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WAYPOINT FINANCIAL CORP

EDGAR

Quarterly report (10-Q) · filed 2004-11-08

36 filing records in this dataset, filed from 1997-08-14 to 2004-11-08. Explore the available filing history and original sources.

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Watchlist

Cash and cash equivalents: 86.9 million USD 2004-09-30 Source
Exact value

86937000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

34.4 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Net income: 41487000 USD · 2003-01-01 – 2003-12-31 Source
Net income: 32592000 USD · 2003-01-01 – 2003-09-30 Source
Net income: 5199000 USD · 2004-01-01 – 2004-03-31 Source
Net income: 9952000 USD · 2004-04-01 – 2004-06-30 Source
Net income: 10349000 USD · 2004-07-01 – 2004-09-30 Source

Operating cash flow

48.8 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Operating cash flow: 68124000 USD · 2003-01-01 – 2003-12-31 Source
Operating cash flow: 57932000 USD · 2003-01-01 – 2003-09-30 Source
Operating cash flow: 3523000 USD · 2004-01-01 – 2004-03-31 Source
Operating cash flow: 38163000 USD · 2004-01-01 – 2004-06-30 Source
Operating cash flow: 3523000 USD · 2004-01-01 – 2004-03-31 Source
Operating cash flow: 38647000 USD · 2004-01-01 – 2004-09-30 Source
Operating cash flow: 38163000 USD · 2004-01-01 – 2004-06-30 Source

Capital expenditure

4.65 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Capital expenditure: 7149000 USD · 2003-01-01 – 2003-12-31 Source
Capital expenditure: 4763000 USD · 2003-01-01 – 2003-09-30 Source
Capital expenditure: 1197000 USD · 2004-01-01 – 2004-03-31 Source
Capital expenditure: 1948000 USD · 2004-01-01 – 2004-06-30 Source
Capital expenditure: 1197000 USD · 2004-01-01 – 2004-03-31 Source
Capital expenditure: 2260000 USD · 2004-01-01 – 2004-09-30 Source
Capital expenditure: 1948000 USD · 2004-01-01 – 2004-06-30 Source

Free cash flow

44.2 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Operating cash flow: 68124000 USD · 2003-01-01 – 2003-12-31 Source
Operating cash flow: 57932000 USD · 2003-01-01 – 2003-09-30 Source
Operating cash flow: 3523000 USD · 2004-01-01 – 2004-03-31 Source
Operating cash flow: 38163000 USD · 2004-01-01 – 2004-06-30 Source
Operating cash flow: 3523000 USD · 2004-01-01 – 2004-03-31 Source
Operating cash flow: 38647000 USD · 2004-01-01 – 2004-09-30 Source
Operating cash flow: 38163000 USD · 2004-01-01 – 2004-06-30 Source
Capital expenditure: 7149000 USD · 2003-01-01 – 2003-12-31 Source
Capital expenditure: 4763000 USD · 2003-01-01 – 2003-09-30 Source
Capital expenditure: 1197000 USD · 2004-01-01 – 2004-03-31 Source
Capital expenditure: 1948000 USD · 2004-01-01 – 2004-06-30 Source
Capital expenditure: 1197000 USD · 2004-01-01 – 2004-03-31 Source
Capital expenditure: 2260000 USD · 2004-01-01 – 2004-09-30 Source
Capital expenditure: 1948000 USD · 2004-01-01 – 2004-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2004-11-08.

Financial data available through: 2003-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 8 of 11 periods available· newest 2003-12-31
Operating cash flow: 6 of 11 periods available· newest 2003-12-31
Capital expenditure: 6 of 11 periods available· newest 2003-12-31
Total assets: 8 of 11 periods available· newest 2003-12-31
Total liabilities: 8 of 11 periods available· newest 2003-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 8 of 11 periods available· newest 2003-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
-11.5%

Prior period

USD 46.87 million

2002-01-01 – 2002-12-31
Current period

USD 41.49 million

2003-01-01 – 2003-12-31

Exact inputs and evidence

41487000 − 46866000 = -5379000 USD

46866000 USD · 2002-01-01 – 2002-12-31
Inspect prior input Prior source
41487000 USD · 2003-01-01 – 2003-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Year-over-year change in Net income: -5379000 USD Concept: fundies:NetIncome Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 41487000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4085 Input fundies:NetIncome: 46866000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4085
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-32.9%

Prior period

USD 101.53 million

2002-01-01 – 2002-12-31
Current period

USD 68.12 million

2003-01-01 – 2003-12-31

Exact inputs and evidence

68124000 − 101527000 = -33403000 USD

101527000 USD · 2002-01-01 – 2002-12-31
Inspect prior input Prior source
68124000 USD · 2003-01-01 – 2003-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Year-over-year change in Operating cash flow: -33403000 USD Concept: fundies:OperatingCashFlow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 68124000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 Input fundies:OperatingCashFlow: 101527000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+1%

Prior period

USD 7.08 million

2002-01-01 – 2002-12-31
Current period

USD 7.15 million

2003-01-01 – 2003-12-31

Exact inputs and evidence

7149000 − 7078000 = 71000 USD

7078000 USD · 2002-01-01 – 2002-12-31
Inspect prior input Prior source
7149000 USD · 2003-01-01 – 2003-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Year-over-year change in Capital expenditure: 71000 USD Concept: fundies:CapitalExpenditure Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 7149000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 Input fundies:CapitalExpenditure: 7078000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1996 1996-01-01 – 1996-12-31	USD 1.03 million Exact value Exact value: 1031000 USD 1996-01-01 – 1996-12-31: 1031000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 1996-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 1031000 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1031000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3201 The citation records this snapshot. The page link may show a newer release later.	USD 14.85 million Exact value Exact value: 14852000 USD 1996-01-01 – 1996-12-31: 14852000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · WAYPOINT FINANCIAL CORP · 1996-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Operating Cash Flow: 14852000 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 14852000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3227 The citation records this snapshot. The page link may show a newer release later.	USD 2.85 million Exact value Exact value: 2852000 USD 1996-01-01 – 1996-12-31: 2852000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · WAYPOINT FINANCIAL CORP · 1996-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Capital Expenditure: 2852000 USD Concept: fundies:CapitalExpenditure Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ACapitalExpenditure&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2852000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3248 The citation records this snapshot. The page link may show a newer release later.	USD 12 million Calculation and evidence 14852000 − 2852000 USD Exact free cash flow: 12000000 USD 1996-01-01 – 1996-12-31: 14852000 USD · Inspect Operating Cash Flow · Source 1996-01-01 – 1996-12-31: 2852000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · WAYPOINT FINANCIAL CORP · 1996-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Free cash flow: 12000000 USD Concept: free-cash-flow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 14852000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3227 Input fundies:CapitalExpenditure: 2852000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3248 The citation records this snapshot. The page link may show a newer release later.
1997 1997-01-01 – 1997-12-31	USD 17.77 million Exact value Exact value: 17771000 USD 1997-01-01 – 1997-12-31: 17771000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 1997-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 17771000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 17771000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3201 The citation records this snapshot. The page link may show a newer release later.	USD 17.05 million Exact value Exact value: 17046000 USD 1997-01-01 – 1997-12-31: 17046000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · WAYPOINT FINANCIAL CORP · 1997-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Operating Cash Flow: 17046000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 17046000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3227 The citation records this snapshot. The page link may show a newer release later.	USD 5.69 million Exact value Exact value: 5685000 USD 1997-01-01 – 1997-12-31: 5685000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · WAYPOINT FINANCIAL CORP · 1997-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Capital Expenditure: 5685000 USD Concept: fundies:CapitalExpenditure Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ACapitalExpenditure&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 5685000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3248 The citation records this snapshot. The page link may show a newer release later.	USD 11.36 million Calculation and evidence 17046000 − 5685000 USD Exact free cash flow: 11361000 USD 1997-01-01 – 1997-12-31: 17046000 USD · Inspect Operating Cash Flow · Source 1997-01-01 – 1997-12-31: 5685000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · WAYPOINT FINANCIAL CORP · 1997-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Free cash flow: 11361000 USD Concept: free-cash-flow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 17046000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3227 Input fundies:CapitalExpenditure: 5685000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3248 The citation records this snapshot. The page link may show a newer release later.
1998 1998-01-01 – 1998-12-31	USD 28.9 million Exact value Exact value: 28899000 USD 1998-01-01 – 1998-12-31: 28899000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 1998-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 28899000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:NetIncome: 28899000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0001045969-01-000407.txt#3880 The citation records this snapshot. The page link may show a newer release later.	USD 11.6 million Exact value Exact value: 11596000 USD 1998-01-01 – 1998-12-31: 11596000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · WAYPOINT FINANCIAL CORP · 1998-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Operating Cash Flow: 11596000 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3AOperatingCashFlow&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 11596000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3227 The citation records this snapshot. The page link may show a newer release later.	USD 5.25 million Exact value Exact value: 5246000 USD 1998-01-01 – 1998-12-31: 5246000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · WAYPOINT FINANCIAL CORP · 1998-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Capital Expenditure: 5246000 USD Concept: fundies:CapitalExpenditure Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ACapitalExpenditure&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 5246000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3248 The citation records this snapshot. The page link may show a newer release later.	USD 6.35 million Calculation and evidence 11596000 − 5246000 USD Exact free cash flow: 6350000 USD 1998-01-01 – 1998-12-31: 11596000 USD · Inspect Operating Cash Flow · Source 1998-01-01 – 1998-12-31: 5246000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · WAYPOINT FINANCIAL CORP · 1998-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Free cash flow: 6350000 USD Concept: free-cash-flow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 11596000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3227 Input fundies:CapitalExpenditure: 5246000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-99-000956.txt#3248 The citation records this snapshot. The page link may show a newer release later.
1999 1999-01-01 – 1999-12-31	USD 27.97 million Exact value Exact value: 27972000 USD 1999-01-01 – 1999-12-31: 27972000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 1999-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 27972000 USD Concept: fundies:NetIncome Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=1999-12-31&surface=latest&period_type=duration&start=1999-01-01&unit=USD&dimensions= Input fundies:NetIncome: 27972000 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950109-02-001800.txt#3879 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.
2000 2000-01-01 – 2000-12-31	USD 10.56 million Exact value Exact value: 10557000 USD 2000-01-01 – 2000-12-31: 10557000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 2000-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 10557000 USD Concept: fundies:NetIncome Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=2000-12-31&surface=latest&period_type=duration&start=2000-01-01&unit=USD&dimensions= Input fundies:NetIncome: 10557000 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-03-001242.txt#3865 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.
2001 2001-01-01 – 2001-12-31	USD 38.81 million Exact value Exact value: 38807000 USD 2001-01-01 – 2001-12-31: 38807000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 2001-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 38807000 USD Concept: fundies:NetIncome Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:NetIncome: 38807000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4085 The citation records this snapshot. The page link may show a newer release later.	USD 12.67 million Exact value Exact value: 12665000 USD 2001-01-01 – 2001-12-31: 12665000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · WAYPOINT FINANCIAL CORP · 2001-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Operating Cash Flow: 12665000 USD Concept: fundies:OperatingCashFlow Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3AOperatingCashFlow&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 12665000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 The citation records this snapshot. The page link may show a newer release later.	USD 4.19 million Exact value Exact value: 4189000 USD 2001-01-01 – 2001-12-31: 4189000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · WAYPOINT FINANCIAL CORP · 2001-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Capital Expenditure: 4189000 USD Concept: fundies:CapitalExpenditure Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ACapitalExpenditure&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 4189000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 The citation records this snapshot. The page link may show a newer release later.	USD 8.48 million Calculation and evidence 12665000 − 4189000 USD Exact free cash flow: 8476000 USD 2001-01-01 – 2001-12-31: 12665000 USD · Inspect Operating Cash Flow · Source 2001-01-01 – 2001-12-31: 4189000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · WAYPOINT FINANCIAL CORP · 2001-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Free cash flow: 8476000 USD Concept: free-cash-flow Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 12665000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 Input fundies:CapitalExpenditure: 4189000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 The citation records this snapshot. The page link may show a newer release later.
2002 2002-01-01 – 2002-12-31	USD 46.87 million Exact value Exact value: 46866000 USD 2002-01-01 – 2002-12-31: 46866000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 2002-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 46866000 USD Concept: fundies:NetIncome Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:NetIncome: 46866000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4085 The citation records this snapshot. The page link may show a newer release later.	USD 101.53 million Exact value Exact value: 101527000 USD 2002-01-01 – 2002-12-31: 101527000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · WAYPOINT FINANCIAL CORP · 2002-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Operating Cash Flow: 101527000 USD Concept: fundies:OperatingCashFlow Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3AOperatingCashFlow&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 101527000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 The citation records this snapshot. The page link may show a newer release later.	USD 7.08 million Exact value Exact value: 7078000 USD 2002-01-01 – 2002-12-31: 7078000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · WAYPOINT FINANCIAL CORP · 2002-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Capital Expenditure: 7078000 USD Concept: fundies:CapitalExpenditure Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ACapitalExpenditure&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 7078000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 The citation records this snapshot. The page link may show a newer release later.	USD 94.45 million Calculation and evidence 101527000 − 7078000 USD Exact free cash flow: 94449000 USD 2002-01-01 – 2002-12-31: 101527000 USD · Inspect Operating Cash Flow · Source 2002-01-01 – 2002-12-31: 7078000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · WAYPOINT FINANCIAL CORP · 2002-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Free cash flow: 94449000 USD Concept: free-cash-flow Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 101527000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 Input fundies:CapitalExpenditure: 7078000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 The citation records this snapshot. The page link may show a newer release later.
2003 2003-01-01 – 2003-12-31	USD 41.49 million Exact value Exact value: 41487000 USD 2003-01-01 – 2003-12-31: 41487000 USD Inspect Net Income Open source Share or cite Citation for Net Income · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Net Income: 41487000 USD Concept: fundies:NetIncome Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ANetIncome&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:NetIncome: 41487000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4085 The citation records this snapshot. The page link may show a newer release later.	USD 68.12 million Exact value Exact value: 68124000 USD 2003-01-01 – 2003-12-31: 68124000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Operating Cash Flow: 68124000 USD Concept: fundies:OperatingCashFlow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3AOperatingCashFlow&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 68124000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 The citation records this snapshot. The page link may show a newer release later.	USD 7.15 million Exact value Exact value: 7149000 USD 2003-01-01 – 2003-12-31: 7149000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Capital Expenditure: 7149000 USD Concept: fundies:CapitalExpenditure Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650/explain?concept=fundies%3ACapitalExpenditure&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 7149000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 The citation records this snapshot. The page link may show a newer release later.	USD 60.98 million Calculation and evidence 68124000 − 7149000 USD Exact free cash flow: 60975000 USD 2003-01-01 – 2003-12-31: 68124000 USD · Inspect Operating Cash Flow · Source 2003-01-01 – 2003-12-31: 7149000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · WAYPOINT FINANCIAL CORP · 2003-12-31 WAYPOINT FINANCIAL CORP (edgar:1034650) Free cash flow: 60975000 USD Concept: free-cash-flow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1034650?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 68124000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4106 Input fundies:CapitalExpenditure: 7149000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1034650/0000950128-04-000274.txt#4115 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

36 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001034650, 1034650, edgar:1034650

Also known as HARRIS FINANCIAL INC

WAYPOINT FINANCIAL CORP

Trailing twelve months

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation