Life Quotes, Inc.

EDGAR

45 filing records in this dataset, filed from 1999-11-15 to 2010-05-07. Explore the available filing history and original sources.

Watchlist

Latest quarter

Revenue

2.44 million USD

2010-03-31 · USD

Exact inputs and evidence

Operating margin

-35.14%

2010-03-31 · %

Exact inputs and evidence
  • Operating Income: -858916 USD Source
  • Revenue: 2444564 USD Source

Operating cash flow

-442 thousand USD

2010-03-31 · USD

Exact inputs and evidence
  • Operating Cash Flow: -442362 USD Source
Cash and cash equivalents
16.7 million USD Source
Exact value

16745184 USD

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

13.2 million USD

2009-04-01 – 2010-03-31

Exact inputs and evidence
  • Net income: -239804 USD · 2009-04-01 – 2009-06-30 Source
  • Net income: -1037944 USD · 2009-07-01 – 2009-09-30 Source
  • Net income: 14172959 USD · 2009-01-01 – 2009-12-31 Source
  • Net income: -1085313 USD · 2009-01-01 – 2009-09-30 Source
  • Net income: -789255 USD · 2010-01-01 – 2010-03-31 Source

Operating cash flow

-905 thousand USD

2009-04-01 – 2010-03-31

Exact inputs and evidence
  • Operating cash flow: 85623 USD · 2009-01-01 – 2009-06-30 Source
  • Operating cash flow: 367245 USD · 2009-01-01 – 2009-03-31 Source
  • Operating cash flow: -94349 USD · 2009-01-01 – 2009-09-30 Source
  • Operating cash flow: 85623 USD · 2009-01-01 – 2009-06-30 Source
  • Operating cash flow: -95834 USD · 2009-01-01 – 2009-12-31 Source
  • Operating cash flow: -94349 USD · 2009-01-01 – 2009-09-30 Source
  • Operating cash flow: -442362 USD · 2010-01-01 – 2010-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2010-05-07.

Financial data available through: 2009-12-31.

Coverage by financial measure
  • Revenue: 9 of 11 periods available· newest 2007-12-31
  • Operating income: 11 of 11 periods available· newest 2009-12-31
  • Net income: 11 of 11 periods available· newest 2009-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2009-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 11 of 11 periods available· newest 2009-12-31
  • Total liabilities: 11 of 11 periods available· newest 2009-12-31
  • Current assets: 11 of 11 periods available· newest 2009-12-31
  • Current liabilities: 5 of 11 periods available· newest 2003-12-31
  • Cash and cash equivalents: 11 of 11 periods available· newest 2009-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    +USD 15.17 million

    Prior period

    −USD 998,540

    –

    Current period

    USD 14.17 million

    –

    Exact inputs and evidence

    14172959 − -998540 = 15171499 USD

    -998540 USD · 2008-01-01 – 2008-12-31

    Inspect prior input Prior source

    14172959 USD · 2009-01-01 – 2009-12-31

    Inspect current input Current source
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  • Operating cash flow

    -202.9%

    Prior period

    USD 93,174

    –

    Current period

    −USD 95,834

    –

    Exact inputs and evidence

    -95834 − 93174 = -189008 USD

    93174 USD · 2008-01-01 – 2008-12-31

    Inspect prior input Prior source

    -95834 USD · 2009-01-01 – 2009-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Revenue, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2007 2007-01-01 – 2007-12-31

  • Revenue USD 18.02 million 100% of revenue
  • Operating costs Derived USD 18.64 million 103% of revenue
  • Operating income −USD 616,418 −3.4% of revenue
  • Tax, interest and other Derived −USD 441,777 −2.5% of revenue
  • Net income −USD 174,641 −1% of revenue

Cash

  • Operating cash flow −USD 65,544 −0.4% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2000 Operating loss: operating costs were 237% of revenue.
  • 2001 Operating loss: operating costs were 187% of revenue.
  • 2002 Operating loss: operating costs were 129% of revenue.
  • 2003 Operating loss: operating costs were 118% of revenue.
  • 2004 Operating loss: operating costs were 112% of revenue.
  • 2005 Operating loss: operating costs were 130% of revenue.
  • 2006 Operating loss: operating costs were 123% of revenue.
  • 2007 Operating loss: operating costs were 103% of revenue.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2000 2000-01-01 – 2000-12-3115236420 36077811 Derived -20841391 -2219763 Derived -18621628 Unavailable
Source
2001 2001-01-01 – 2001-12-318850535 16559305 Derived -7708770 -1075695 Derived -6633075 Unavailable
Source
2002 2002-01-01 – 2002-12-3110776794 13862037 Derived -3085243 -358675 Derived -2726568 Unavailable
Source
2003 2003-01-01 – 2003-12-319736844 11478342 Derived -1741498 -460504 Derived -1280994 Unavailable
Source
2004 2004-01-01 – 2004-12-3115909992 17824204 Derived -1914212 -92775 Derived -1821437 Unavailable
Source
2005 2005-01-01 – 2005-12-3117101308 22303499 Derived -5202191 -276001 Derived -4926190 Unavailable
Source
2006 2006-01-01 – 2006-12-3117219314 21133581 Derived -3914267 -326236 Derived -3588031 Unavailable
Source
2007 2007-01-01 – 2007-12-3118019870 18636288 Derived -616418 -441777 Derived -174641 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 18M 2007
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.19.5M14.6M9.7M4.9M0.0199920032007
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
1999Revenue8408283
2000Revenue15236420
2001Revenue8850535
2002Revenue10776794
2003Revenue9736844
2004Revenue15909992
2005Revenue17101308
2006Revenue17219314
2007Revenue18019870

Revenue growth

Change in revenue from the same financial period one year earlier.

4.6% 2007
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.91%55%20%-16%-52%199920032007
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
1999Year over yearNo prior comparable period
2000Year over year81.2%
2001Year over year-41.9%
2002Year over year21.8%
2003Year over year-9.6%
2004Year over year63.4%
2005Year over year7.5%
2006Year over year0.7%
2007Year over year4.6%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -3.4% 2007
Net margin -1% 2007
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.14%-38%-89%-141%-193%199920032007
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
1999Operating margin-178.9%
2000Operating margin-136.8%
2001Operating margin-87.1%
2002Operating margin-28.6%
2003Operating margin-17.9%
2004Operating margin-12%
2005Operating margin-30.4%
2006Operating margin-22.7%
2007Operating margin-3.4%
1999Net margin-164.4%
2000Net margin-122.2%
2001Net margin-74.9%
2002Net margin-25.3%
2003Net margin-13.2%
2004Net margin-11.4%
2005Net margin-28.8%
2006Net margin-20.8%
2007Net margin-1%
1999Free cash flow marginNot reported
2000Free cash flow marginNot reported
2001Free cash flow marginNot reported
2002Free cash flow marginNot reported
2003Free cash flow marginNot reported
2004Free cash flow marginNot reported
2005Free cash flow marginNot reported
2006Free cash flow marginNot reported
2007Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD -65.5K 2007
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.2.1M-3.7M-9.5M-15.4M-21.2M199920032007
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1999Operating cash flowNot reportedNo source recorded
2000Operating cash flow-19592532
2001Operating cash flow-7450326
2002Operating cash flow-519728
2003Operating cash flow-769666
2004Operating cash flow502971
2005Operating cash flow170519
2006Operating cash flow-814422
2007Operating cash flow-65544

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1999Free cash flowUnavailableNo source recorded
2000Free cash flowUnavailable
2001Free cash flowUnavailable
2002Free cash flowUnavailable
2003Free cash flowUnavailable
2004Free cash flowUnavailable
2005Free cash flowUnavailable
2006Free cash flowUnavailable
2007Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

8.1% 2007
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.11.7%8.8%5.9%2.9%0.0%199920032007
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
1999Liabilities / assets10.8%
2000Liabilities / assets9.1%
2001Liabilities / assets4.7%
2002Liabilities / assets7.5%
2003Liabilities / assets4.3%
2004Liabilities / assets4.3%
2005Liabilities / assets6%
2006Liabilities / assets6.5%
2007Liabilities / assets8.1%

Current assets to current liabilities

Current assets divided by current liabilities.

8.38× 2003
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.21.07×15.80×10.54×5.27×0.00×199920032007
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
1999Current assets / current liabilities9.08×
2000Current assets / current liabilities10.64×
2001Current assets / current liabilities19.51×
2002Current assets / current liabilities8.34×
2003Current assets / current liabilities8.38×
2004Current assets / current liabilitiesNot reported
2005Current assets / current liabilitiesNot reported
2006Current assets / current liabilitiesNot reported
2007Current assets / current liabilitiesNot reported

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2000 2000-01-01 – 2000-12-31
−USD 18.62 million
Exact value

Exact value: -18621628 USD

2000-01-01 – 2000-12-31: -18621628 USD Inspect Net Income Open source
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−USD 19.59 million
Exact value

Exact value: -19592532 USD

2000-01-01 – 2000-12-31: -19592532 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2001 2001-01-01 – 2001-12-31
−USD 6.63 million
Exact value

Exact value: -6633075 USD

2001-01-01 – 2001-12-31: -6633075 USD Inspect Net Income Open source
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−USD 7.45 million
Exact value

Exact value: -7450326 USD

2001-01-01 – 2001-12-31: -7450326 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2002 2002-01-01 – 2002-12-31
−USD 2.73 million
Exact value

Exact value: -2726568 USD

2002-01-01 – 2002-12-31: -2726568 USD Inspect Net Income Open source
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−USD 519,728
Exact value

Exact value: -519728 USD

2002-01-01 – 2002-12-31: -519728 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2003 2003-01-01 – 2003-12-31
−USD 1.28 million
Exact value

Exact value: -1280994 USD

2003-01-01 – 2003-12-31: -1280994 USD Inspect Net Income Open source
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−USD 769,666
Exact value

Exact value: -769666 USD

2003-01-01 – 2003-12-31: -769666 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2004 2004-01-01 – 2004-12-31
−USD 1.82 million
Exact value

Exact value: -1821437 USD

2004-01-01 – 2004-12-31: -1821437 USD Inspect Net Income Open source
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USD 502,971
Exact value

Exact value: 502971 USD

2004-01-01 – 2004-12-31: 502971 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2005 2005-01-01 – 2005-12-31
−USD 4.93 million
Exact value

Exact value: -4926190 USD

2005-01-01 – 2005-12-31: -4926190 USD Inspect Net Income Open source
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USD 170,519
Exact value

Exact value: 170519 USD

2005-01-01 – 2005-12-31: 170519 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2006 2006-01-01 – 2006-12-31
−USD 3.59 million
Exact value

Exact value: -3588031 USD

2006-01-01 – 2006-12-31: -3588031 USD Inspect Net Income Open source
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−USD 814,422
Exact value

Exact value: -814422 USD

2006-01-01 – 2006-12-31: -814422 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2007 2007-01-01 – 2007-12-31
−USD 174,641
Exact value

Exact value: -174641 USD

2007-01-01 – 2007-12-31: -174641 USD Inspect Net Income Open source
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−USD 65,544
Exact value

Exact value: -65544 USD

2007-01-01 – 2007-12-31: -65544 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2008 2008-01-01 – 2008-12-31
−USD 998,540
Exact value

Exact value: -998540 USD

2008-01-01 – 2008-12-31: -998540 USD Inspect Net Income Open source
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USD 93,174
Exact value

Exact value: 93174 USD

2008-01-01 – 2008-12-31: 93174 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2009 2009-01-01 – 2009-12-31
USD 14.17 million
Exact value

Exact value: 14172959 USD

2009-01-01 – 2009-12-31: 14172959 USD Inspect Net Income Open source
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−USD 95,834
Exact value

Exact value: -95834 USD

2009-01-01 – 2009-12-31: -95834 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

45 filings · 0 latest values · 0 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001079996, 1079996, edgar:1079996

Also known as INSURE.COM, INC, Life Quotes, QUOTESMITH COM INC