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MONARCH COMMUNITY BANCORP INC

EDGAR

Quarterly report (10-Q) · filed 2014-11-14

55 filing records in this dataset, filed from 2002-08-30 to 2014-11-14. Reported financial figures are available; chart coverage varies by period.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Cash and cash equivalents: 44.6 million Unit12 2013-03-31 Source
Exact value

44559000 Unit12
Long-term debt including current maturities: 355 thousand USD 2013-12-31 Source
Exact value

355000 USD
Shares outstanding: 8.96 million shares 2014-09-30 Source
Exact value

8962416 shares

Reported share-count change

2,085.17% · 8.55 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

410147 shares · 2013-09-30· Source
8962416 shares · 2014-09-30· Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2014-11-14.

Financial data available through: 2013-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 8 of 11 periods available· newest 2013-12-31
Operating cash flow: 8 of 11 periods available· newest 2013-12-31
Capital expenditure: 8 of 11 periods available· newest 2013-12-31
Total assets: 9 of 11 periods available· newest 2013-12-31
Total liabilities: 9 of 11 periods available· newest 2013-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 5 of 11 periods available· newest 2012-12-31
Long-term debt including current maturities: 1 of 11 periods available· newest 2013-12-31
Shares outstanding: 2 of 11 periods available· newest 2013-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+USD 25,000

Prior period

−USD 353,000

2012-01-01 – 2012-12-31
Current period

−USD 328,000

2013-01-01 – 2013-12-31

Exact inputs and evidence

-328000 − -353000 = 25000 USD

-353000 USD · 2012-01-01 – 2012-12-31
Inspect prior input Prior source
-328000 USD · 2013-01-01 – 2013-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Year-over-year change in Net income: 25000 USD Concept: fundies:NetIncome Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -328000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#202804 Filing: 000138713114001863 Input fundies:NetIncome: -353000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#304685 Filing: 000138713114001203
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+USD 7.71 million

Prior period

−USD 4.55 million

2012-01-01 – 2012-12-31
Current period

USD 3.16 million

2013-01-01 – 2013-12-31

Exact inputs and evidence

3164000 − -4549000 = 7713000 USD

-4549000 USD · 2012-01-01 – 2012-12-31
Inspect prior input Prior source
3164000 USD · 2013-01-01 – 2013-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Year-over-year change in Operating cash flow: 7713000 USD Concept: fundies:OperatingCashFlow Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 3164000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#206119 Filing: 000138713114001863 Input fundies:OperatingCashFlow: -4549000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#310247 Filing: 000138713114001203
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-85.3%

Prior period

USD 395,000

2012-01-01 – 2012-12-31
Current period

USD 58,000

2013-01-01 – 2013-12-31

Exact inputs and evidence

58000 − 395000 = -337000 USD

395000 USD · 2012-01-01 – 2012-12-31
Inspect prior input Prior source
58000 USD · 2013-01-01 – 2013-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Year-over-year change in Capital expenditure: -337000 USD Concept: fundies:CapitalExpenditure Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 58000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#207637 Filing: 000138713114001863 Input fundies:CapitalExpenditure: 395000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#313415 Filing: 000138713114001203
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2003 2003-01-01 – 2003-12-31	USD 664,000 Exact value Exact value: 664000 USD 2003-01-01 – 2003-12-31: 664000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2003-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: 664000 USD Concept: fundies:NetIncome Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:NetIncome: 664000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-06-001358.txt#21152 The citation records this snapshot. The page link may show a newer release later.	USD 2.69 million Exact value Exact value: 2685000 USD 2003-01-01 – 2003-12-31: 2685000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2003-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 2685000 USD Concept: fundies:OperatingCashFlow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 2685000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-06-001358.txt#21437 The citation records this snapshot. The page link may show a newer release later.	USD 22,000 Exact value Exact value: 22000 USD 2003-01-01 – 2003-12-31: 22000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2003-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 22000 USD Concept: fundies:CapitalExpenditure Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 22000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-06-001358.txt#21647 The citation records this snapshot. The page link may show a newer release later.	USD 2.66 million Calculation and evidence 2685000 − 22000 USD Exact free cash flow: 2663000 USD 2003-01-01 – 2003-12-31: 2685000 USD · Inspect Operating Cash Flow · Source 2003-01-01 – 2003-12-31: 22000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2003-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 2663000 USD Concept: free-cash-flow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 2685000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-06-001358.txt#21437 Input fundies:CapitalExpenditure: 22000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-06-001358.txt#21647 The citation records this snapshot. The page link may show a newer release later.
2004 2004-01-01 – 2004-12-31	−USD 2.51 million Exact value Exact value: -2511000 USD 2004-01-01 – 2004-12-31: -2511000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2004-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: -2511000 USD Concept: fundies:NetIncome Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2004-12-31&surface=latest&period_type=duration&start=2004-01-01&unit=USD&dimensions= Input fundies:NetIncome: -2511000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0001169232-07-001554.txt#45480 The citation records this snapshot. The page link may show a newer release later.	USD 7.78 million Exact value Exact value: 7776000 USD 2004-01-01 – 2004-12-31: 7776000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2004-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 7776000 USD Concept: fundies:OperatingCashFlow Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2004-12-31&surface=latest&period_type=duration&start=2004-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 7776000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0001169232-07-001554.txt#46202 The citation records this snapshot. The page link may show a newer release later.	USD 373,000 Exact value Exact value: 373000 USD 2004-01-01 – 2004-12-31: 373000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2004-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 373000 USD Concept: fundies:CapitalExpenditure Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2004-12-31&surface=latest&period_type=duration&start=2004-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 373000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0001169232-07-001554.txt#46744 The citation records this snapshot. The page link may show a newer release later.	USD 7.4 million Calculation and evidence 7776000 − 373000 USD Exact free cash flow: 7403000 USD 2004-01-01 – 2004-12-31: 7776000 USD · Inspect Operating Cash Flow · Source 2004-01-01 – 2004-12-31: 373000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2004-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 7403000 USD Concept: free-cash-flow Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 7776000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0001169232-07-001554.txt#46202 Input fundies:CapitalExpenditure: 373000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0001169232-07-001554.txt#46744 The citation records this snapshot. The page link may show a newer release later.
2005 2005-01-01 – 2005-12-31	USD 1.44 million Exact value Exact value: 1440000 USD 2005-01-01 – 2005-12-31: 1440000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2005-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: 1440000 USD Concept: fundies:NetIncome Period: 2005-01-01 to 2005-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2005-12-31&surface=latest&period_type=duration&start=2005-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1440000 USD (2005-01-01 to 2005-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-08-001585.txt#20587 The citation records this snapshot. The page link may show a newer release later.	USD 2.58 million Exact value Exact value: 2584000 USD 2005-01-01 – 2005-12-31: 2584000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2005-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 2584000 USD Concept: fundies:OperatingCashFlow Period: 2005-01-01 to 2005-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2005-12-31&surface=latest&period_type=duration&start=2005-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 2584000 USD (2005-01-01 to 2005-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-08-001585.txt#20885 The citation records this snapshot. The page link may show a newer release later.	USD 129,000 Exact value Exact value: 129000 USD 2005-01-01 – 2005-12-31: 129000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2005-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 129000 USD Concept: fundies:CapitalExpenditure Period: 2005-01-01 to 2005-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2005-12-31&surface=latest&period_type=duration&start=2005-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 129000 USD (2005-01-01 to 2005-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-08-001585.txt#21095 The citation records this snapshot. The page link may show a newer release later.	USD 2.46 million Calculation and evidence 2584000 − 129000 USD Exact free cash flow: 2455000 USD 2005-01-01 – 2005-12-31: 2584000 USD · Inspect Operating Cash Flow · Source 2005-01-01 – 2005-12-31: 129000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2005-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 2455000 USD Concept: free-cash-flow Period: 2005-01-01 to 2005-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 2584000 USD (2005-01-01 to 2005-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-08-001585.txt#20885 Input fundies:CapitalExpenditure: 129000 USD (2005-01-01 to 2005-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950124-08-001585.txt#21095 The citation records this snapshot. The page link may show a newer release later.
2006 2006-01-01 – 2006-12-31	USD 1.55 million Exact value Exact value: 1548000 USD 2006-01-01 – 2006-12-31: 1548000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2006-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: 1548000 USD Concept: fundies:NetIncome Period: 2006-01-01 to 2006-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2006-12-31&surface=latest&period_type=duration&start=2006-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1548000 USD (2006-01-01 to 2006-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950152-09-003267.txt#21602 The citation records this snapshot. The page link may show a newer release later.	USD 4.05 million Exact value Exact value: 4049000 USD 2006-01-01 – 2006-12-31: 4049000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2006-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 4049000 USD Concept: fundies:OperatingCashFlow Period: 2006-01-01 to 2006-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2006-12-31&surface=latest&period_type=duration&start=2006-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 4049000 USD (2006-01-01 to 2006-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950152-09-003267.txt#21870 The citation records this snapshot. The page link may show a newer release later.	USD 113,000 Exact value Exact value: 113000 USD 2006-01-01 – 2006-12-31: 113000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2006-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 113000 USD Concept: fundies:CapitalExpenditure Period: 2006-01-01 to 2006-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2006-12-31&surface=latest&period_type=duration&start=2006-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 113000 USD (2006-01-01 to 2006-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950152-09-003267.txt#22095 The citation records this snapshot. The page link may show a newer release later.	USD 3.94 million Calculation and evidence 4049000 − 113000 USD Exact free cash flow: 3936000 USD 2006-01-01 – 2006-12-31: 4049000 USD · Inspect Operating Cash Flow · Source 2006-01-01 – 2006-12-31: 113000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2006-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 3936000 USD Concept: free-cash-flow Period: 2006-01-01 to 2006-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 4049000 USD (2006-01-01 to 2006-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950152-09-003267.txt#21870 Input fundies:CapitalExpenditure: 113000 USD (2006-01-01 to 2006-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950152-09-003267.txt#22095 The citation records this snapshot. The page link may show a newer release later.
2007 2007-01-01 – 2007-12-31	USD 1.75 million Exact value Exact value: 1745000 USD 2007-01-01 – 2007-12-31: 1745000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2007-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: 1745000 USD Concept: fundies:NetIncome Period: 2007-01-01 to 2007-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2007-12-31&surface=latest&period_type=duration&start=2007-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1745000 USD (2007-01-01 to 2007-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-10-030588.txt#22670 The citation records this snapshot. The page link may show a newer release later.	USD 3.83 million Exact value Exact value: 3828000 USD 2007-01-01 – 2007-12-31: 3828000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2007-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 3828000 USD Concept: fundies:OperatingCashFlow Period: 2007-01-01 to 2007-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2007-12-31&surface=latest&period_type=duration&start=2007-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 3828000 USD (2007-01-01 to 2007-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-10-030588.txt#22953 The citation records this snapshot. The page link may show a newer release later.	USD 131,000 Exact value Exact value: 131000 USD 2007-01-01 – 2007-12-31: 131000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2007-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 131000 USD Concept: fundies:CapitalExpenditure Period: 2007-01-01 to 2007-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2007-12-31&surface=latest&period_type=duration&start=2007-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 131000 USD (2007-01-01 to 2007-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-10-030588.txt#23133 The citation records this snapshot. The page link may show a newer release later.	USD 3.7 million Calculation and evidence 3828000 − 131000 USD Exact free cash flow: 3697000 USD 2007-01-01 – 2007-12-31: 3828000 USD · Inspect Operating Cash Flow · Source 2007-01-01 – 2007-12-31: 131000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2007-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 3697000 USD Concept: free-cash-flow Period: 2007-01-01 to 2007-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 3828000 USD (2007-01-01 to 2007-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-10-030588.txt#22953 Input fundies:CapitalExpenditure: 131000 USD (2007-01-01 to 2007-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-10-030588.txt#23133 The citation records this snapshot. The page link may show a newer release later.
2008 2008-01-01 – 2008-12-31	USD 298,000 Exact value Exact value: 298000 USD 2008-01-01 – 2008-12-31: 298000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2008-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: 298000 USD Concept: fundies:NetIncome Period: 2008-01-01 to 2008-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2008-12-31&surface=latest&period_type=duration&start=2008-01-01&unit=USD&dimensions= Input fundies:NetIncome: 298000 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-11-032520.txt#22530 The citation records this snapshot. The page link may show a newer release later.	USD 3.68 million Exact value Exact value: 3676000 USD 2008-01-01 – 2008-12-31: 3676000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2008-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 3676000 USD Concept: fundies:OperatingCashFlow Period: 2008-01-01 to 2008-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2008-12-31&surface=latest&period_type=duration&start=2008-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 3676000 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-11-032520.txt#22813 The citation records this snapshot. The page link may show a newer release later.	USD 254,000 Exact value Exact value: 254000 USD 2008-01-01 – 2008-12-31: 254000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2008-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 254000 USD Concept: fundies:CapitalExpenditure Period: 2008-01-01 to 2008-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2008-12-31&surface=latest&period_type=duration&start=2008-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 254000 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-11-032520.txt#22993 The citation records this snapshot. The page link may show a newer release later.	USD 3.42 million Calculation and evidence 3676000 − 254000 USD Exact free cash flow: 3422000 USD 2008-01-01 – 2008-12-31: 3676000 USD · Inspect Operating Cash Flow · Source 2008-01-01 – 2008-12-31: 254000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2008-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 3422000 USD Concept: free-cash-flow Period: 2008-01-01 to 2008-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 3676000 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-11-032520.txt#22813 Input fundies:CapitalExpenditure: 254000 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/0000950123-11-032520.txt#22993 The citation records this snapshot. The page link may show a newer release later.
2012 2012-01-01 – 2012-12-31	−USD 353,000 Exact value Exact value: -353000 USD 2012-01-01 – 2012-12-31: -353000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2012-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: -353000 USD Concept: fundies:NetIncome Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:NetIncome: -353000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#304685 Filing: 000138713114001203 The citation records this snapshot. The page link may show a newer release later.	−USD 4.55 million Exact value Exact value: -4549000 USD 2012-01-01 – 2012-12-31: -4549000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2012-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: -4549000 USD Concept: fundies:OperatingCashFlow Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -4549000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#310247 Filing: 000138713114001203 The citation records this snapshot. The page link may show a newer release later.	USD 395,000 Exact value Exact value: 395000 USD 2012-01-01 – 2012-12-31: 395000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2012-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 395000 USD Concept: fundies:CapitalExpenditure Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 395000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#313415 Filing: 000138713114001203 The citation records this snapshot. The page link may show a newer release later.	−USD 4.94 million Calculation and evidence -4549000 − 395000 USD Exact free cash flow: -4944000 USD 2012-01-01 – 2012-12-31: -4549000 USD · Inspect Operating Cash Flow · Source 2012-01-01 – 2012-12-31: 395000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2012-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: -4944000 USD Concept: free-cash-flow Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -4549000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#310247 Filing: 000138713114001203 Input fundies:CapitalExpenditure: 395000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001203/mcbf-20131231.xml#313415 Filing: 000138713114001203 The citation records this snapshot. The page link may show a newer release later.
2013 2013-01-01 – 2013-12-31	−USD 328,000 Exact value Exact value: -328000 USD 2013-01-01 – 2013-12-31: -328000 USD Inspect Net Income Open source Share or cite Citation for Net Income · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Net Income: -328000 USD Concept: fundies:NetIncome Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ANetIncome&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:NetIncome: -328000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#202804 Filing: 000138713114001863 The citation records this snapshot. The page link may show a newer release later.	USD 3.16 million Exact value Exact value: 3164000 USD 2013-01-01 – 2013-12-31: 3164000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Operating Cash Flow: 3164000 USD Concept: fundies:OperatingCashFlow Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3AOperatingCashFlow&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 3164000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#206119 Filing: 000138713114001863 The citation records this snapshot. The page link may show a newer release later.	USD 58,000 Exact value Exact value: 58000 USD 2013-01-01 – 2013-12-31: 58000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Capital Expenditure: 58000 USD Concept: fundies:CapitalExpenditure Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769/explain?concept=fundies%3ACapitalExpenditure&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 58000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#207637 Filing: 000138713114001863 The citation records this snapshot. The page link may show a newer release later.	USD 3.11 million Calculation and evidence 3164000 − 58000 USD Exact free cash flow: 3106000 USD 2013-01-01 – 2013-12-31: 3164000 USD · Inspect Operating Cash Flow · Source 2013-01-01 – 2013-12-31: 58000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · MONARCH COMMUNITY BANCORP INC · 2013-12-31 MONARCH COMMUNITY BANCORP INC (edgar:1169769) Free cash flow: 3106000 USD Concept: free-cash-flow Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1169769?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 3164000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#206119 Filing: 000138713114001863 Input fundies:CapitalExpenditure: 58000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1169769/000138713114001863/mcbf-20140331.xml#207637 Filing: 000138713114001863 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

55 filings · 754 latest values · 754 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001169769, 1169769, edgar:1169769

Also known as MONARCH COMMUNITY BANCORP INC

MONARCH COMMUNITY BANCORP INC

Reported share-count change

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation