English

BAYBANKS INC

EDGAR

Quarterly report (10-Q) · filed 1996-05-15

11 filing records in this dataset, filed from 1994-03-28 to 1996-05-15. Explore the available filing history and original sources.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Cash and cash equivalents: 873 million USD 1996-03-31 Source
Exact value

872677000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

145 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Net income: 34358000 USD · 1995-04-01 – 1995-06-30 Source
Net income: 34719000 USD · 1995-07-01 – 1995-09-30 Source
Net income: 137374000 USD · 1995-01-01 – 1995-12-31 Source
Net income: 99552000 USD · 1995-01-01 – 1995-09-30 Source
Net income: 38379000 USD · 1996-01-01 – 1996-03-31 Source

Operating cash flow

288 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Operating cash flow: 89410000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: 38259000 USD · 1995-01-01 – 1995-03-31 Source
Operating cash flow: 172734000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: 89410000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: 285464000 USD · 1995-01-01 – 1995-12-31 Source
Operating cash flow: 172734000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: 41044000 USD · 1996-01-01 – 1996-03-31 Source

Capital expenditure

32.4 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Capital expenditure: 13591000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 5461000 USD · 1995-01-01 – 1995-03-31 Source
Capital expenditure: 21762000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 13591000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 33700000 USD · 1995-01-01 – 1995-12-31 Source
Capital expenditure: 21762000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 4173000 USD · 1996-01-01 – 1996-03-31 Source

Free cash flow

256 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Operating cash flow: 89410000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: 38259000 USD · 1995-01-01 – 1995-03-31 Source
Operating cash flow: 172734000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: 89410000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: 285464000 USD · 1995-01-01 – 1995-12-31 Source
Operating cash flow: 172734000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: 41044000 USD · 1996-01-01 – 1996-03-31 Source
Capital expenditure: 13591000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 5461000 USD · 1995-01-01 – 1995-03-31 Source
Capital expenditure: 21762000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 13591000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 33700000 USD · 1995-01-01 – 1995-12-31 Source
Capital expenditure: 21762000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 4173000 USD · 1996-01-01 – 1996-03-31 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1996-05-15.

Financial data available through: 1995-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 5 of 11 periods available· newest 1995-12-31
Operating cash flow: 5 of 11 periods available· newest 1995-12-31
Capital expenditure: 4 of 11 periods available· newest 1995-12-31
Total assets: 4 of 11 periods available· newest 1995-12-31
liabilities: No compatible figures in this window
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 5 of 11 periods available· newest 1995-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+27.9%

Prior period

USD 107.44 million

1994-01-01 – 1994-12-31
Current period

USD 137.37 million

1995-01-01 – 1995-12-31

Exact inputs and evidence

137374000 − 107437000 = 29937000 USD

107437000 USD · 1994-01-01 – 1994-12-31
Inspect prior input Prior source
137374000 USD · 1995-01-01 – 1995-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Year-over-year change in Net income: 29937000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 137374000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2912 Input fundies:NetIncome: 107437000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2912
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-34.7%

Prior period

USD 437.17 million

1994-01-01 – 1994-12-31
Current period

USD 285.46 million

1995-01-01 – 1995-12-31

Exact inputs and evidence

285464000 − 437165000 = -151701000 USD

437165000 USD · 1994-01-01 – 1994-12-31
Inspect prior input Prior source
285464000 USD · 1995-01-01 – 1995-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Year-over-year change in Operating cash flow: -151701000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 285464000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 Input fundies:OperatingCashFlow: 437165000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+20.3%

Prior period

USD 28.01 million

1994-01-01 – 1994-12-31
Current period

USD 33.7 million

1995-01-01 – 1995-12-31

Exact inputs and evidence

33700000 − 28010000 = 5690000 USD

28010000 USD · 1994-01-01 – 1994-12-31
Inspect prior input Prior source
33700000 USD · 1995-01-01 – 1995-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Year-over-year change in Capital expenditure: 5690000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 33700000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 Input fundies:CapitalExpenditure: 28010000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1991 1991-01-01 – 1991-12-31	USD 9.66 million Exact value Exact value: 9655000 USD 1991-01-01 – 1991-12-31: 9655000 USD Inspect Net Income Open source Share or cite Citation for Net Income · BAYBANKS INC · 1991-12-31 BAYBANKS INC (edgar:10497) Net Income: 9655000 USD Concept: fundies:NetIncome Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ANetIncome&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:NetIncome: 9655000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-94-000203.txt#3419 The citation records this snapshot. The page link may show a newer release later.	USD 267.21 million Exact value Exact value: 267207000 USD 1991-01-01 – 1991-12-31: 267207000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BAYBANKS INC · 1991-12-31 BAYBANKS INC (edgar:10497) Operating Cash Flow: 267207000 USD Concept: fundies:OperatingCashFlow Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3AOperatingCashFlow&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 267207000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-94-000203.txt#3438 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1992 1992-01-01 – 1992-12-31	USD 59.24 million Exact value Exact value: 59237000 USD 1992-01-01 – 1992-12-31: 59237000 USD Inspect Net Income Open source Share or cite Citation for Net Income · BAYBANKS INC · 1992-12-31 BAYBANKS INC (edgar:10497) Net Income: 59237000 USD Concept: fundies:NetIncome Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ANetIncome&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:NetIncome: 59237000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-95-000655.txt#2537 The citation records this snapshot. The page link may show a newer release later.	USD 88.99 million Exact value Exact value: 88990000 USD 1992-01-01 – 1992-12-31: 88990000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BAYBANKS INC · 1992-12-31 BAYBANKS INC (edgar:10497) Operating Cash Flow: 88990000 USD Concept: fundies:OperatingCashFlow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3AOperatingCashFlow&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 88990000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-95-000655.txt#2558 The citation records this snapshot. The page link may show a newer release later.	USD 26.42 million Exact value Exact value: 26418000 USD 1992-01-01 – 1992-12-31: 26418000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BAYBANKS INC · 1992-12-31 BAYBANKS INC (edgar:10497) Capital Expenditure: 26418000 USD Concept: fundies:CapitalExpenditure Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ACapitalExpenditure&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 26418000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-95-000655.txt#2572 The citation records this snapshot. The page link may show a newer release later.	USD 62.57 million Calculation and evidence 88990000 − 26418000 USD Exact free cash flow: 62572000 USD 1992-01-01 – 1992-12-31: 88990000 USD · Inspect Operating Cash Flow · Source 1992-01-01 – 1992-12-31: 26418000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BAYBANKS INC · 1992-12-31 BAYBANKS INC (edgar:10497) Free cash flow: 62572000 USD Concept: free-cash-flow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 88990000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-95-000655.txt#2558 Input fundies:CapitalExpenditure: 26418000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-95-000655.txt#2572 The citation records this snapshot. The page link may show a newer release later.
1993 1993-01-01 – 1993-12-31	USD 67.65 million Exact value Exact value: 67651000 USD 1993-01-01 – 1993-12-31: 67651000 USD Inspect Net Income Open source Share or cite Citation for Net Income · BAYBANKS INC · 1993-12-31 BAYBANKS INC (edgar:10497) Net Income: 67651000 USD Concept: fundies:NetIncome Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ANetIncome&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:NetIncome: 67651000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2912 The citation records this snapshot. The page link may show a newer release later.	USD 278.64 million Exact value Exact value: 278636000 USD 1993-01-01 – 1993-12-31: 278636000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BAYBANKS INC · 1993-12-31 BAYBANKS INC (edgar:10497) Operating Cash Flow: 278636000 USD Concept: fundies:OperatingCashFlow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3AOperatingCashFlow&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 278636000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 The citation records this snapshot. The page link may show a newer release later.	USD 18.47 million Exact value Exact value: 18467000 USD 1993-01-01 – 1993-12-31: 18467000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BAYBANKS INC · 1993-12-31 BAYBANKS INC (edgar:10497) Capital Expenditure: 18467000 USD Concept: fundies:CapitalExpenditure Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ACapitalExpenditure&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 18467000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 The citation records this snapshot. The page link may show a newer release later.	USD 260.17 million Calculation and evidence 278636000 − 18467000 USD Exact free cash flow: 260169000 USD 1993-01-01 – 1993-12-31: 278636000 USD · Inspect Operating Cash Flow · Source 1993-01-01 – 1993-12-31: 18467000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BAYBANKS INC · 1993-12-31 BAYBANKS INC (edgar:10497) Free cash flow: 260169000 USD Concept: free-cash-flow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 278636000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 Input fundies:CapitalExpenditure: 18467000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 The citation records this snapshot. The page link may show a newer release later.
1994 1994-01-01 – 1994-12-31	USD 107.44 million Exact value Exact value: 107437000 USD 1994-01-01 – 1994-12-31: 107437000 USD Inspect Net Income Open source Share or cite Citation for Net Income · BAYBANKS INC · 1994-12-31 BAYBANKS INC (edgar:10497) Net Income: 107437000 USD Concept: fundies:NetIncome Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ANetIncome&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:NetIncome: 107437000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2912 The citation records this snapshot. The page link may show a newer release later.	USD 437.17 million Exact value Exact value: 437165000 USD 1994-01-01 – 1994-12-31: 437165000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BAYBANKS INC · 1994-12-31 BAYBANKS INC (edgar:10497) Operating Cash Flow: 437165000 USD Concept: fundies:OperatingCashFlow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3AOperatingCashFlow&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 437165000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 The citation records this snapshot. The page link may show a newer release later.	USD 28.01 million Exact value Exact value: 28010000 USD 1994-01-01 – 1994-12-31: 28010000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BAYBANKS INC · 1994-12-31 BAYBANKS INC (edgar:10497) Capital Expenditure: 28010000 USD Concept: fundies:CapitalExpenditure Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ACapitalExpenditure&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 28010000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 The citation records this snapshot. The page link may show a newer release later.	USD 409.16 million Calculation and evidence 437165000 − 28010000 USD Exact free cash flow: 409155000 USD 1994-01-01 – 1994-12-31: 437165000 USD · Inspect Operating Cash Flow · Source 1994-01-01 – 1994-12-31: 28010000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BAYBANKS INC · 1994-12-31 BAYBANKS INC (edgar:10497) Free cash flow: 409155000 USD Concept: free-cash-flow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 437165000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 Input fundies:CapitalExpenditure: 28010000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 The citation records this snapshot. The page link may show a newer release later.
1995 1995-01-01 – 1995-12-31	USD 137.37 million Exact value Exact value: 137374000 USD 1995-01-01 – 1995-12-31: 137374000 USD Inspect Net Income Open source Share or cite Citation for Net Income · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Net Income: 137374000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 137374000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2912 The citation records this snapshot. The page link may show a newer release later.	USD 285.46 million Exact value Exact value: 285464000 USD 1995-01-01 – 1995-12-31: 285464000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Operating Cash Flow: 285464000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 285464000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 The citation records this snapshot. The page link may show a newer release later.	USD 33.7 million Exact value Exact value: 33700000 USD 1995-01-01 – 1995-12-31: 33700000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Capital Expenditure: 33700000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 33700000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 The citation records this snapshot. The page link may show a newer release later.	USD 251.76 million Calculation and evidence 285464000 − 33700000 USD Exact free cash flow: 251764000 USD 1995-01-01 – 1995-12-31: 285464000 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 33700000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BAYBANKS INC · 1995-12-31 BAYBANKS INC (edgar:10497) Free cash flow: 251764000 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:34:08Z Snapshot: f65e0b04c3124601b529bf67b10be022df707b7e27e10a37164aeca1324ba9b4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/10497?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 285464000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2933 Input fundies:CapitalExpenditure: 33700000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/10497/0000950135-96-001390.txt#2945 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

11 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000010497, 10497, edgar:10497

BAYBANKS INC

Trailing twelve months

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation