Fundies.
English

UNIVEST FINANCIAL CORPORATION

EDGAR
UVSP Current report (8-K) · filed 2026-10-29

Annual consolidated revenue for 2025: about USD 328.1M, using the latest reported figures. The previous period, 2024, was about USD 299.2M.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments
Watchlist

Latest quarter

Revenue

84.4 million USD

2026 Q2 · USD

Exact inputs and evidence

Net margin

27.21%

2026 Q2 · %

Exact inputs and evidence

Operating cash flow

24 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 46099000 USD Source
  • Operating Cash Flow: 22134000 USD Source
Cash and cash equivalents
Not available
Long-term debt including current maturities
210 million USD Source
Exact value

210069000 USD

Shares outstanding
27.6 million shares Source
Exact value

27585768 shares

Reported share-count change

-4.25% · -1.23 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 28810805 shares · 2025-06-30· Source
  • 27585768 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

340 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 83247000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 328056000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 243485000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 87453000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 84354000 USD · 2026-04-01 – 2026-06-30 Source

Net income

98.4 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 25639000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 90757000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 68012000 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 27092000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 22953000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

109 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 70842000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 38858000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 101512000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 70842000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 22134000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 46099000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 22134000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-29.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • cash and cash equivalents: No compatible figures in this window
  • Long-term debt including current maturities: 5 of 11 periods available· newest 2019-12-31
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +9.6%

    Prior period

    USD 299.23 million

    –

    Current period

    USD 328.06 million

    –

    Exact inputs and evidence

    328056000 − 299225000 = 28831000 USD

    299225000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    328056000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Net income

    +19.5%

    Prior period

    USD 75.93 million

    –

    Current period

    USD 90.76 million

    –

    Exact inputs and evidence

    90757000 − 75931000 = 14826000 USD

    75931000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    90757000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Operating cash flow

    +35.2%

    Prior period

    USD 75.11 million

    –

    Current period

    USD 101.51 million

    –

    Exact inputs and evidence

    101512000 − 75106000 = 26406000 USD

    75106000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    101512000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 328.06 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 90.76 million 28% of revenue

Cash

  • Operating cash flow USD 101.51 million 31% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-310 UnavailableUnavailableUnavailable19505000 Unavailable
Source
2017 2017-01-01 – 2017-12-310 UnavailableUnavailableUnavailable44094000 Unavailable
Source
2018 2018-01-01 – 2018-12-310 UnavailableUnavailableUnavailable50543000 Unavailable
Source
2019 2019-01-01 – 2019-12-310 UnavailableUnavailableUnavailable65719000 Unavailable
Source
2020 2020-01-01 – 2020-12-310 UnavailableUnavailableUnavailable46916000 Unavailable
Source
2021 2021-01-01 – 2021-12-310 UnavailableUnavailableUnavailable91801000 Unavailable
Source
2022 2022-01-01 – 2022-12-31296182000 UnavailableUnavailableUnavailable78120000 Unavailable
Source
2023 2023-01-01 – 2023-12-31296821000 UnavailableUnavailableUnavailable71104000 Unavailable
Source
2024 2024-01-01 – 2024-12-31299225000 UnavailableUnavailableUnavailable75931000 Unavailable
Source
2025 2025-01-01 – 2025-12-31328056000 UnavailableUnavailableUnavailable90757000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 328.1M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.354.3M265.7M177.2M88.6M0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue0
2017Revenue0
2018Revenue0
2019Revenue0
2020Revenue0
2021Revenue0
2022Revenue296182000
2023Revenue296821000
2024Revenue299225000
2025Revenue328056000

Revenue growth

Change in revenue from the same financial period one year earlier.

9.6% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.10.4%7.8%5.2%2.6%0.0%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over yearNo prior comparable period
2017Year over yearNo prior comparable period
2018Year over yearNo prior comparable period
2019Year over yearNo prior comparable period
2020Year over yearNo prior comparable period
2021Year over yearNo prior comparable period
2022Year over yearNo prior comparable period
2023Year over year0.2%
2024Year over year0.8%
2025Year over year9.6%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 27.7% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.29.9%22.4%14.9%7.5%0.0%2016-12-312021-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2016Net marginNot reported
2017Net marginNot reported
2018Net marginNot reported
2019Net marginNot reported
2020Net marginNot reported
2021Net marginNot reported
2022Net margin26.4%
2023Net margin24%
2024Net margin25.4%
2025Net margin27.7%
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 101.5M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.118.2M88.7M59.1M29.6M0.0201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow33306000
2017Operating cash flow68660000
2018Operating cash flow86006000
2019Operating cash flow73148000
2020Operating cash flow51179000
2021Operating cash flow102337000
2022Operating cash flow109455000
2023Operating cash flow89741000
2024Operating cash flow75106000
2025Operating cash flow101512000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flowUnavailable
2017Free cash flowUnavailable
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

88.8% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.96%72%48%24%0%201620212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets88.1%
2017Liabilities / assets86.8%
2018Liabilities / assets87.5%
2019Liabilities / assets87.5%
2020Liabilities / assets89.1%
2021Liabilities / assets89.1%
2022Liabilities / assets89.2%
2023Liabilities / assets89.2%
2024Liabilities / assets89.1%
2025Liabilities / assets88.8%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 19.51 million
Exact value

Exact value: 19505000 USD

2016-01-01 – 2016-12-31: 19505000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 33.31 million
Exact value

Exact value: 33306000 USD

2016-01-01 – 2016-12-31: 33306000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
USD 44.09 million
Exact value

Exact value: 44094000 USD

2017-01-01 – 2017-12-31: 44094000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 68.66 million
Exact value

Exact value: 68660000 USD

2017-01-01 – 2017-12-31: 68660000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2018-01-01 – 2018-12-31
USD 50.54 million
Exact value

Exact value: 50543000 USD

2018-01-01 – 2018-12-31: 50543000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 86.01 million
Exact value

Exact value: 86006000 USD

2018-01-01 – 2018-12-31: 86006000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2019-01-01 – 2019-12-31
USD 65.72 million
Exact value

Exact value: 65719000 USD

2019-01-01 – 2019-12-31: 65719000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 73.15 million
Exact value

Exact value: 73148000 USD

2019-01-01 – 2019-12-31: 73148000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 46.92 million
Exact value

Exact value: 46916000 USD

2020-01-01 – 2020-12-31: 46916000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 51.18 million
Exact value

Exact value: 51179000 USD

2020-01-01 – 2020-12-31: 51179000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 91.8 million
Exact value

Exact value: 91801000 USD

2021-01-01 – 2021-12-31: 91801000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 102.34 million
Exact value

Exact value: 102337000 USD

2021-01-01 – 2021-12-31: 102337000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 78.12 million
Exact value

Exact value: 78120000 USD

2022-01-01 – 2022-12-31: 78120000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 109.46 million
Exact value

Exact value: 109455000 USD

2022-01-01 – 2022-12-31: 109455000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 71.1 million
Exact value

Exact value: 71104000 USD

2023-01-01 – 2023-12-31: 71104000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 89.74 million
Exact value

Exact value: 89741000 USD

2023-01-01 – 2023-12-31: 89741000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 75.93 million
Exact value

Exact value: 75931000 USD

2024-01-01 – 2024-12-31: 75931000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 75.11 million
Exact value

Exact value: 75106000 USD

2024-01-01 – 2024-12-31: 75106000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 90.76 million
Exact value

Exact value: 90757000 USD

2025-01-01 – 2025-12-31: 90757000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 101.51 million
Exact value

Exact value: 101512000 USD

2025-01-01 – 2025-12-31: 101512000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

183 filings · 4,672 latest values · 4,672 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000102212, 102212, UVSP, edgar:102212

Also known as UNIVEST CORP OF PENNSYLVANIA, UNIVEST FINANCIAL CORP, UNIVEST FINANCIAL CORPORATION, UNIVEST FINANCIAL Corp