CONSUMERS FINANCIAL CORP

EDGAR

52 filing records in this dataset, filed from 1995-11-14 to 2007-03-23. Explore the available filing history and original sources.

Watchlist

Latest quarter

Revenue

-193 thousand USD

2003-12-31 · USD

Exact inputs and evidence

Operating margin

257.18%

2003-12-31 · %

Exact inputs and evidence
  • Operating Income: -3212949 USD Source
  • Operating Income: -2715647 USD Source
  • Revenue: 0 USD Source
  • Revenue: 193367 USD Source

Operating cash flow

117 thousand USD

2003-12-31 · USD

Exact inputs and evidence
  • Operating Cash Flow: -2936 USD Source
  • Operating Cash Flow: -120098 USD Source
Cash and cash equivalents
1.97 thousand USD Source
Exact value

1973 USD

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

409 thousand USD

2003-01-01 – 2003-12-31

Exact inputs and evidence
  • Net income: -125294 USD · 2003-01-01 – 2003-03-31 Source
  • Net income: -219618 USD · 2003-01-01 – 2003-06-30 Source
  • Net income: -125294 USD · 2003-01-01 – 2003-03-31 Source
  • Net income: 163889 USD · 2003-07-01 – 2003-09-30 Source
  • Net income: -3196136 USD · 2003-01-01 – 2003-12-31 Source
  • Net income: -3660758 USD · 2003-01-01 – 2003-09-30 Source

Operating cash flow

-2.94 thousand USD

2003-01-01 – 2003-12-31

Exact inputs and evidence
  • Operating cash flow: -77901 USD · 2003-01-01 – 2003-03-31 Source
  • Operating cash flow: -139494 USD · 2003-01-01 – 2003-06-30 Source
  • Operating cash flow: -77901 USD · 2003-01-01 – 2003-03-31 Source
  • Operating cash flow: -120098 USD · 2003-01-01 – 2003-09-30 Source
  • Operating cash flow: -139494 USD · 2003-01-01 – 2003-06-30 Source
  • Operating cash flow: -2936 USD · 2003-01-01 – 2003-12-31 Source
  • Operating cash flow: -120098 USD · 2003-01-01 – 2003-09-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2007-03-23.

Financial data available through: 2005-12-31.

Coverage by financial measure
  • Revenue: 9 of 11 periods available· newest 2005-12-31
  • Operating income: 6 of 11 periods available· newest 2005-12-31
  • Net income: 11 of 11 periods available· newest 2005-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2005-12-31
  • Capital expenditure: 2 of 11 periods available· newest 1996-12-31
  • Total assets: 9 of 11 periods available· newest 2005-12-31
  • Total liabilities: 7 of 11 periods available· newest 2004-12-31
  • Current assets: 5 of 11 periods available· newest 2005-12-31
  • Current liabilities: 4 of 11 periods available· newest 2005-12-31
  • Cash and cash equivalents: 9 of 11 periods available· newest 2005-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +USD 183,025

    Prior period

    USD 0

    –

    Current period

    USD 183,025

    –

    Exact inputs and evidence

    183025 − 0 = 183025 USD

    0 USD · 2004-01-01 – 2004-12-31

    Inspect prior input Prior source

    183025 USD · 2005-01-01 – 2005-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Net income

    −USD 3.34 million

    Prior period

    −USD 1.22 million

    –

    Current period

    −USD 4.56 million

    –

    Exact inputs and evidence

    -4560490 − -1218721 = -3341769 USD

    -1218721 USD · 2004-01-01 – 2004-12-31

    Inspect prior input Prior source

    -4560490 USD · 2005-01-01 – 2005-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Operating cash flow

    −USD 1,581

    Prior period

    USD 0

    –

    Current period

    −USD 1,581

    –

    Exact inputs and evidence

    -1581 − 0 = -1581 USD

    0 USD · 2004-01-01 – 2004-12-31

    Inspect prior input Prior source

    -1581 USD · 2005-01-01 – 2005-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2005 2005-01-01 – 2005-12-31

  • Revenue USD 183,025 100% of revenue
  • Operating costs Derived USD 4.72 million 2,578% of revenue
  • Operating income −USD 4.53 million −2,478% of revenue
  • Tax, interest and other Derived USD 25,670 14% of revenue
  • Net income −USD 4.56 million −2,492% of revenue

Cash

  • Operating cash flow −USD 1,581 −0.9% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 1996 Operating loss: operating costs were 462% of revenue.
  • 1997 Not shown: operating income or net income is not reported.
  • 1998 Not shown: operating income or net income is not reported.
  • 2001 Not shown: operating income or net income is not reported.
  • 2002 Not shown: operating income or net income is not reported.
  • 2003 Not shown: operating income or net income is not reported.
  • 2004 Not shown: operating income or net income is not reported.
  • 2005 Operating loss: operating costs were 2,578% of revenue.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
1996 1996-01-01 – 1996-12-31442000 2043000 Derived -1601000 -367000 Derived -1234000 4809000 Derived
Source
1997 1997-01-01 – 1997-12-31433000 UnavailableUnavailableUnavailable-6360000 Unavailable
Source
1998 1998-01-01 – 1998-12-31348000 UnavailableUnavailableUnavailable-6360000 Unavailable
Source
2001 2001-01-01 – 2001-12-310 869196 Derived -869196 -268369 Derived -600827 Unavailable
Source
2002 2002-01-01 – 2002-12-310 527805 Derived -527805 -584589 Derived 56784 Unavailable
Source
2003 2003-01-01 – 2003-12-310 3212949 Derived -3212949 -16813 Derived -3196136 Unavailable
Source
2004 2004-01-01 – 2004-12-310 1241271 Derived -1241271 -22550 Derived -1218721 Unavailable
Source
2005 2005-01-01 – 2005-12-31183025 4717845 Derived -4534820 25670 Derived -4560490 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 183K 2005
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.477.4K358.0K238.7K119.3K0.0199520012005
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
1995Revenue373000
1996Revenue442000
1997Revenue433000
1998Revenue348000
2001Revenue0
2002Revenue0
2003Revenue0
2004Revenue0
2005Revenue183025

Revenue growth

Change in revenue from the same financial period one year earlier.

-19.6% 1998
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.22%10%-1%-12%-23%199520012005
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
1995Year over yearNo prior comparable period
1996Year over year18.5%
1997Year over year-2%
1998Year over year-19.6%
2001Year over yearNo prior comparable period
2002Year over yearNo prior comparable period
2003Year over yearNo prior comparable period
2004Year over yearNo prior comparable period
2005Year over yearNo prior comparable period

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -2,477.7% 2005
Net margin -2,491.7% 2005
Free cash flow margin 1,088% 1996
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1,374%336%-702%-1,740%-2,778%1995-12-3120012005
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
1995-12-31Operating marginNot reported
1996Operating margin-362.2%
1997-12-31Operating marginNot reported
1998-12-31Operating marginNot reported
2001Operating marginNot reported
2002Operating marginNot reported
2003Operating marginNot reported
2004Operating marginNot reported
2005Operating margin-2,477.7%
1995Net margin-429.2%
1996Net margin-279.2%
1997Net margin-1,468.8%
1998Net margin-1,827.6%
2001Net marginNot reported
2002Net marginNot reported
2003Net marginNot reported
2004Net marginNot reported
2005Net margin-2,491.7%
1995Free cash flow marginNot reported
1996Free cash flow margin1,088%
1997Free cash flow marginNot reported
1998Free cash flow marginNot reported
2001Free cash flow marginNot reported
2002Free cash flow marginNot reported
2003Free cash flow marginNot reported
2004Free cash flow marginNot reported
2005Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD -1.6K 2005
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.5.3M3.7M2.1M497.5K-1.1M199520012005
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1995Operating cash flowNot reportedNo source recorded
1996Operating cash flow4833000
1997Operating cash flow-655000
1998Operating cash flow-655000
2001Operating cash flow36935
2002Operating cash flow704069
2003Operating cash flow-2936
2004Operating cash flow0
2005Operating cash flow-1581

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 4.8M 1996
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.5.2M3.9M2.6M1.3M0.0199520012005
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1995Free cash flowUnavailableNo source recorded
1996Free cash flow4809000
1997Free cash flowUnavailable
1998Free cash flowUnavailable
2001Free cash flowUnavailable
2002Free cash flowUnavailable
2003Free cash flowUnavailable
2004Free cash flowUnavailable
2005Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

1,073.3% 2004
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1,159%869%580%290%0%199520012005-12-31
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
1995Liabilities / assets87.3%
1996Liabilities / assets88.4%
1997Liabilities / assets92.4%
1998-12-31Liabilities / assetsNot reported
2001Liabilities / assets17.1%
2002Liabilities / assets9.1%
2003Liabilities / assets278%
2004Liabilities / assets1,073.3%
2005-12-31Liabilities / assetsNot reported

Current assets to current liabilities

Current assets divided by current liabilities.

0.02× 2005
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.90×2.93×1.95×0.98×0.00×1995-12-3120012005
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
1995-12-31Current assets / current liabilitiesNot reportedNo source recorded
1996-12-31Current assets / current liabilitiesNot reportedNo source recorded
1997-12-31Current assets / current liabilitiesNot reportedNo source recorded
1998-12-31Current assets / current liabilitiesNot reportedNo source recorded
2001Current assets / current liabilitiesNot reported
2002Current assets / current liabilities3.61×
2003Current assets / current liabilities0.01×
2004Current assets / current liabilities0.04×
2005Current assets / current liabilities0.02×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
1996 1996-01-01 – 1996-12-31
−USD 1.23 million
Exact value

Exact value: -1234000 USD

1996-01-01 – 1996-12-31: -1234000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 4.83 million
Exact value

Exact value: 4833000 USD

1996-01-01 – 1996-12-31: 4833000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 24,000
Exact value

Exact value: 24000 USD

1996-01-01 – 1996-12-31: 24000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 4.81 million
Calculation and evidence

4833000 − 24000 USD

Exact free cash flow: 4809000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

1997 1997-01-01 – 1997-12-31
−USD 6.36 million
Exact value

Exact value: -6360000 USD

1997-01-01 – 1997-12-31: -6360000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−USD 655,000
Exact value

Exact value: -655000 USD

1997-01-01 – 1997-12-31: -655000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

1998 1998-01-01 – 1998-12-31
−USD 6.36 million
Exact value

Exact value: -6360000 USD

1998-01-01 – 1998-12-31: -6360000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−USD 655,000
Exact value

Exact value: -655000 USD

1998-01-01 – 1998-12-31: -655000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

1999 1999-01-01 – 1999-12-31
USD 24,000
Exact value

Exact value: 24000 USD

1999-01-01 – 1999-12-31: 24000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 578,000
Exact value

Exact value: 578000 USD

1999-01-01 – 1999-12-31: 578000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2000 2000-01-01 – 2000-12-31
−USD 1.55 million
Exact value

Exact value: -1552080 USD

2000-01-01 – 2000-12-31: -1552080 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−USD 1.24 million
Exact value

Exact value: -1244608 USD

2000-01-01 – 2000-12-31: -1244608 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2001 2001-01-01 – 2001-12-31
−USD 600,827
Exact value

Exact value: -600827 USD

2001-01-01 – 2001-12-31: -600827 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 36,935
Exact value

Exact value: 36935 USD

2001-01-01 – 2001-12-31: 36935 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2002 2002-01-01 – 2002-12-31
USD 56,784
Exact value

Exact value: 56784 USD

2002-01-01 – 2002-12-31: 56784 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 704,069
Exact value

Exact value: 704069 USD

2002-01-01 – 2002-12-31: 704069 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2003 2003-01-01 – 2003-12-31
−USD 3.2 million
Exact value

Exact value: -3196136 USD

2003-01-01 – 2003-12-31: -3196136 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−USD 2,936
Exact value

Exact value: -2936 USD

2003-01-01 – 2003-12-31: -2936 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2004 2004-01-01 – 2004-12-31
−USD 1.22 million
Exact value

Exact value: -1218721 USD

2004-01-01 – 2004-12-31: -1218721 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 0
Exact value

Exact value: 0 USD

2004-01-01 – 2004-12-31: 0 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2005 2005-01-01 – 2005-12-31
−USD 4.56 million
Exact value

Exact value: -4560490 USD

2005-01-01 – 2005-12-31: -4560490 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−USD 1,581
Exact value

Exact value: -1581 USD

2005-01-01 – 2005-12-31: -1581 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

52 filings · 0 latest values · 0 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000100320, 100320, edgar:100320