English

UMB FINANCIAL CORP

EDGAR

UMBF Current report (8-K) · filed 2026-10-29

150 filing records in this dataset, filed from 1994-03-18 to 2026-10-29. Reported financial figures are available; chart coverage varies by period.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Cash and cash equivalents: 4.6 billion USD 2026-09-30 Source
Exact value

4601327000 USD
Long-term debt including current maturities: 333 million USD 2026-09-30 Source
Exact value

333111000 USD
Shares outstanding: 76 million shares 2026-09-30 Source
Exact value

75951697 shares

Reported share-count change

-0.00% · -2.02 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

75953713 shares · 2025-09-30· Source
75951697 shares · 2026-09-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

1.03 billion USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Net income: 702398000 USD · 2025-01-01 – 2025-12-31 Source
Net income: 487043000 USD · 2025-01-01 – 2025-09-30 Source
Net income: 261438000 USD · 2026-01-01 – 2026-03-31 Source
Net income: 277570000 USD · 2026-04-01 – 2026-06-30 Source
Net income: 278085000 USD · 2026-07-01 – 2026-09-30 Source

Operating cash flow

1.19 billion USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Operating cash flow: 1026693000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: 920616000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: 361273000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 710530000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: 361273000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 1080970000 USD · 2026-01-01 – 2026-09-30 Source
Operating cash flow: 710530000 USD · 2026-01-01 – 2026-06-30 Source

Capital expenditure

45.3 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Capital expenditure: 48584000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 37825000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 4517000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 22978000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 4517000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 34532000 USD · 2026-01-01 – 2026-09-30 Source
Capital expenditure: 22978000 USD · 2026-01-01 – 2026-06-30 Source

Free cash flow

1.14 billion USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Operating cash flow: 1026693000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: 920616000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: 361273000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 710530000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: 361273000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 1080970000 USD · 2026-01-01 – 2026-09-30 Source
Operating cash flow: 710530000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 48584000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 37825000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 4517000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 22978000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 4517000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 34532000 USD · 2026-01-01 – 2026-09-30 Source
Capital expenditure: 22978000 USD · 2026-01-01 – 2026-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-29.

Financial data available through: 2025-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2025-12-31
Operating cash flow: 11 of 11 periods available· newest 2025-12-31
Capital expenditure: 11 of 11 periods available· newest 2025-12-31
Total assets: 11 of 11 periods available· newest 2025-12-31
Total liabilities: 11 of 11 periods available· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
Long-term debt including current maturities: 11 of 11 periods available· newest 2025-12-31
Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+59.2%

Prior period

USD 441.24 million

2024-01-01 – 2024-12-31
Current period

USD 702.4 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

702398000 − 441243000 = 261155000 USD

441243000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
702398000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Year-over-year change in Net income: 261155000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 702398000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5596848 Filing: 000119312526076496 Input fundies:NetIncome: 441243000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5598488 Filing: 000119312526076496
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+355.7%

Prior period

USD 225.29 million

2024-01-01 – 2024-12-31
Current period

USD 1.03 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

1026693000 − 225286000 = 801407000 USD

225286000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
1026693000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Year-over-year change in Operating cash flow: 801407000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 1026693000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5223423 Filing: 000119312526076496 Input fundies:OperatingCashFlow: 225286000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5225184 Filing: 000119312526076496
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+142.8%

Prior period

USD 20.01 million

2024-01-01 – 2024-12-31
Current period

USD 48.58 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

48584000 − 20009000 = 28575000 USD

20009000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
48584000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Year-over-year change in Capital expenditure: 28575000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 48584000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5331952 Filing: 000119312526076496 Input fundies:CapitalExpenditure: 20009000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5333729 Filing: 000119312526076496
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2016-01-01 – 2016-12-31	USD 158.8 million Exact value Exact value: 158801000 USD 2016-01-01 – 2016-12-31: 158801000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2016-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 158801000 USD Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:NetIncome: 158801000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459019005761/umbf-20181231.xml#510885 Filing: 000156459019005761 The citation records this snapshot. The page link may show a newer release later.	USD 296.44 million Exact value Exact value: 296440000 USD 2016-01-01 – 2016-12-31: 296440000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2016-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 296440000 USD Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 296440000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459019005761/umbf-20181231.xml#553697 Filing: 000156459019005761 The citation records this snapshot. The page link may show a newer release later.	USD 50.84 million Exact value Exact value: 50841000 USD 2016-01-01 – 2016-12-31: 50841000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2016-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 50841000 USD Concept: fundies:CapitalExpenditure Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 50841000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459019005761/umbf-20181231.xml#560545 Filing: 000156459019005761 The citation records this snapshot. The page link may show a newer release later.	USD 245.6 million Calculation and evidence 296440000 − 50841000 USD Exact free cash flow: 245599000 USD 2016-01-01 – 2016-12-31: 296440000 USD · Inspect Operating Cash Flow · Source 2016-01-01 – 2016-12-31: 50841000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2016-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 245599000 USD Concept: free-cash-flow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 296440000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459019005761/umbf-20181231.xml#553697 Filing: 000156459019005761 Input fundies:CapitalExpenditure: 50841000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459019005761/umbf-20181231.xml#560545 Filing: 000156459019005761 The citation records this snapshot. The page link may show a newer release later.
2017 2017-01-01 – 2017-12-31	USD 247.11 million Exact value Exact value: 247105000 USD 2017-01-01 – 2017-12-31: 247105000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2017-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 247105000 USD Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:NetIncome: 247105000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459020007046/umbf-10k_20191231.htm#6272403 Filing: 000156459020007046 The citation records this snapshot. The page link may show a newer release later.	USD 326.53 million Exact value Exact value: 326526000 USD 2017-01-01 – 2017-12-31: 326526000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2017-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 326526000 USD Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 326526000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459020007046/umbf-10k_20191231.htm#6381719 Filing: 000156459020007046 The citation records this snapshot. The page link may show a newer release later.	USD 36.45 million Exact value Exact value: 36447000 USD 2017-01-01 – 2017-12-31: 36447000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2017-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 36447000 USD Concept: fundies:CapitalExpenditure Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 36447000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459020007046/umbf-10k_20191231.htm#6445272 Filing: 000156459020007046 The citation records this snapshot. The page link may show a newer release later.	USD 290.08 million Calculation and evidence 326526000 − 36447000 USD Exact free cash flow: 290079000 USD 2017-01-01 – 2017-12-31: 326526000 USD · Inspect Operating Cash Flow · Source 2017-01-01 – 2017-12-31: 36447000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2017-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 290079000 USD Concept: free-cash-flow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 326526000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459020007046/umbf-10k_20191231.htm#6381719 Filing: 000156459020007046 Input fundies:CapitalExpenditure: 36447000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459020007046/umbf-10k_20191231.htm#6445272 Filing: 000156459020007046 The citation records this snapshot. The page link may show a newer release later.
2018 2018-01-01 – 2018-12-31	USD 195.51 million Exact value Exact value: 195513000 USD 2018-01-01 – 2018-12-31: 195513000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2018-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 195513000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: 195513000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459021009664/umbf-10k_20201231.htm#5934984 Filing: 000156459021009664 The citation records this snapshot. The page link may show a newer release later.	USD 295.7 million Exact value Exact value: 295696000 USD 2018-01-01 – 2018-12-31: 295696000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2018-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 295696000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 295696000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459021009664/umbf-10k_20201231.htm#6049568 Filing: 000156459021009664 The citation records this snapshot. The page link may show a newer release later.	USD 57.94 million Exact value Exact value: 57940000 USD 2018-01-01 – 2018-12-31: 57940000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2018-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 57940000 USD Concept: fundies:CapitalExpenditure Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 57940000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459021009664/umbf-10k_20201231.htm#6162088 Filing: 000156459021009664 The citation records this snapshot. The page link may show a newer release later.	USD 237.76 million Calculation and evidence 295696000 − 57940000 USD Exact free cash flow: 237756000 USD 2018-01-01 – 2018-12-31: 295696000 USD · Inspect Operating Cash Flow · Source 2018-01-01 – 2018-12-31: 57940000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2018-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 237756000 USD Concept: free-cash-flow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 295696000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459021009664/umbf-10k_20201231.htm#6049568 Filing: 000156459021009664 Input fundies:CapitalExpenditure: 57940000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459021009664/umbf-10k_20201231.htm#6162088 Filing: 000156459021009664 The citation records this snapshot. The page link may show a newer release later.
