Revenue
1.29 billion USD
2026 Q2 · USD
Exact inputs and evidence
- Revenue: 1285200000 USD Source
Fundies. English
CNO Financial Group, Inc.
EDGARAnnual consolidated revenue for 2025: about USD 4.487B, using the latest reported figures. The previous period, 2024, was about USD 4.45B.
Latest quarter
Operating margin
11.75%
2026 Q2 · %
Operating cash flow
157 million USD
2026 Q2 · USD
- Cash and cash equivalents
- 657 million USD Source
Exact value
656600000 USD
- Long-term debt including current maturities
- 1 billion USD Source
Exact value
1000000000 USD
- Shares outstanding
- 92.7 million shares Source
Exact value
92696990 shares
Reported share-count change
-4.75% · -4.62 million shares
Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.
Trailing twelve months
The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.
Revenue
4.65 billion USD
2025-07-01 – 2026-06-30
Net income
280 million USD
2025-07-01 – 2026-06-30
Operating cash flow
699 million USD
2025-07-01 – 2026-06-30
Exact inputs and evidence
- Operating cash flow: 480000000 USD · 2025-01-01 – 2025-09-30 Source
- Operating cash flow: 282200000 USD · 2025-01-01 – 2025-06-30 Source
- Operating cash flow: 675700000 USD · 2025-01-01 – 2025-12-31 Source
- Operating cash flow: 480000000 USD · 2025-01-01 – 2025-09-30 Source
- Operating cash flow: 148800000 USD · 2026-01-01 – 2026-03-31 Source
- Operating cash flow: 305400000 USD · 2026-01-01 – 2026-06-30 Source
- Operating cash flow: 148800000 USD · 2026-01-01 – 2026-03-31 Source
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-10-29.
Financial data available through: 2025-12-31.
Coverage by financial measure
- Revenue: 11 of 11 periods available· newest 2025-12-31
- Operating income: 9 of 11 periods available· newest 2025-12-31
- Net income: 11 of 11 periods available· newest 2025-12-31
- Operating cash flow: 11 of 11 periods available· newest 2025-12-31
- capital expenditure: No compatible figures in this window
- Total assets: 11 of 11 periods available· newest 2025-12-31
- Total liabilities: 11 of 11 periods available· newest 2025-12-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- Cash and cash equivalents: 4 of 11 periods available· newest 2018-12-31
- Long-term debt including current maturities: 4 of 11 periods available· newest 2018-12-31
- Shares outstanding: 11 of 11 periods available· newest 2025-12-31
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Revenue
+0.9%Prior period
USD 4.45 billion
–
Current period
USD 4.49 billion
–
Exact inputs and evidence
4487400000 − 4449500000 = 37900000 USD
4449500000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source4487400000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Net income
-45.5%Prior period
USD 420.8 million
–
Current period
USD 229.3 million
–
Exact inputs and evidence
229300000 − 420800000 = -191500000 USD
420800000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source229300000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+7.6%Prior period
USD 627.7 million
–
Current period
USD 675.7 million
–
Exact inputs and evidence
675700000 − 627700000 = 48000000 USD
627700000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source675700000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Comparable inputs unavailable for: Capital expenditure.
Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
2025 2025-01-01 – 2025-12-31
- Revenue USD 4.49 billion 100% of revenue
- Operating costs Derived USD 3.93 billion 88% of revenue
- Operating income USD 553.2 million 12% of revenue
- Tax, interest and other Derived USD 323.9 million 7.2% of revenue
- Net income USD 229.3 million 5.1% of revenue
Cash
- Operating cash flow USD 675.7 million 15% of revenue
- Capital expenditure Unavailable An input is unavailable.
- Free cash flow Derived Unavailable An input is unavailable.
Share of revenue by period
- Net income
- Tax, interest and other
- Operating costs
- 2016 Not shown: operating income or net income is not reported.
- 2017 89%
- 2018 Net loss: net income was −7.3% of revenue.
- 2019 Net income was higher than operating income, so the split is not drawn.
- 2020 88%
- 2021 Net income was higher than operating income, so the split is not drawn.
- 2022 Net income was higher than operating income, so the split is not drawn.
- 2023 89%
- 2024 9.5%88%
- 2025 88%
Values and sources
| Period | Revenue | Operating costs | Operating income | Tax, interest and other | Net income | Free cash flow | Source |
|---|---|---|---|---|---|---|---|
| 2016 2016-01-01 – 2016-12-31 | 3985100000 | Unavailable | Unavailable | Unavailable | 358200000 | Unavailable | Source
|
| 2017 2017-01-01 – 2017-12-31 | 4297200000 | 3842500000 Derived | 454700000 | 279100000 Derived | 175600000 | Unavailable | Source
|
| 2018 2018-01-01 – 2018-12-31 | 4313500000 | 3932300000 Derived | 381200000 | 696200000 Derived | -315000000 | Unavailable | Source
|
| 2019 2019-01-01 – 2019-12-31 | 4015800000 | 3647500000 Derived | 368300000 | -41100000 Derived | 409400000 | Unavailable | Source
|
| 2020 2020-01-01 – 2020-12-31 | 3821100000 | 3357300000 Derived | 463800000 | 162000000 Derived | 301800000 | Unavailable | Source
|
| 2021 2021-01-01 – 2021-12-31 | 4122200000 | 3607500000 Derived | 514700000 | -55600000 Derived | 570300000 | Unavailable | Source
|
| 2022 2022-01-01 – 2022-12-31 | 3576800000 | 3110100000 Derived | 466700000 | -163900000 Derived | 630600000 | Unavailable | Source
|
| 2023 2023-01-01 – 2023-12-31 | 4146800000 | 3687300000 Derived | 459500000 | 183000000 Derived | 276500000 | Unavailable | Source
|
| 2024 2024-01-01 – 2024-12-31 | 4449500000 | 3898700000 Derived | 550800000 | 130000000 Derived | 420800000 | Unavailable | Source
|
| 2025 2025-01-01 – 2025-12-31 | 4487400000 | 3934200000 Derived | 553200000 | 323900000 Derived | 229300000 | Unavailable | Source
|
Amounts are exact, in USD.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
USD 4.5B 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Revenue | 3985100000 |
|
| 2017 | Revenue | 4297200000 |
|
| 2018 | Revenue | 4313500000 |
|
| 2019 | Revenue | 4015800000 |
|
| 2020 | Revenue | 3821100000 |
|
| 2021 | Revenue | 4122200000 |
|
| 2022 | Revenue | 3576800000 |
|
| 2023 | Revenue | 4146800000 |
|
| 2024 | Revenue | 4449500000 |
|
| 2025 | Revenue | 4487400000 |
|
Revenue growth
Change in revenue from the same financial period one year earlier.
0.9% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Year over year | 4.5% |
|
| 2017 | Year over year | 7.8% |
|
| 2018 | Year over year | 0.4% |
|
| 2019 | Year over year | -6.9% |
|
| 2020 | Year over year | -4.8% |
|
| 2021 | Year over year | 7.9% |
|
| 2022 | Year over year | -13.2% |
|
| 2023 | Year over year | 15.9% |
|
| 2024 | Year over year | 7.3% |
|
| 2025 | Year over year | 0.9% |
|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
Operating margin 12.3% 2025
Net margin 5.1% 2025
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016-12-31 | Operating margin | Not reported |
|
| 2017 | Operating margin | 10.6% |
|
| 2018 | Operating margin | 8.8% |
|
| 2019 | Operating margin | 9.2% |
|
| 2020 | Operating margin | 12.1% |
|
| 2021 | Operating margin | 12.5% |
|
| 2022 | Operating margin | 13% |
|
| 2023 | Operating margin | 11.1% |
|
| 2024 | Operating margin | 12.4% |
|
| 2025 | Operating margin | 12.3% |
|
| 2016 | Net margin | 9% |
|
| 2017 | Net margin | 4.1% |
|
| 2018 | Net margin | -7.3% |
|
| 2019 | Net margin | 10.2% |
|
| 2020 | Net margin | 7.9% |
|
| 2021 | Net margin | 13.8% |
|
| 2022 | Net margin | 17.6% |
|
| 2023 | Net margin | 6.7% |
|
| 2024 | Net margin | 9.5% |
|
| 2025 | Net margin | 5.1% |
|
| 2016 | Free cash flow margin | Not reported |
|
| 2017 | Free cash flow margin | Not reported |
|
| 2018 | Free cash flow margin | Not reported |
|
| 2019 | Free cash flow margin | Not reported |
|
| 2020 | Free cash flow margin | Not reported |
|
| 2021 | Free cash flow margin | Not reported |
|
| 2022 | Free cash flow margin | Not reported |
|
| 2023 | Free cash flow margin | Not reported |
|
| 2024 | Free cash flow margin | Not reported |
|
| 2025 | Free cash flow margin | Not reported |
|
Operating cash flow
Cash generated by the company’s normal business operations.
USD 675.7M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Operating cash flow | 775700000 |
|
| 2017 | Operating cash flow | 633300000 |
|
| 2018 | Operating cash flow | 317800000 |
|
| 2019 | Operating cash flow | 696700000 |
|
| 2020 | Operating cash flow | 735500000 |
|
| 2021 | Operating cash flow | 598300000 |
|
| 2022 | Operating cash flow | 495400000 |
|
| 2023 | Operating cash flow | 582900000 |
|
| 2024 | Operating cash flow | 627700000 |
|
| 2025 | Operating cash flow | 675700000 |
|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Free cash flow | Unavailable |
|
| 2017 | Free cash flow | Unavailable |
|
| 2018 | Free cash flow | Unavailable |
|
| 2019 | Free cash flow | Unavailable |
|
| 2020 | Free cash flow | Unavailable |
|
| 2021 | Free cash flow | Unavailable |
|
| 2022 | Free cash flow | Unavailable |
|
| 2023 | Free cash flow | Unavailable |
|
| 2024 | Free cash flow | Unavailable |
|
| 2025 | Free cash flow | Unavailable |
|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
93.2% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Liabilities / assets | 86% |
|
| 2017 | Liabilities / assets | 85.4% |
|
| 2018 | Liabilities / assets | 89.3% |
|
| 2019 | Liabilities / assets | 86.1% |
|
| 2020 | Liabilities / assets | 84.5% |
|
| 2021 | Liabilities / assets | 85.5% |
|
| 2022 | Liabilities / assets | 94.7% |
|
| 2023 | Liabilities / assets | 93.7% |
|
| 2024 | Liabilities / assets | 93.4% |
|
| 2025 | Liabilities / assets | 93.2% |
|
Current assets to current liabilities
Current assets divided by current liabilities.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2017-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2018-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2019-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2020-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2021-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2022-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2023-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2024-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2025-12-31 | Current assets / current liabilities | Not reported | No source recorded |
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2016 2016-01-01 – 2016-12-31 | USD 358.2 million Exact valueExact value: 358200000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 775.7 million Exact valueExact value: 775700000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2017 2017-01-01 – 2017-12-31 | USD 175.6 million Exact valueExact value: 175600000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 633.3 million Exact valueExact value: 633300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2018 2018-01-01 – 2018-12-31 | −USD 315 million Exact valueExact value: -315000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 317.8 million Exact valueExact value: 317800000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2019 2019-01-01 – 2019-12-31 | USD 409.4 million Exact valueExact value: 409400000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 696.7 million Exact valueExact value: 696700000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2020 2020-01-01 – 2020-12-31 | USD 301.8 million Exact valueExact value: 301800000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 735.5 million Exact valueExact value: 735500000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2021 2021-01-01 – 2021-12-31 | USD 570.3 million Exact valueExact value: 570300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 598.3 million Exact valueExact value: 598300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2022 2022-01-01 – 2022-12-31 | USD 630.6 million Exact valueExact value: 630600000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 495.4 million Exact valueExact value: 495400000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2023 2023-01-01 – 2023-12-31 | USD 276.5 million Exact valueExact value: 276500000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 582.9 million Exact valueExact value: 582900000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2024 2024-01-01 – 2024-12-31 | USD 420.8 million Exact valueExact value: 420800000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 627.7 million Exact valueExact value: 627700000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2025 2025-01-01 – 2025-12-31 | USD 229.3 million Exact valueExact value: 229300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 675.7 million Exact valueExact value: 675700000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
136 filings · 3,925 latest values · 3,925 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 0001224608, 1224608, CNO, CNO-PA, edgar:1224608
Also known as CNO Financial Group, Inc., CONSECO INC