English

LLOYDS BANKING GROUP plc

EDGAR

LLDTF Foreign issuer report (6-K) · filed 2026-10-30

Annual consolidated revenue for 2025: about GBP 19.42B, using the latest reported figures. The previous period, 2024, was about GBP 18B.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest fiscal year

Revenue

19.4 billion GBP

2025 · GBP

Exact inputs and evidence

Revenue: 19422000000 GBP Source

Net margin

23.99%

2025 · %

Exact inputs and evidence

Net Income: 4659000000 GBP Source
Revenue: 19422000000 GBP Source

Operating cash flow

5.7 billion GBP

2025 · GBP

Exact inputs and evidence

Operating Cash Flow: 5701000000 GBP Source

Free cash flow

630 million GBP

2025 · GBP

Exact inputs and evidence

Operating Cash Flow: 5701000000 GBP Source
Capital Expenditure: 5071000000 GBP Source

Cash and cash equivalents: 60.6 billion GBP 2025-12-31 Source
Exact value

60593000000 GBP
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-30.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 11 of 11 periods available· newest 2025-12-31
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2025-12-31
Operating cash flow: 11 of 11 periods available· newest 2025-12-31
Capital expenditure: 11 of 11 periods available· newest 2025-12-31
Total assets: 10 of 11 periods available· newest 2025-12-31
Total liabilities: 10 of 11 periods available· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+7.9%

Prior period

GBP 18 billion

2024-01-01 – 2024-12-31
Current period

GBP 19.42 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

19422000000 − 18003000000 = 1419000000 GBP

18003000000 GBP · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
19422000000 GBP · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Year-over-year change in Revenue: 1419000000 GBP Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 19422000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9979787 Filing: 000116010626000010 Input fundies:Revenue: 18003000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9979899 Filing: 000116010626000010
The citation records this snapshot. The page link may show a newer release later.
Net income
+5.4%

Prior period

GBP 4.42 billion

2024-01-01 – 2024-12-31
Current period

GBP 4.66 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

4659000000 − 4421000000 = 238000000 GBP

4421000000 GBP · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
4659000000 GBP · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Year-over-year change in Net income: 238000000 GBP Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 4659000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9984071 Filing: 000116010626000010 Input fundies:NetIncome: 4421000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9984244 Filing: 000116010626000010
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+GBP 10.09 billion

Prior period

−GBP 4.39 billion

2024-01-01 – 2024-12-31
Current period

GBP 5.7 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

5701000000 − -4393000000 = 10094000000 GBP

-4393000000 GBP · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
5701000000 GBP · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Year-over-year change in Operating cash flow: 10094000000 GBP Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 5701000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10079657 Filing: 000116010626000010 Input fundies:OperatingCashFlow: -4393000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10079830 Filing: 000116010626000010
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+16.2%

Prior period

GBP 4.36 billion

2024-01-01 – 2024-12-31
Current period

GBP 5.07 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

5071000000 − 4364000000 = 707000000 GBP

4364000000 GBP · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
5071000000 GBP · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Year-over-year change in Capital expenditure: 707000000 GBP Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 5071000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10081627 Filing: 000116010626000010 Input fundies:CapitalExpenditure: 4364000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10081856 Filing: 000116010626000010
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue GBP 19.42 billion 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income GBP 4.66 billion 24% of revenue

Cash

Operating cash flow GBP 5.7 billion 29% of revenue
Capital expenditure GBP 5.07 billion 26% of revenue
Free cash flow Derived GBP 630 million 3.2% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.
2019 Not shown: operating income or net income is not reported.
2020 Not shown: operating income or net income is not reported.
2021 Not shown: operating income or net income is not reported.
2022 Not shown: operating income or net income is not reported.
2023 Not shown: operating income or net income is not reported.
2024 Not shown: operating income or net income is not reported.
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2016 2016-01-01 – 2016-12-31	39611000000	Unavailable	Unavailable	Unavailable	2063000000	-1686000000 Derived	Source 2016-01-01 – 2016-12-31: 39611000000 GBP Inspect Revenue Open source 2016-01-01 – 2016-12-31: 2063000000 GBP Inspect Net Income Open source 2016-01-01 – 2016-12-31: 2074000000 GBP Inspect Operating Cash Flow Open source 2016-01-01 – 2016-12-31: 3760000000 GBP Inspect Capital Expenditure Open source
2017 2017-01-01 – 2017-12-31	34237000000	Unavailable	Unavailable	Unavailable	3909000000	-6850000000 Derived	Source 2017-01-01 – 2017-12-31: 34237000000 GBP Inspect Revenue Open source 2017-01-01 – 2017-12-31: 3909000000 GBP Inspect Net Income Open source 2017-01-01 – 2017-12-31: -3195000000 GBP Inspect Operating Cash Flow Open source 2017-01-01 – 2017-12-31: 3655000000 GBP Inspect Capital Expenditure Open source
2018 2018-01-01 – 2018-12-31	22091000000	Unavailable	Unavailable	Unavailable	4408000000	-14621000000 Derived	Source 2018-01-01 – 2018-12-31: 22091000000 GBP Inspect Revenue Open source 2018-01-01 – 2018-12-31: 4408000000 GBP Inspect Net Income Open source 2018-01-01 – 2018-12-31: -11107000000 GBP Inspect Operating Cash Flow Open source 2018-01-01 – 2018-12-31: 3514000000 GBP Inspect Capital Expenditure Open source
2019 2019-01-01 – 2019-12-31	42356000000	Unavailable	Unavailable	Unavailable	2925000000	7839000000 Derived	Source 2019-01-01 – 2019-12-31: 42356000000 GBP Inspect Revenue Open source 2019-01-01 – 2019-12-31: 2925000000 GBP Inspect Net Income Open source 2019-01-01 – 2019-12-31: 11281000000 GBP Inspect Operating Cash Flow Open source 2019-01-01 – 2019-12-31: 3442000000 GBP Inspect Capital Expenditure Open source
2020 2020-01-01 – 2020-12-31	29167000000	Unavailable	Unavailable	Unavailable	1318000000	25252000000 Derived	Source 2020-01-01 – 2020-12-31: 29167000000 GBP Inspect Revenue Open source 2020-01-01 – 2020-12-31: 1318000000 GBP Inspect Net Income Open source 2020-01-01 – 2020-12-31: 28153000000 GBP Inspect Operating Cash Flow Open source 2020-01-01 – 2020-12-31: 2901000000 GBP Inspect Capital Expenditure Open source
2021 2021-01-01 – 2021-12-31	38950000000	Unavailable	Unavailable	Unavailable	5784000000	3530000000 Derived	Source 2021-01-01 – 2021-12-31: 38950000000 GBP Inspect Revenue Open source 2021-01-01 – 2021-12-31: 5784000000 GBP Inspect Net Income Open source 2021-01-01 – 2021-12-31: 6758000000 GBP Inspect Operating Cash Flow Open source 2021-01-01 – 2021-12-31: 3228000000 GBP Inspect Capital Expenditure Open source
2022 2022-01-01 – 2022-12-31	-5346000000	Unavailable	Unavailable	Unavailable	3827000000	19579000000 Derived	Source 2022-01-01 – 2022-12-31: -5346000000 GBP Inspect Revenue Open source 2022-01-01 – 2022-12-31: 3827000000 GBP Inspect Net Income Open source 2022-01-01 – 2022-12-31: 22011000000 GBP Inspect Operating Cash Flow Open source 2022-01-01 – 2022-12-31: 2432000000 GBP Inspect Capital Expenditure Open source
2023 2023-01-01 – 2023-12-31	18629000000	Unavailable	Unavailable	Unavailable	5460000000	2849000000 Derived	Source 2023-01-01 – 2023-12-31: 18629000000 GBP Inspect Revenue Open source 2023-01-01 – 2023-12-31: 5460000000 GBP Inspect Net Income Open source 2023-01-01 – 2023-12-31: 6810000000 GBP Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 3961000000 GBP Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	18003000000	Unavailable	Unavailable	Unavailable	4421000000	-8757000000 Derived	Source 2024-01-01 – 2024-12-31: 18003000000 GBP Inspect Revenue Open source 2024-01-01 – 2024-12-31: 4421000000 GBP Inspect Net Income Open source 2024-01-01 – 2024-12-31: -4393000000 GBP Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 4364000000 GBP Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	19422000000	Unavailable	Unavailable	Unavailable	4659000000	630000000 Derived	Source 2025-01-01 – 2025-12-31: 19422000000 GBP Inspect Revenue Open source 2025-01-01 – 2025-12-31: 4659000000 GBP Inspect Net Income Open source 2025-01-01 – 2025-12-31: 5701000000 GBP Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 5071000000 GBP Inspect Capital Expenditure Open source

Amounts are exact, in GBP.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

GBP 19.4B 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(GBP)	Source evidence
20162016-12-31	Revenue	39611000000	Revenue: 39611000000 Open source
20172017-12-31	Revenue	34237000000	Revenue: 34237000000 Open source
20182018-12-31	Revenue	22091000000	Revenue: 22091000000 Open source
20192019-12-31	Revenue	42356000000	Revenue: 42356000000 Open source
20202020-12-31	Revenue	29167000000	Revenue: 29167000000 Open source
20212021-12-31	Revenue	38950000000	Revenue: 38950000000 Open source
20222022-12-31	Revenue	-5346000000	Revenue: -5346000000 Open source
20232023-12-31	Revenue	18629000000	Revenue: 18629000000 Open source
20242024-12-31	Revenue	18003000000	Revenue: 18003000000 Open source
20252025-12-31	Revenue	19422000000	Revenue: 19422000000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

7.9% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Year over year	71.1%	Revenue: 39611000000 Open source Revenue: 23150000000 Open source
20172017-12-31	Year over year	-13.6%	Revenue: 34237000000 Open source Revenue: 39611000000 Open source
20182018-12-31	Year over year	-35.5%	Revenue: 22091000000 Open source Revenue: 34237000000 Open source
20192019-12-31	Year over year	91.7%	Revenue: 42356000000 Open source Revenue: 22091000000 Open source
20202020-12-31	Year over year	-31.1%	Revenue: 29167000000 Open source Revenue: 42356000000 Open source
20212021-12-31	Year over year	33.5%	Revenue: 38950000000 Open source Revenue: 29167000000 Open source
20222022-12-31	Year over year	-113.7%	Revenue: -5346000000 Open source Revenue: 38950000000 Open source
20232023-12-31	Year over year	-448.5%	Revenue: 18629000000 Open source Revenue: -5346000000 Open source
20242024-12-31	Year over year	-3.4%	Revenue: 18003000000 Open source Revenue: 18629000000 Open source
20252025-12-31	Year over year	7.9%	Revenue: 19422000000 Open source Revenue: 18003000000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 24% 2025

Free cash flow margin 3.2% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Operating margin	Not reported	Revenue: 39611000000 Open source
2017-12-31	Operating margin	Not reported	Revenue: 34237000000 Open source
2018-12-31	Operating margin	Not reported	Revenue: 22091000000 Open source
2019-12-31	Operating margin	Not reported	Revenue: 42356000000 Open source
2020-12-31	Operating margin	Not reported	Revenue: 29167000000 Open source
2021-12-31	Operating margin	Not reported	Revenue: 38950000000 Open source
2022-12-31	Operating margin	Not reported	Revenue: -5346000000 Open source
2023-12-31	Operating margin	Not reported	Revenue: 18629000000 Open source
2024-12-31	Operating margin	Not reported	Revenue: 18003000000 Open source
2025-12-31	Operating margin	Not reported	Revenue: 19422000000 Open source
20162016-12-31	Net margin	5.2%	Net Income: 2063000000 Open source Revenue: 39611000000 Open source
20172017-12-31	Net margin	11.4%	Net Income: 3909000000 Open source Revenue: 34237000000 Open source
20182018-12-31	Net margin	20%	Net Income: 4408000000 Open source Revenue: 22091000000 Open source
20192019-12-31	Net margin	6.9%	Net Income: 2925000000 Open source Revenue: 42356000000 Open source
20202020-12-31	Net margin	4.5%	Net Income: 1318000000 Open source Revenue: 29167000000 Open source
20212021-12-31	Net margin	14.8%	Net Income: 5784000000 Open source Revenue: 38950000000 Open source
20222022-12-31	Net margin	-71.6%	Net Income: 3827000000 Open source Revenue: -5346000000 Open source
20232023-12-31	Net margin	29.3%	Net Income: 5460000000 Open source Revenue: 18629000000 Open source
20242024-12-31	Net margin	24.6%	Net Income: 4421000000 Open source Revenue: 18003000000 Open source
20252025-12-31	Net margin	24%	Net Income: 4659000000 Open source Revenue: 19422000000 Open source
20162016-12-31	Free cash flow margin	-4.3%	Revenue: 39611000000 Open source Operating Cash Flow: 2074000000 Open source Capital Expenditure: 3760000000 Open source
20172017-12-31	Free cash flow margin	-20%	Revenue: 34237000000 Open source Operating Cash Flow: -3195000000 Open source Capital Expenditure: 3655000000 Open source
20182018-12-31	Free cash flow margin	-66.2%	Revenue: 22091000000 Open source Operating Cash Flow: -11107000000 Open source Capital Expenditure: 3514000000 Open source
20192019-12-31	Free cash flow margin	18.5%	Revenue: 42356000000 Open source Operating Cash Flow: 11281000000 Open source Capital Expenditure: 3442000000 Open source
20202020-12-31	Free cash flow margin	86.6%	Revenue: 29167000000 Open source Operating Cash Flow: 28153000000 Open source Capital Expenditure: 2901000000 Open source
20212021-12-31	Free cash flow margin	9.1%	Revenue: 38950000000 Open source Operating Cash Flow: 6758000000 Open source Capital Expenditure: 3228000000 Open source
20222022-12-31	Free cash flow margin	-366.2%	Revenue: -5346000000 Open source Operating Cash Flow: 22011000000 Open source Capital Expenditure: 2432000000 Open source
20232023-12-31	Free cash flow margin	15.3%	Revenue: 18629000000 Open source Operating Cash Flow: 6810000000 Open source Capital Expenditure: 3961000000 Open source
20242024-12-31	Free cash flow margin	-48.6%	Revenue: 18003000000 Open source Operating Cash Flow: -4393000000 Open source Capital Expenditure: 4364000000 Open source
20252025-12-31	Free cash flow margin	3.2%	Revenue: 19422000000 Open source Operating Cash Flow: 5701000000 Open source Capital Expenditure: 5071000000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

GBP 5.7B 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(GBP)	Source evidence
20162016-12-31	Operating cash flow	2074000000	Operating Cash Flow: 2074000000 Open source
20172017-12-31	Operating cash flow	-3195000000	Operating Cash Flow: -3195000000 Open source
20182018-12-31	Operating cash flow	-11107000000	Operating Cash Flow: -11107000000 Open source
20192019-12-31	Operating cash flow	11281000000	Operating Cash Flow: 11281000000 Open source
20202020-12-31	Operating cash flow	28153000000	Operating Cash Flow: 28153000000 Open source
20212021-12-31	Operating cash flow	6758000000	Operating Cash Flow: 6758000000 Open source
20222022-12-31	Operating cash flow	22011000000	Operating Cash Flow: 22011000000 Open source
20232023-12-31	Operating cash flow	6810000000	Operating Cash Flow: 6810000000 Open source
20242024-12-31	Operating cash flow	-4393000000	Operating Cash Flow: -4393000000 Open source
20252025-12-31	Operating cash flow	5701000000	Operating Cash Flow: 5701000000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

GBP 630M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(GBP)	Source evidence
20162016-12-31	Free cash flow	-1686000000	Operating Cash Flow: 2074000000 Open source Capital Expenditure: 3760000000 Open source
20172017-12-31	Free cash flow	-6850000000	Operating Cash Flow: -3195000000 Open source Capital Expenditure: 3655000000 Open source
20182018-12-31	Free cash flow	-14621000000	Operating Cash Flow: -11107000000 Open source Capital Expenditure: 3514000000 Open source
20192019-12-31	Free cash flow	7839000000	Operating Cash Flow: 11281000000 Open source Capital Expenditure: 3442000000 Open source
20202020-12-31	Free cash flow	25252000000	Operating Cash Flow: 28153000000 Open source Capital Expenditure: 2901000000 Open source
20212021-12-31	Free cash flow	3530000000	Operating Cash Flow: 6758000000 Open source Capital Expenditure: 3228000000 Open source
20222022-12-31	Free cash flow	19579000000	Operating Cash Flow: 22011000000 Open source Capital Expenditure: 2432000000 Open source
20232023-12-31	Free cash flow	2849000000	Operating Cash Flow: 6810000000 Open source Capital Expenditure: 3961000000 Open source
20242024-12-31	Free cash flow	-8757000000	Operating Cash Flow: -4393000000 Open source Capital Expenditure: 4364000000 Open source
20252025-12-31	Free cash flow	630000000	Operating Cash Flow: 5701000000 Open source Capital Expenditure: 5071000000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

94.9% 2025

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Liabilities / assets	94.1%	Total Liabilities: 769328000000 Open source Total Assets: 817793000000 Open source
20172017-12-31	Liabilities / assets	94.1%	Total Liabilities: 763230000000 Open source Total Assets: 811182000000 Open source
20182018-12-31	Liabilities / assets	93.7%	Total Liabilities: 747399000000 Open source Total Assets: 797598000000 Open source
20192019-12-31	Liabilities / assets	94.3%	Total Liabilities: 786087000000 Open source Total Assets: 833893000000 Open source
20202020-12-31	Liabilities / assets	94.3%	Total Liabilities: 821856000000 Open source Total Assets: 871269000000 Open source
20212021-12-31	Liabilities / assets	94.2%	Total Liabilities: 830040000000 Open source Total Assets: 881257000000 Open source
20222022-12-31	Liabilities / assets	95%	Total Liabilities: 829483000000 Open source Total Assets: 873394000000 Open source
20232023-12-31	Liabilities / assets	94.6%	Total Liabilities: 834088000000 Open source Total Assets: 881453000000 Open source
20242024-12-31	Liabilities / assets	94.9%	Total Liabilities: 860809000000 Open source Total Assets: 906697000000 Open source
20252025-12-31	Liabilities / assets	94.9%	Total Liabilities: 896205000000 Open source Total Assets: 944072000000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
2018-12-31	Current assets / current liabilities	Not reported	No source recorded
2019-12-31	Current assets / current liabilities	Not reported	No source recorded
2020-12-31	Current assets / current liabilities	Not reported	No source recorded
2021-12-31	Current assets / current liabilities	Not reported	No source recorded
2022-12-31	Current assets / current liabilities	Not reported	No source recorded
2023-12-31	Current assets / current liabilities	Not reported	No source recorded
2024-12-31	Current assets / current liabilities	Not reported	No source recorded
2025-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2016-01-01 – 2016-12-31	GBP 2.06 billion Exact value Exact value: 2063000000 GBP 2016-01-01 – 2016-12-31: 2063000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2016-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 2063000000 GBP Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 2063000000 GBP (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041319000675/lyg-20181231.xml#2150780 Filing: 000093041319000675 The citation records this snapshot. The page link may show a newer release later.	GBP 2.07 billion Exact value Exact value: 2074000000 GBP 2016-01-01 – 2016-12-31: 2074000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2016-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 2074000000 GBP Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 2074000000 GBP (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1910226 Filing: 000093041318000875 The citation records this snapshot. The page link may show a newer release later.	GBP 3.76 billion Exact value Exact value: 3760000000 GBP 2016-01-01 – 2016-12-31: 3760000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2016-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 3760000000 GBP Concept: fundies:CapitalExpenditure Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 3760000000 GBP (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1912314 Filing: 000093041318000875 The citation records this snapshot. The page link may show a newer release later.	−GBP 1.69 billion Calculation and evidence 2074000000 − 3760000000 GBP Exact free cash flow: -1686000000 GBP 2016-01-01 – 2016-12-31: 2074000000 GBP · Inspect Operating Cash Flow · Source 2016-01-01 – 2016-12-31: 3760000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2016-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: -1686000000 GBP Concept: free-cash-flow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 2074000000 GBP (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1910226 Filing: 000093041318000875 Input fundies:CapitalExpenditure: 3760000000 GBP (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1912314 Filing: 000093041318000875 The citation records this snapshot. The page link may show a newer release later.
2017 2017-01-01 – 2017-12-31	GBP 3.91 billion Exact value Exact value: 3909000000 GBP 2017-01-01 – 2017-12-31: 3909000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2017-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 3909000000 GBP Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 3909000000 GBP (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041320000534/lyg-20191231.xml#3485124 Filing: 000093041320000534 The citation records this snapshot. The page link may show a newer release later.	−GBP 3.2 billion Exact value Exact value: -3195000000 GBP 2017-01-01 – 2017-12-31: -3195000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2017-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: -3195000000 GBP Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: -3195000000 GBP (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1910043 Filing: 000093041318000875 The citation records this snapshot. The page link may show a newer release later.	GBP 3.66 billion Exact value Exact value: 3655000000 GBP 2017-01-01 – 2017-12-31: 3655000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2017-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 3655000000 GBP Concept: fundies:CapitalExpenditure Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 3655000000 GBP (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1912076 Filing: 000093041318000875 The citation records this snapshot. The page link may show a newer release later.	−GBP 6.85 billion Calculation and evidence -3195000000 − 3655000000 GBP Exact free cash flow: -6850000000 GBP 2017-01-01 – 2017-12-31: -3195000000 GBP · Inspect Operating Cash Flow · Source 2017-01-01 – 2017-12-31: 3655000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2017-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: -6850000000 GBP Concept: free-cash-flow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -3195000000 GBP (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1910043 Filing: 000093041318000875 Input fundies:CapitalExpenditure: 3655000000 GBP (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000093041318000875/lyg-20171231.xml#1912076 Filing: 000093041318000875 The citation records this snapshot. The page link may show a newer release later.
2018 2018-01-01 – 2018-12-31	GBP 4.41 billion Exact value Exact value: 4408000000 GBP 2018-01-01 – 2018-12-31: 4408000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2018-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 4408000000 GBP Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 4408000000 GBP (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010621000011/lyg-20201231.htm#8717395 Filing: 000116010621000011 The citation records this snapshot. The page link may show a newer release later.	−GBP 11.11 billion Exact value Exact value: -11107000000 GBP 2018-01-01 – 2018-12-31: -11107000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2018-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: -11107000000 GBP Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: -11107000000 GBP (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010621000011/lyg-20201231.htm#9435528 Filing: 000116010621000011 The citation records this snapshot. The page link may show a newer release later.	GBP 3.51 billion Exact value Exact value: 3514000000 GBP 2018-01-01 – 2018-12-31: 3514000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2018-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 3514000000 GBP Concept: fundies:CapitalExpenditure Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 3514000000 GBP (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010621000011/lyg-20201231.htm#9445913 Filing: 000116010621000011 The citation records this snapshot. The page link may show a newer release later.	−GBP 14.62 billion Calculation and evidence -11107000000 − 3514000000 GBP Exact free cash flow: -14621000000 GBP 2018-01-01 – 2018-12-31: -11107000000 GBP · Inspect Operating Cash Flow · Source 2018-01-01 – 2018-12-31: 3514000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2018-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: -14621000000 GBP Concept: free-cash-flow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -11107000000 GBP (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010621000011/lyg-20201231.htm#9435528 Filing: 000116010621000011 Input fundies:CapitalExpenditure: 3514000000 GBP (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010621000011/lyg-20201231.htm#9445913 Filing: 000116010621000011 The citation records this snapshot. The page link may show a newer release later.
2019 2019-01-01 – 2019-12-31	GBP 2.93 billion Exact value Exact value: 2925000000 GBP 2019-01-01 – 2019-12-31: 2925000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2019-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 2925000000 GBP Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 2925000000 GBP (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010622000008/lyg-20211231.htm#8892373 Filing: 000116010622000008 The citation records this snapshot. The page link may show a newer release later.	GBP 11.28 billion Exact value Exact value: 11281000000 GBP 2019-01-01 – 2019-12-31: 11281000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2019-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 11281000000 GBP Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 11281000000 GBP (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010622000008/lyg-20211231.htm#9607591 Filing: 000116010622000008 The citation records this snapshot. The page link may show a newer release later.	GBP 3.44 billion Exact value Exact value: 3442000000 GBP 2019-01-01 – 2019-12-31: 3442000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2019-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 3442000000 GBP Concept: fundies:CapitalExpenditure Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 3442000000 GBP (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010622000008/lyg-20211231.htm#9618096 Filing: 000116010622000008 The citation records this snapshot. The page link may show a newer release later.	GBP 7.84 billion Calculation and evidence 11281000000 − 3442000000 GBP Exact free cash flow: 7839000000 GBP 2019-01-01 – 2019-12-31: 11281000000 GBP · Inspect Operating Cash Flow · Source 2019-01-01 – 2019-12-31: 3442000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2019-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: 7839000000 GBP Concept: free-cash-flow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 11281000000 GBP (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010622000008/lyg-20211231.htm#9607591 Filing: 000116010622000008 Input fundies:CapitalExpenditure: 3442000000 GBP (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010622000008/lyg-20211231.htm#9618096 Filing: 000116010622000008 The citation records this snapshot. The page link may show a newer release later.
2020 2020-01-01 – 2020-12-31	GBP 1.32 billion Exact value Exact value: 1318000000 GBP 2020-01-01 – 2020-12-31: 1318000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2020-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 1318000000 GBP Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 1318000000 GBP (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010623000008/lyg-20221231.htm#8975350 Filing: 000116010623000008 The citation records this snapshot. The page link may show a newer release later.	GBP 28.15 billion Exact value Exact value: 28153000000 GBP 2020-01-01 – 2020-12-31: 28153000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2020-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 28153000000 GBP Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 28153000000 GBP (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010623000008/lyg-20221231.htm#9938779 Filing: 000116010623000008 The citation records this snapshot. The page link may show a newer release later.	GBP 2.9 billion Exact value Exact value: 2901000000 GBP 2020-01-01 – 2020-12-31: 2901000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2020-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 2901000000 GBP Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 2901000000 GBP (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010623000008/lyg-20221231.htm#9950045 Filing: 000116010623000008 The citation records this snapshot. The page link may show a newer release later.	GBP 25.25 billion Calculation and evidence 28153000000 − 2901000000 GBP Exact free cash flow: 25252000000 GBP 2020-01-01 – 2020-12-31: 28153000000 GBP · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 2901000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2020-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: 25252000000 GBP Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 28153000000 GBP (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010623000008/lyg-20221231.htm#9938779 Filing: 000116010623000008 Input fundies:CapitalExpenditure: 2901000000 GBP (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010623000008/lyg-20221231.htm#9950045 Filing: 000116010623000008 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	GBP 5.78 billion Exact value Exact value: 5784000000 GBP 2021-01-01 – 2021-12-31: 5784000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2021-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 5784000000 GBP Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 5784000000 GBP (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010624000009/lyg-20231231.htm#7843444 Filing: 000116010624000009 The citation records this snapshot. The page link may show a newer release later.	GBP 6.76 billion Exact value Exact value: 6758000000 GBP 2021-01-01 – 2021-12-31: 6758000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2021-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 6758000000 GBP Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 6758000000 GBP (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010624000009/lyg-20231231.htm#8357938 Filing: 000116010624000009 The citation records this snapshot. The page link may show a newer release later.	GBP 3.23 billion Exact value Exact value: 3228000000 GBP 2021-01-01 – 2021-12-31: 3228000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2021-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 3228000000 GBP Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 3228000000 GBP (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010624000009/lyg-20231231.htm#8364555 Filing: 000116010624000009 The citation records this snapshot. The page link may show a newer release later.	GBP 3.53 billion Calculation and evidence 6758000000 − 3228000000 GBP Exact free cash flow: 3530000000 GBP 2021-01-01 – 2021-12-31: 6758000000 GBP · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 3228000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2021-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: 3530000000 GBP Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 6758000000 GBP (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010624000009/lyg-20231231.htm#8357938 Filing: 000116010624000009 Input fundies:CapitalExpenditure: 3228000000 GBP (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010624000009/lyg-20231231.htm#8364555 Filing: 000116010624000009 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	GBP 3.83 billion Exact value Exact value: 3827000000 GBP 2022-01-01 – 2022-12-31: 3827000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2022-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 3827000000 GBP Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 3827000000 GBP (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010625000005/lyg-20241231_d2_htm.xml#11280225 Filing: 000116010625000005 The citation records this snapshot. The page link may show a newer release later.	GBP 22.01 billion Exact value Exact value: 22011000000 GBP 2022-01-01 – 2022-12-31: 22011000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2022-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 22011000000 GBP Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 22011000000 GBP (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010625000005/lyg-20241231_d2_htm.xml#11368699 Filing: 000116010625000005 The citation records this snapshot. The page link may show a newer release later.	GBP 2.43 billion Exact value Exact value: 2432000000 GBP 2022-01-01 – 2022-12-31: 2432000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2022-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 2432000000 GBP Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 2432000000 GBP (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010625000005/lyg-20241231_d2_htm.xml#11370780 Filing: 000116010625000005 The citation records this snapshot. The page link may show a newer release later.	GBP 19.58 billion Calculation and evidence 22011000000 − 2432000000 GBP Exact free cash flow: 19579000000 GBP 2022-01-01 – 2022-12-31: 22011000000 GBP · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 2432000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2022-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: 19579000000 GBP Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 22011000000 GBP (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010625000005/lyg-20241231_d2_htm.xml#11368699 Filing: 000116010625000005 Input fundies:CapitalExpenditure: 2432000000 GBP (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010625000005/lyg-20241231_d2_htm.xml#11370780 Filing: 000116010625000005 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	GBP 5.46 billion Exact value Exact value: 5460000000 GBP 2023-01-01 – 2023-12-31: 5460000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2023-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 5460000000 GBP Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 5460000000 GBP (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9984420 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 6.81 billion Exact value Exact value: 6810000000 GBP 2023-01-01 – 2023-12-31: 6810000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2023-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 6810000000 GBP Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 6810000000 GBP (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10080007 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 3.96 billion Exact value Exact value: 3961000000 GBP 2023-01-01 – 2023-12-31: 3961000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2023-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 3961000000 GBP Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 3961000000 GBP (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10082088 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 2.85 billion Calculation and evidence 6810000000 − 3961000000 GBP Exact free cash flow: 2849000000 GBP 2023-01-01 – 2023-12-31: 6810000000 GBP · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 3961000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2023-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: 2849000000 GBP Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 6810000000 GBP (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10080007 Filing: 000116010626000010 Input fundies:CapitalExpenditure: 3961000000 GBP (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10082088 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	GBP 4.42 billion Exact value Exact value: 4421000000 GBP 2024-01-01 – 2024-12-31: 4421000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2024-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 4421000000 GBP Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 4421000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9984244 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	−GBP 4.39 billion Exact value Exact value: -4393000000 GBP 2024-01-01 – 2024-12-31: -4393000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2024-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: -4393000000 GBP Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: -4393000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10079830 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 4.36 billion Exact value Exact value: 4364000000 GBP 2024-01-01 – 2024-12-31: 4364000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2024-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 4364000000 GBP Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 4364000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10081856 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	−GBP 8.76 billion Calculation and evidence -4393000000 − 4364000000 GBP Exact free cash flow: -8757000000 GBP 2024-01-01 – 2024-12-31: -4393000000 GBP · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 4364000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2024-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: -8757000000 GBP Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -4393000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10079830 Filing: 000116010626000010 Input fundies:CapitalExpenditure: 4364000000 GBP (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10081856 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	GBP 4.66 billion Exact value Exact value: 4659000000 GBP 2025-01-01 – 2025-12-31: 4659000000 GBP Inspect Net Income Open source Share or cite Citation for Net Income · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Net Income: 4659000000 GBP Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=GBP&dimensions= Input fundies:NetIncome: 4659000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#9984071 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 5.7 billion Exact value Exact value: 5701000000 GBP 2025-01-01 – 2025-12-31: 5701000000 GBP Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Operating Cash Flow: 5701000000 GBP Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=GBP&dimensions= Input fundies:OperatingCashFlow: 5701000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10079657 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 5.07 billion Exact value Exact value: 5071000000 GBP 2025-01-01 – 2025-12-31: 5071000000 GBP Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Capital Expenditure: 5071000000 GBP Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=GBP&dimensions= Input fundies:CapitalExpenditure: 5071000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10081627 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.	GBP 630 million Calculation and evidence 5701000000 − 5071000000 GBP Exact free cash flow: 630000000 GBP 2025-01-01 – 2025-12-31: 5701000000 GBP · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 5071000000 GBP · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LLOYDS BANKING GROUP plc · 2025-12-31 LLOYDS BANKING GROUP plc (edgar:1160106) Free cash flow: 630000000 GBP Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T02:52:38Z Snapshot: f7bdba5447e0d7b923b40f1c054d329e997b2e987944f0cf119c5446a18d3e1d Dimensions: Consolidated View: https://fundies.io/companies/edgar/1160106?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5701000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10079657 Filing: 000116010626000010 Input fundies:CapitalExpenditure: 5071000000 GBP (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1160106/000116010626000010/lyg-20251231_d2_htm.xml#10081627 Filing: 000116010626000010 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

2,636 filings · 2,131 latest values · 2,131 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001160106, 1160106, LLDTF, LLOBF, LYG, edgar:1160106

Also known as LLOYDS BANKING GROUP plc, LLOYDS TSB GROUP PLC, Lloyds Banking Group plc

LLOYDS BANKING GROUP plc

Latest fiscal year

Revenue

Net margin

Operating cash flow

Free cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation