English

CITIZENS FIRST FINANCIAL CORP

EDGAR

Annual report (10-K) · filed 2005-03-31

36 filing records in this dataset, filed from 1996-08-14 to 2005-03-31. Explore the available filing history and original sources.

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Watchlist

Cash and cash equivalents: 38.1 million USD 2004-12-31 Source
Exact value

38103174 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

2.99 million USD

2004-01-01 – 2004-12-31

Exact inputs and evidence

Net income: 687000 USD · 2004-01-01 – 2004-03-31 Source
Net income: 731000 USD · 2004-04-01 – 2004-06-30 Source
Net income: 599000 USD · 2004-07-01 – 2004-09-30 Source
Net income: 2986822 USD · 2004-01-01 – 2004-12-31 Source
Net income: 2017000 USD · 2004-01-01 – 2004-09-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2005-03-31.

Financial data available through: 2004-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2004-12-31
Operating cash flow: 10 of 11 periods available· newest 2003-12-31
Capital expenditure: 10 of 11 periods available· newest 2003-12-31
Total assets: 10 of 11 periods available· newest 2004-12-31
Total liabilities: 10 of 11 periods available· newest 2004-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 11 of 11 periods available· newest 2004-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+82.6%

Prior period

USD 1.64 million

2003-01-01 – 2003-12-31
Current period

USD 2.99 million

2004-01-01 – 2004-12-31

Exact inputs and evidence

2986822 − 1635776 = 1351046 USD

1635776 USD · 2003-01-01 – 2003-12-31
Inspect prior input Prior source
2986822 USD · 2004-01-01 – 2004-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · CITIZENS FIRST FINANCIAL CORP · 2004-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Year-over-year change in Net income: 1351046 USD Concept: fundies:NetIncome Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 2986822 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-05-002074.txt#27951 Input fundies:NetIncome: 1635776 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-05-002074.txt#27951
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue, Operating cash flow, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1995 1995-01-01 – 1995-12-31	USD 1.01 million Exact value Exact value: 1012545 USD 1995-01-01 – 1995-12-31: 1012545 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 1995-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 1012545 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1012545 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000912057-97-010668.txt#4091 The citation records this snapshot. The page link may show a newer release later.	USD 2.19 million Exact value Exact value: 2191789 USD 1995-01-01 – 1995-12-31: 2191789 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 1995-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 2191789 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 2191789 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000912057-97-010668.txt#4112 The citation records this snapshot. The page link may show a newer release later.	USD 1.74 million Exact value Exact value: 1738156 USD 1995-01-01 – 1995-12-31: 1738156 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 1995-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 1738156 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1738156 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000912057-97-010668.txt#4126 The citation records this snapshot. The page link may show a newer release later.	USD 453,633 Calculation and evidence 2191789 − 1738156 USD Exact free cash flow: 453633 USD 1995-01-01 – 1995-12-31: 2191789 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 1738156 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 1995-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 453633 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 2191789 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000912057-97-010668.txt#4112 Input fundies:CapitalExpenditure: 1738156 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000912057-97-010668.txt#4126 The citation records this snapshot. The page link may show a newer release later.
1996 1996-01-01 – 1996-12-31	USD 609,580 Exact value Exact value: 609580 USD 1996-01-01 – 1996-12-31: 609580 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 1996-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 609580 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 609580 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000897101-99-000325.txt#3386 The citation records this snapshot. The page link may show a newer release later.	−USD 2.55 million Exact value Exact value: -2549860 USD 1996-01-01 – 1996-12-31: -2549860 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 1996-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: -2549860 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -2549860 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000897101-99-000325.txt#3409 The citation records this snapshot. The page link may show a newer release later.	USD 1.26 million Exact value Exact value: 1260085 USD 1996-01-01 – 1996-12-31: 1260085 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 1996-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 1260085 USD Concept: fundies:CapitalExpenditure Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1260085 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000897101-99-000325.txt#3423 The citation records this snapshot. The page link may show a newer release later.	−USD 3.81 million Calculation and evidence -2549860 − 1260085 USD Exact free cash flow: -3809945 USD 1996-01-01 – 1996-12-31: -2549860 USD · Inspect Operating Cash Flow · Source 1996-01-01 – 1996-12-31: 1260085 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 1996-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: -3809945 USD Concept: free-cash-flow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -2549860 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000897101-99-000325.txt#3409 Input fundies:CapitalExpenditure: 1260085 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000897101-99-000325.txt#3423 The citation records this snapshot. The page link may show a newer release later.
1997 1997-01-01 – 1997-12-31	USD 1.89 million Exact value Exact value: 1888756 USD 1997-01-01 – 1997-12-31: 1888756 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 1997-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 1888756 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1888756 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001005477-00-002714.txt#2939 The citation records this snapshot. The page link may show a newer release later.	USD 3.91 million Exact value Exact value: 3911085 USD 1997-01-01 – 1997-12-31: 3911085 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 1997-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 3911085 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 3911085 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001005477-00-002714.txt#2964 The citation records this snapshot. The page link may show a newer release later.	USD 3.32 million Exact value Exact value: 3317385 USD 1997-01-01 – 1997-12-31: 3317385 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 1997-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 3317385 USD Concept: fundies:CapitalExpenditure Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3317385 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001005477-00-002714.txt#2978 The citation records this snapshot. The page link may show a newer release later.	USD 593,700 Calculation and evidence 3911085 − 3317385 USD Exact free cash flow: 593700 USD 1997-01-01 – 1997-12-31: 3911085 USD · Inspect Operating Cash Flow · Source 1997-01-01 – 1997-12-31: 3317385 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 1997-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 593700 USD Concept: free-cash-flow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 3911085 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001005477-00-002714.txt#2964 Input fundies:CapitalExpenditure: 3317385 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001005477-00-002714.txt#2978 The citation records this snapshot. The page link may show a newer release later.
1998 1998-01-01 – 1998-12-31	USD 2.01 million Exact value Exact value: 2014469 USD 1998-01-01 – 1998-12-31: 2014469 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 1998-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 2014469 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:NetIncome: 2014469 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-01-000366.txt#3010 The citation records this snapshot. The page link may show a newer release later.	USD 1.52 million Exact value Exact value: 1518327 USD 1998-01-01 – 1998-12-31: 1518327 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 1998-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 1518327 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 1518327 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-01-000366.txt#3038 The citation records this snapshot. The page link may show a newer release later.	USD 335,500 Exact value Exact value: 335500 USD 1998-01-01 – 1998-12-31: 335500 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 1998-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 335500 USD Concept: fundies:CapitalExpenditure Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 335500 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-01-000366.txt#3049 The citation records this snapshot. The page link may show a newer release later.	USD 1.18 million Calculation and evidence 1518327 − 335500 USD Exact free cash flow: 1182827 USD 1998-01-01 – 1998-12-31: 1518327 USD · Inspect Operating Cash Flow · Source 1998-01-01 – 1998-12-31: 335500 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 1998-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 1182827 USD Concept: free-cash-flow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 1518327 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-01-000366.txt#3038 Input fundies:CapitalExpenditure: 335500 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-01-000366.txt#3049 The citation records this snapshot. The page link may show a newer release later.
1999 1999-01-01 – 1999-12-31	USD 1.19 million Exact value Exact value: 1191886 USD 1999-01-01 – 1999-12-31: 1191886 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 1999-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 1191886 USD Concept: fundies:NetIncome Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=1999-12-31&surface=latest&period_type=duration&start=1999-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1191886 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-02-000566.txt#2962 The citation records this snapshot. The page link may show a newer release later.	USD 5.13 million Exact value Exact value: 5125556 USD 1999-01-01 – 1999-12-31: 5125556 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 1999-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 5125556 USD Concept: fundies:OperatingCashFlow Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=1999-12-31&surface=latest&period_type=duration&start=1999-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 5125556 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-02-000566.txt#2993 The citation records this snapshot. The page link may show a newer release later.	USD 1.89 million Exact value Exact value: 1890134 USD 1999-01-01 – 1999-12-31: 1890134 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 1999-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 1890134 USD Concept: fundies:CapitalExpenditure Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=1999-12-31&surface=latest&period_type=duration&start=1999-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1890134 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-02-000566.txt#3004 The citation records this snapshot. The page link may show a newer release later.	USD 3.24 million Calculation and evidence 5125556 − 1890134 USD Exact free cash flow: 3235422 USD 1999-01-01 – 1999-12-31: 5125556 USD · Inspect Operating Cash Flow · Source 1999-01-01 – 1999-12-31: 1890134 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 1999-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 3235422 USD Concept: free-cash-flow Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5125556 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-02-000566.txt#2993 Input fundies:CapitalExpenditure: 1890134 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0001045969-02-000566.txt#3004 The citation records this snapshot. The page link may show a newer release later.
2000 2000-01-01 – 2000-12-31	USD 1.83 million Exact value Exact value: 1829591 USD 2000-01-01 – 2000-12-31: 1829591 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 2000-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 1829591 USD Concept: fundies:NetIncome Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=2000-12-31&surface=latest&period_type=duration&start=2000-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1829591 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-03-000997.txt#3440 The citation records this snapshot. The page link may show a newer release later.	USD 5.72 million Exact value Exact value: 5715225 USD 2000-01-01 – 2000-12-31: 5715225 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 2000-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 5715225 USD Concept: fundies:OperatingCashFlow Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=2000-12-31&surface=latest&period_type=duration&start=2000-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 5715225 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-03-000997.txt#3473 The citation records this snapshot. The page link may show a newer release later.	USD 519,747 Exact value Exact value: 519747 USD 2000-01-01 – 2000-12-31: 519747 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 2000-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 519747 USD Concept: fundies:CapitalExpenditure Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=2000-12-31&surface=latest&period_type=duration&start=2000-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 519747 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-03-000997.txt#3484 The citation records this snapshot. The page link may show a newer release later.	USD 5.2 million Calculation and evidence 5715225 − 519747 USD Exact free cash flow: 5195478 USD 2000-01-01 – 2000-12-31: 5715225 USD · Inspect Operating Cash Flow · Source 2000-01-01 – 2000-12-31: 519747 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 2000-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 5195478 USD Concept: free-cash-flow Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5715225 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-03-000997.txt#3473 Input fundies:CapitalExpenditure: 519747 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-03-000997.txt#3484 The citation records this snapshot. The page link may show a newer release later.
2001 2001-01-01 – 2001-12-31	USD 2.08 million Exact value Exact value: 2081736 USD 2001-01-01 – 2001-12-31: 2081736 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 2001-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 2081736 USD Concept: fundies:NetIncome Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:NetIncome: 2081736 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9169 The citation records this snapshot. The page link may show a newer release later.	−USD 1.33 million Exact value Exact value: -1326916 USD 2001-01-01 – 2001-12-31: -1326916 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 2001-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: -1326916 USD Concept: fundies:OperatingCashFlow Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -1326916 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9199 The citation records this snapshot. The page link may show a newer release later.	USD 180,394 Exact value Exact value: 180394 USD 2001-01-01 – 2001-12-31: 180394 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 2001-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 180394 USD Concept: fundies:CapitalExpenditure Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 180394 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9207 The citation records this snapshot. The page link may show a newer release later.	−USD 1.51 million Calculation and evidence -1326916 − 180394 USD Exact free cash flow: -1507310 USD 2001-01-01 – 2001-12-31: -1326916 USD · Inspect Operating Cash Flow · Source 2001-01-01 – 2001-12-31: 180394 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 2001-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: -1507310 USD Concept: free-cash-flow Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -1326916 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9199 Input fundies:CapitalExpenditure: 180394 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9207 The citation records this snapshot. The page link may show a newer release later.
2002 2002-01-01 – 2002-12-31	USD 1.93 million Exact value Exact value: 1930336 USD 2002-01-01 – 2002-12-31: 1930336 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 2002-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 1930336 USD Concept: fundies:NetIncome Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1930336 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-05-002074.txt#27951 The citation records this snapshot. The page link may show a newer release later.	USD 6.31 million Exact value Exact value: 6309918 USD 2002-01-01 – 2002-12-31: 6309918 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 2002-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 6309918 USD Concept: fundies:OperatingCashFlow Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 6309918 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9199 The citation records this snapshot. The page link may show a newer release later.	USD 144,511 Exact value Exact value: 144511 USD 2002-01-01 – 2002-12-31: 144511 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 2002-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 144511 USD Concept: fundies:CapitalExpenditure Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 144511 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9207 The citation records this snapshot. The page link may show a newer release later.	USD 6.17 million Calculation and evidence 6309918 − 144511 USD Exact free cash flow: 6165407 USD 2002-01-01 – 2002-12-31: 6309918 USD · Inspect Operating Cash Flow · Source 2002-01-01 – 2002-12-31: 144511 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 2002-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 6165407 USD Concept: free-cash-flow Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 6309918 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9199 Input fundies:CapitalExpenditure: 144511 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9207 The citation records this snapshot. The page link may show a newer release later.
2003 2003-01-01 – 2003-12-31	USD 1.64 million Exact value Exact value: 1635776 USD 2003-01-01 – 2003-12-31: 1635776 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 2003-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 1635776 USD Concept: fundies:NetIncome Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1635776 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-05-002074.txt#27951 The citation records this snapshot. The page link may show a newer release later.	USD 10.86 million Exact value Exact value: 10861521 USD 2003-01-01 – 2003-12-31: 10861521 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CITIZENS FIRST FINANCIAL CORP · 2003-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Operating Cash Flow: 10861521 USD Concept: fundies:OperatingCashFlow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3AOperatingCashFlow&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 10861521 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9199 The citation records this snapshot. The page link may show a newer release later.	USD 108,388 Exact value Exact value: 108388 USD 2003-01-01 – 2003-12-31: 108388 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CITIZENS FIRST FINANCIAL CORP · 2003-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Capital Expenditure: 108388 USD Concept: fundies:CapitalExpenditure Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ACapitalExpenditure&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 108388 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9207 The citation records this snapshot. The page link may show a newer release later.	USD 10.75 million Calculation and evidence 10861521 − 108388 USD Exact free cash flow: 10753133 USD 2003-01-01 – 2003-12-31: 10861521 USD · Inspect Operating Cash Flow · Source 2003-01-01 – 2003-12-31: 108388 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CITIZENS FIRST FINANCIAL CORP · 2003-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Free cash flow: 10753133 USD Concept: free-cash-flow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 10861521 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9199 Input fundies:CapitalExpenditure: 108388 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-04-001315.txt#9207 The citation records this snapshot. The page link may show a newer release later.
2004 2004-01-01 – 2004-12-31	USD 2.99 million Exact value Exact value: 2986822 USD 2004-01-01 – 2004-12-31: 2986822 USD Inspect Net Income Open source Share or cite Citation for Net Income · CITIZENS FIRST FINANCIAL CORP · 2004-12-31 CITIZENS FIRST FINANCIAL CORP (edgar:1006265) Net Income: 2986822 USD Concept: fundies:NetIncome Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T17:50:24Z Snapshot: adfabde41d9c377408a7c8f03293e2a3c12c751f679ec70338648944a099d803 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1006265/explain?concept=fundies%3ANetIncome&period=2004-12-31&surface=latest&period_type=duration&start=2004-01-01&unit=USD&dimensions= Input fundies:NetIncome: 2986822 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1006265/0000950124-05-002074.txt#27951 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

36 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001006265, 1006265, edgar:1006265

CITIZENS FIRST FINANCIAL CORP

Trailing twelve months

Net income

Company performance

What changed year over year

Net income

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation