Mortgage Assistance Center Corp

EDGAR

40 filing records in this dataset, filed from 1997-03-31 to 2008-05-20. Explore the available filing history and original sources.

Watchlist

Latest quarter

Revenue

280 thousand USD

2006-06-30 · USD

Exact inputs and evidence

Operating margin

-45.38%

2006-06-30 · %

Exact inputs and evidence
  • Operating Income: -126985 USD Source
  • Revenue: 279822 USD Source

Operating cash flow

-1.04 million USD

2006-06-30 · USD

Exact inputs and evidence
  • Operating Cash Flow: -1032656 USD Source
  • Operating Cash Flow: 8282 USD Source

Free cash flow

-1.07 million USD

2006-06-30 · USD

Exact inputs and evidence
  • Operating Cash Flow: -1032656 USD Source
  • Operating Cash Flow: 8282 USD Source
  • Capital Expenditure: 27354 USD Source
  • Capital Expenditure: 0 USD Source
Cash and cash equivalents
282 thousand USD Source
Exact value

282369 USD

Long-term debt including current maturities
3.14 million USD Source
Exact value

3141193 USD

Shares outstanding
Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

-4 million USD

2007-04-01 – 2008-03-31

Exact inputs and evidence
  • Net income: -321129 USD · 2007-04-01 – 2007-06-30 Source
  • Net income: -1355358 USD · 2007-07-01 – 2007-09-30 Source
  • Net income: -3622706 USD · 2007-01-01 – 2007-12-31 Source
  • Net income: -2456851 USD · 2007-01-01 – 2007-09-30 Source
  • Net income: -1154545 USD · 2008-01-01 – 2008-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2008-05-20.

Financial data available through: 2007-12-31.

Coverage by financial measure
  • Revenue: 8 of 11 periods available· newest 2005-12-31
  • Operating income: 8 of 11 periods available· newest 2005-12-31
  • Net income: 11 of 11 periods available· newest 2007-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2007-12-31
  • Capital expenditure: 4 of 11 periods available· newest 2007-12-31
  • Total assets: 6 of 11 periods available· newest 2007-12-31
  • Total liabilities: 4 of 11 periods available· newest 2007-12-31
  • Current assets: 11 of 11 periods available· newest 2007-12-31
  • Current liabilities: 11 of 11 periods available· newest 2007-12-31
  • Cash and cash equivalents: 11 of 11 periods available· newest 2007-12-31
  • Long-term debt including current maturities: 4 of 11 periods available· newest 2007-12-31
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    −USD 1.61 million

    Prior period

    −USD 2.01 million

    –

    Current period

    −USD 3.62 million

    –

    Exact inputs and evidence

    -3622706 − -2010175 = -1612531 USD

    -2010175 USD · 2006-01-01 – 2006-12-31

    Inspect prior input Prior source

    -3622706 USD · 2007-01-01 – 2007-12-31

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  • Operating cash flow

    +USD 1.63 million

    Prior period

    −USD 6.26 million

    –

    Current period

    −USD 4.63 million

    –

    Exact inputs and evidence

    -4631376 − -6260343 = 1628967 USD

    -6260343 USD · 2006-01-01 – 2006-12-31

    Inspect prior input Prior source

    -4631376 USD · 2007-01-01 – 2007-12-31

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  • Capital expenditure

    +563.5%

    Prior period

    USD 57,438

    –

    Current period

    USD 381,099

    –

    Exact inputs and evidence

    381099 − 57438 = 323661 USD

    57438 USD · 2006-01-01 – 2006-12-31

    Inspect prior input Prior source

    381099 USD · 2007-01-01 – 2007-12-31

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Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2005 2005-01-01 – 2005-12-31

  • Revenue USD 678,824 100% of revenue
  • Operating costs Derived USD 1.66 million 245% of revenue
  • Operating income −USD 982,170 −145% of revenue
  • Tax, interest and other Derived USD 525,903 77% of revenue
  • Net income −USD 1.51 million −222% of revenue

Cash

  • Operating cash flow −USD 1.45 million −214% of revenue
  • Capital expenditure USD 45,227 6.7% of revenue
  • Free cash flow Derived −USD 1.5 million −221% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 1998 Operating loss: operating costs were 479% of revenue.
  • 1999 Operating loss: operating costs were 217% of revenue.
  • 2000 Operating loss: operating costs were 124% of revenue.
  • 2001 Not shown: operating income or net income is not reported.
  • 2002 Not shown: operating income or net income is not reported.
  • 2003 Not shown: operating income or net income is not reported.
  • 2004 Operating loss: operating costs were 156% of revenue.
  • 2005 Operating loss: operating costs were 245% of revenue.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
1998 1998-01-01 – 1998-12-31270230 1295376 Derived -1025146 -145465 Derived -879681 Unavailable
Source
1999 1999-01-01 – 1999-12-31130205 281951 Derived -151746 117198 Derived -268944 Unavailable
Source
2000 2000-01-01 – 2000-12-3193519 116178 Derived -22659 235893 Derived -258552 Unavailable
Source
2001 2001-01-01 – 2001-12-310 7896 Derived -7896 118239 Derived -126135 Unavailable
Source
2002 2002-01-01 – 2002-12-310 4952138 Derived -4952138 29034 Derived -4981172 Unavailable
Source
2003 2003-01-01 – 2003-12-310 21456 Derived -21456 -2000 Derived -19456 Unavailable
Source
2004 2004-01-01 – 2004-12-311233480 1921909 Derived -688429 248381 Derived -936810 221067 Derived
Source
2005 2005-01-01 – 2005-12-31678824 1660994 Derived -982170 525903 Derived -1508073 -1499879 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 678.8K 2005
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.3M999.1K666.1K333.0K0.0199820022005
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
1998Revenue270230
1999Revenue130205
2000Revenue93519
2001Revenue0
2002Revenue0
2003Revenue0
2004Revenue1233480
2005Revenue678824

Revenue growth

Change in revenue from the same financial period one year earlier.

-45% 2005
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.8%-21%-50%-79%-108%199820022005
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
1998Year over yearNo prior comparable period
1999Year over year-51.8%
2000Year over year-28.2%
2001Year over year-100%
2002Year over yearNo prior comparable period
2003Year over yearNo prior comparable period
2004Year over yearNo prior comparable period
2005Year over year-45%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -144.7% 2005
Net margin -222.2% 2005
Free cash flow margin -221% 2005
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.50%-66%-181%-296%-411%199820022005
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
1998Operating margin-379.4%
1999Operating margin-116.5%
2000Operating margin-24.2%
2001Operating marginNot reported
2002Operating marginNot reported
2003Operating marginNot reported
2004Operating margin-55.8%
2005Operating margin-144.7%
1998Net margin-325.5%
1999Net margin-206.6%
2000Net margin-276.5%
2001Net marginNot reported
2002Net marginNot reported
2003Net marginNot reported
2004Net margin-75.9%
2005Net margin-222.2%
1998Free cash flow marginNot reported
1999Free cash flow marginNot reported
2000Free cash flow marginNot reported
2001Free cash flow marginNot reported
2002Free cash flow marginNot reported
2003Free cash flow marginNot reported
2004Free cash flow margin17.9%
2005Free cash flow margin-221%

Operating cash flow

Cash generated by the company’s normal business operations.

USD -1.5M 2005
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.381.8K-111.3K-604.4K-1.1M-1.6M199820022005
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1998Operating cash flow-433034
1999Operating cash flow-77753
2000Operating cash flow-31728
2001Operating cash flow-6041
2002Operating cash flow-16147
2003Operating cash flow-45684
2004Operating cash flow245762
2005Operating cash flow-1454652

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -1.5M 2005
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.358.7K-140.3K-639.4K-1.1M-1.6M199820022005
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1998Free cash flowUnavailable
1999Free cash flowUnavailable
2000Free cash flowUnavailable
2001Free cash flowUnavailable
2002Free cash flowUnavailable
2003Free cash flowUnavailable
2004Free cash flow221067
2005Free cash flow-1499879

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

132.6% 2005
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.143%107%72%36%0%1998-12-312002-12-312005
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
1998-12-31Liabilities / assetsNot reportedNo source recorded
1999-12-31Liabilities / assetsNot reportedNo source recorded
2000-12-31Liabilities / assetsNot reportedNo source recorded
2001-12-31Liabilities / assetsNot reportedNo source recorded
2002-12-31Liabilities / assetsNot reported
2003-12-31Liabilities / assetsNot reported
2004Liabilities / assets89.6%
2005Liabilities / assets132.6%

Current assets to current liabilities

Current assets divided by current liabilities.

0.96× 2005
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.23×0.92×0.62×0.31×0.00×199820022005
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
1998Current assets / current liabilities0.03×
1999Current assets / current liabilities0.02×
2000Current assets / current liabilities0×
2001Current assets / current liabilities0×
2002Current assets / current liabilities0×
2003Current assets / current liabilities0×
2004Current assets / current liabilities1.14×
2005Current assets / current liabilities0.96×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
1998 1998-01-01 – 1998-12-31
−USD 879,681
Exact value

Exact value: -879681 USD

1998-01-01 – 1998-12-31: -879681 USD Inspect Net Income Open source
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−USD 433,034
Exact value

Exact value: -433034 USD

1998-01-01 – 1998-12-31: -433034 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

1999 1999-01-01 – 1999-12-31
−USD 268,944
Exact value

Exact value: -268944 USD

1999-01-01 – 1999-12-31: -268944 USD Inspect Net Income Open source
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−USD 77,753
Exact value

Exact value: -77753 USD

1999-01-01 – 1999-12-31: -77753 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2000 2000-01-01 – 2000-12-31
−USD 258,552
Exact value

Exact value: -258552 USD

2000-01-01 – 2000-12-31: -258552 USD Inspect Net Income Open source
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−USD 31,728
Exact value

Exact value: -31728 USD

2000-01-01 – 2000-12-31: -31728 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2001 2001-01-01 – 2001-12-31
−USD 126,135
Exact value

Exact value: -126135 USD

2001-01-01 – 2001-12-31: -126135 USD Inspect Net Income Open source
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−USD 6,041
Exact value

Exact value: -6041 USD

2001-01-01 – 2001-12-31: -6041 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2002 2002-01-01 – 2002-12-31
−USD 4.98 million
Exact value

Exact value: -4981172 USD

2002-01-01 – 2002-12-31: -4981172 USD Inspect Net Income Open source
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−USD 16,147
Exact value

Exact value: -16147 USD

2002-01-01 – 2002-12-31: -16147 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2003 2003-01-01 – 2003-12-31
−USD 19,456
Exact value

Exact value: -19456 USD

2003-01-01 – 2003-12-31: -19456 USD Inspect Net Income Open source
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−USD 45,684
Exact value

Exact value: -45684 USD

2003-01-01 – 2003-12-31: -45684 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2004 2004-01-01 – 2004-12-31
−USD 936,810
Exact value

Exact value: -936810 USD

2004-01-01 – 2004-12-31: -936810 USD Inspect Net Income Open source
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USD 245,762
Exact value

Exact value: 245762 USD

2004-01-01 – 2004-12-31: 245762 USD Inspect Operating Cash Flow Open source
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USD 24,695
Exact value

Exact value: 24695 USD

2004-01-01 – 2004-12-31: 24695 USD Inspect Capital Expenditure Open source
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USD 221,067
Calculation and evidence

245762 − 24695 USD

Exact free cash flow: 221067 USD

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2005 2005-01-01 – 2005-12-31
−USD 1.51 million
Exact value

Exact value: -1508073 USD

2005-01-01 – 2005-12-31: -1508073 USD Inspect Net Income Open source
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−USD 1.45 million
Exact value

Exact value: -1454652 USD

2005-01-01 – 2005-12-31: -1454652 USD Inspect Operating Cash Flow Open source
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USD 45,227
Exact value

Exact value: 45227 USD

2005-01-01 – 2005-12-31: 45227 USD Inspect Capital Expenditure Open source
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−USD 1.5 million
Calculation and evidence

-1454652 − 45227 USD

Exact free cash flow: -1499879 USD

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2006 2006-01-01 – 2006-12-31
−USD 2.01 million
Exact value

Exact value: -2010175 USD

2006-01-01 – 2006-12-31: -2010175 USD Inspect Net Income Open source
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−USD 6.26 million
Exact value

Exact value: -6260343 USD

2006-01-01 – 2006-12-31: -6260343 USD Inspect Operating Cash Flow Open source
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USD 57,438
Exact value

Exact value: 57438 USD

2006-01-01 – 2006-12-31: 57438 USD Inspect Capital Expenditure Open source
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−USD 6.32 million
Calculation and evidence

-6260343 − 57438 USD

Exact free cash flow: -6317781 USD

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2007 2007-01-01 – 2007-12-31
−USD 3.62 million
Exact value

Exact value: -3622706 USD

2007-01-01 – 2007-12-31: -3622706 USD Inspect Net Income Open source
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−USD 4.63 million
Exact value

Exact value: -4631376 USD

2007-01-01 – 2007-12-31: -4631376 USD Inspect Operating Cash Flow Open source
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USD 381,099
Exact value

Exact value: 381099 USD

2007-01-01 – 2007-12-31: 381099 USD Inspect Capital Expenditure Open source
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−USD 5.01 million
Calculation and evidence

-4631376 − 381099 USD

Exact free cash flow: -5012475 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

40 filings · 0 latest values · 0 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001025856, 1025856, edgar:1025856

Also known as SAFE ALTERNATIVES CORP OF AMERICA INC