84 billion
Exact value

Exact value: 263836000000 KRW

2024-01-01 – 2024-12-31: 263836000000 KRW Inspect Capital Expenditure Open source
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KRW 4.36 trillion
Calculation and evidence

4626299000000 − 263836000000 KRW

Exact free cash flow: 4362463000000 KRW

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2025 2025-01-01 – 2025-12-31
KRW 4.97 trillion
Exact value

Exact value: 4971561000000 KRW

2025-01-01 – 2025-12-31: 4971561000000 KRW Inspect Net Income Open source
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KRW 9.73 trillion
Exact value

Exact value: 9730881000000 KRW

2025-01-01 – 2025-12-31: 9730881000000 KRW Inspect Operating Cash Flow Open source
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KRW 258.66 billion
Exact value

Exact value: 258659000000 KRW

2025-01-01 – 2025-12-31: 258659000000 KRW Inspect Capital Expenditure Open source
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KRW 9.47 trillion
Calculation and evidence

9730881000000 − 258659000000 KRW

Exact free cash flow: 9472222000000 KRW

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

686 filings · 1,128 latest values · 1,128 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001263043, 1263043, SHG, edgar:1263043

Also known as SHINHAN FINANCIAL GROUP CO LTD, Shinhan Financial Group Co., Ltd.