2019 2019-01-01 – 2019-12-31	USD 243.6 million Exact value Exact value: 243600000 USD 2019-01-01 – 2019-12-31: 243600000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2019-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 243600000 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: 243600000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459022006546/umbf-10k_20211231.htm#13874187 Filing: 000156459022006546 The citation records this snapshot. The page link may show a newer release later.	USD 339.93 million Exact value Exact value: 339933000 USD 2019-01-01 – 2019-12-31: 339933000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2019-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 339933000 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 339933000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459022006546/umbf-10k_20211231.htm#5219013 Filing: 000156459022006546 The citation records this snapshot. The page link may show a newer release later.	USD 72.31 million Exact value Exact value: 72313000 USD 2019-01-01 – 2019-12-31: 72313000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2019-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 72313000 USD Concept: fundies:CapitalExpenditure Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 72313000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459022006546/umbf-10k_20211231.htm#5342187 Filing: 000156459022006546 The citation records this snapshot. The page link may show a newer release later.	USD 267.62 million Calculation and evidence 339933000 − 72313000 USD Exact free cash flow: 267620000 USD 2019-01-01 – 2019-12-31: 339933000 USD · Inspect Operating Cash Flow · Source 2019-01-01 – 2019-12-31: 72313000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2019-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 267620000 USD Concept: free-cash-flow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 339933000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459022006546/umbf-10k_20211231.htm#5219013 Filing: 000156459022006546 Input fundies:CapitalExpenditure: 72313000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459022006546/umbf-10k_20211231.htm#5342187 Filing: 000156459022006546 The citation records this snapshot. The page link may show a newer release later.
2020 2020-01-01 – 2020-12-31	USD 286.5 million Exact value Exact value: 286502000 USD 2020-01-01 – 2020-12-31: 286502000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2020-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 286502000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: 286502000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459023002256/umbf-10k_20221231.htm#14133647 Filing: 000156459023002256 The citation records this snapshot. The page link may show a newer release later.	USD 373.6 million Exact value Exact value: 373598000 USD 2020-01-01 – 2020-12-31: 373598000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2020-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 373598000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 373598000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459023002256/umbf-10k_20221231.htm#5277900 Filing: 000156459023002256 The citation records this snapshot. The page link may show a newer release later.	USD 60.22 million Exact value Exact value: 60216000 USD 2020-01-01 – 2020-12-31: 60216000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2020-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 60216000 USD Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 60216000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459023002256/umbf-10k_20221231.htm#5401270 Filing: 000156459023002256 The citation records this snapshot. The page link may show a newer release later.	USD 313.38 million Calculation and evidence 373598000 − 60216000 USD Exact free cash flow: 313382000 USD 2020-01-01 – 2020-12-31: 373598000 USD · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 60216000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2020-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 313382000 USD Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 373598000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459023002256/umbf-10k_20221231.htm#5277900 Filing: 000156459023002256 Input fundies:CapitalExpenditure: 60216000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000156459023002256/umbf-10k_20221231.htm#5401270 Filing: 000156459023002256 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	USD 353.02 million Exact value Exact value: 353018000 USD 2021-01-01 – 2021-12-31: 353018000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2021-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 353018000 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 353018000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017024018456/umbf-20231231.htm#9149841 Filing: 000095017024018456 The citation records this snapshot. The page link may show a newer release later.	USD 534.08 million Exact value Exact value: 534082000 USD 2021-01-01 – 2021-12-31: 534082000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2021-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 534082000 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 534082000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017024018456/umbf-20231231.htm#3645866 Filing: 000095017024018456 The citation records this snapshot. The page link may show a newer release later.	USD 33.69 million Exact value Exact value: 33687000 USD 2021-01-01 – 2021-12-31: 33687000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2021-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 33687000 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 33687000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017024018456/umbf-20231231.htm#3726248 Filing: 000095017024018456 The citation records this snapshot. The page link may show a newer release later.	USD 500.4 million Calculation and evidence 534082000 − 33687000 USD Exact free cash flow: 500395000 USD 2021-01-01 – 2021-12-31: 534082000 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 33687000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2021-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 500395000 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 534082000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017024018456/umbf-20231231.htm#3645866 Filing: 000095017024018456 Input fundies:CapitalExpenditure: 33687000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017024018456/umbf-20231231.htm#3726248 Filing: 000095017024018456 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	USD 431.68 million Exact value Exact value: 431682000 USD 2022-01-01 – 2022-12-31: 431682000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2022-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 431682000 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: 431682000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017025028420/umbf-20241231.htm#4817428 Filing: 000095017025028420 The citation records this snapshot. The page link may show a newer release later.	USD 769.55 million Exact value Exact value: 769554000 USD 2022-01-01 – 2022-12-31: 769554000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2022-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 769554000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 769554000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017025028420/umbf-20241231.htm#4918696 Filing: 000095017025028420 The citation records this snapshot. The page link may show a newer release later.	USD 51.72 million Exact value Exact value: 51716000 USD 2022-01-01 – 2022-12-31: 51716000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2022-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 51716000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 51716000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017025028420/umbf-20241231.htm#5024676 Filing: 000095017025028420 The citation records this snapshot. The page link may show a newer release later.	USD 717.84 million Calculation and evidence 769554000 − 51716000 USD Exact free cash flow: 717838000 USD 2022-01-01 – 2022-12-31: 769554000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 51716000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2022-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 717838000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 769554000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017025028420/umbf-20241231.htm#4918696 Filing: 000095017025028420 Input fundies:CapitalExpenditure: 51716000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000095017025028420/umbf-20241231.htm#5024676 Filing: 000095017025028420 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	USD 350.02 million Exact value Exact value: 350024000 USD 2023-01-01 – 2023-12-31: 350024000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2023-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 350024000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: 350024000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5600128 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 472.6 million Exact value Exact value: 472604000 USD 2023-01-01 – 2023-12-31: 472604000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2023-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 472604000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 472604000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5226943 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 23.1 million Exact value Exact value: 23104000 USD 2023-01-01 – 2023-12-31: 23104000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2023-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 23104000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 23104000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5335506 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 449.5 million Calculation and evidence 472604000 − 23104000 USD Exact free cash flow: 449500000 USD 2023-01-01 – 2023-12-31: 472604000 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 23104000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2023-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 449500000 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 472604000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5226943 Filing: 000119312526076496 Input fundies:CapitalExpenditure: 23104000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5335506 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	USD 441.24 million Exact value Exact value: 441243000 USD 2024-01-01 – 2024-12-31: 441243000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2024-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 441243000 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: 441243000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5598488 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 225.29 million Exact value Exact value: 225286000 USD 2024-01-01 – 2024-12-31: 225286000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2024-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 225286000 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 225286000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5225184 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 20.01 million Exact value Exact value: 20009000 USD 2024-01-01 – 2024-12-31: 20009000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2024-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 20009000 USD Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 20009000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5333729 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 205.28 million Calculation and evidence 225286000 − 20009000 USD Exact free cash flow: 205277000 USD 2024-01-01 – 2024-12-31: 225286000 USD · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 20009000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2024-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 205277000 USD Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 225286000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5225184 Filing: 000119312526076496 Input fundies:CapitalExpenditure: 20009000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5333729 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	USD 702.4 million Exact value Exact value: 702398000 USD 2025-01-01 – 2025-12-31: 702398000 USD Inspect Net Income Open source Share or cite Citation for Net Income · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Net Income: 702398000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:NetIncome: 702398000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5596848 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 1.03 billion Exact value Exact value: 1026693000 USD 2025-01-01 – 2025-12-31: 1026693000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Operating Cash Flow: 1026693000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 1026693000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5223423 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 48.58 million Exact value Exact value: 48584000 USD 2025-01-01 – 2025-12-31: 48584000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Capital Expenditure: 48584000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 48584000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5331952 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.	USD 978.11 million Calculation and evidence 1026693000 − 48584000 USD Exact free cash flow: 978109000 USD 2025-01-01 – 2025-12-31: 1026693000 USD · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 48584000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UMB FINANCIAL CORP · 2025-12-31 UMB FINANCIAL CORP (edgar:101382) Free cash flow: 978109000 USD Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T08:53:33Z Snapshot: aa7054ae884b2008533f3b555591acf80ce20e51d1cf02f4e13fbe26bda47250 Dimensions: Consolidated View: https://fundies.io/companies/edgar/101382?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 1026693000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5223423 Filing: 000119312526076496 Input fundies:CapitalExpenditure: 48584000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm#5331952 Filing: 000119312526076496 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

150 filings · 8,538 latest values · 8,538 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000101382, 101382, UMBF, UMBFO, edgar:101382

Also known as UMB FINANCIAL CORP, UNITED MISSOURI BANCSHARES INC

UMB FINANCIAL CORP

Reported share-count change

Trailing twelve months

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation